Essent director granted 13 dividend units

A director of Essent Group Ltd. received additional dividend equivalent units tied to unvested equity awards, increasing his directly held units to 28.

Rhea-AI Filing Summary

Essent Group Ltd. (symbol: ESNT) is the issuer of record for a Form 4 filing submitted to the SEC. PAULS DOUGLAS J reported acquisition or exercise transactions in this Form 4 filing.

Essent Group Ltd. (ESNT) reported that director Douglas J. Pauls received a grant of 13 dividend equivalent units on September 10, 2026, as a compensation-related award with no cash price per unit. Following this grant, he holds a total of 28 dividend equivalent units directly.

According to the disclosure, these dividend equivalent rights accrue on unvested restricted stock and/or restricted stock unit awards and vest proportionately with those underlying awards. Each dividend equivalent unit is the economic equivalent of one common share of Essent Group Ltd., and no Rule 10b5-1 trading plan is reported for this transaction.

Insider Trade Summary

Grant/Award: 13 shares

Grant/Award 1 txn

Insider PAULS DOUGLAS J

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Dividend equivalent units F1	13	$0.00	$0.00

Holdings After Transaction: Dividend equivalent units — 28 contracts (Direct)

Footnotes (1)

1. F1. The dividend equivalent rights accrued on unvested restricted stock award(s) and/or unvested restricted stock unit award(s) and become vested proportionately with the award(s) to which they relate. Each dividend equivalent unit is the economic equivalent of one common share of Essent Group Ltd.

Key Figures

Dividend equivalent units acquired: 13 units Dividend equivalent units held after transaction: 28 units Transaction price per unit: $0.00 per unit +1 more

4 metrics

Dividend equivalent units acquired 13 units Grant to director Douglas J. Pauls on September 10, 2026

Dividend equivalent units held after transaction 28 units Total direct holdings of dividend equivalent units after the grant

Transaction price per unit $0.00 per unit Compensation-related grant of dividend equivalent units

Underlying common shares 28 shares Each dividend equivalent unit equals one common share economically

Key Terms

dividend equivalent units, restricted stock unit award, economic equivalent

3 terms

dividend equivalent units financial

"The dividend equivalent rights accrued on unvested restricted stock award(s)"

Dividend equivalent units are bookkeeping credits that mirror cash dividends paid on actual shares, granted to holders of stock-based awards such as restricted stock units or deferred compensation. They matter to investors because they increase a company’s reported employee compensation cost and can lead to issuance of more shares or cash payouts over time, similar to extra pay linked to ownership that affects shareholder dilution and corporate cash flow.

restricted stock unit award financial

"accrued on unvested restricted stock award(s) and/or unvested restricted stock unit award(s)"

A restricted stock unit award is a promise by a company to give an employee a specified number of company shares at a future date if certain conditions are met, such as staying with the company or hitting performance goals. For investors, these awards matter because they can increase the total number of shares outstanding when converted, diluting existing holders, and they align employees’ incentives with shareholders’ interests much like giving a rising bonus that becomes real only after conditions are satisfied.

economic equivalent financial

"Each dividend equivalent unit is the economic equivalent of one common share"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did Essent Group Ltd. (ESNT) report for September 10, 2026?

Essent Group Ltd. reported that director Douglas J. Pauls received a grant of 13 dividend equivalent units on September 10, 2026 as a compensation-related acquisition with no cash price per unit.

How many dividend equivalent units does the Essent Group Ltd. (ESNT) director hold after this Form 4?

After the reported transaction, director Douglas J. Pauls holds a total of 28 dividend equivalent units directly, each economically equivalent to one common share of Essent Group Ltd.

What are dividend equivalent units in the Essent Group Ltd. (ESNT) Form 4 filing?

The filing states that dividend equivalent units are rights that accrue on unvested restricted stock and/or restricted stock unit awards, vest proportionately with those awards, and each is the economic equivalent of one common share of Essent Group Ltd.

Was the Essent Group Ltd. (ESNT) insider transaction under a Rule 10b5-1 plan?

No. The document-level Rule 10b5-1 checkbox is not affirmed, and there is no footnote indicating that the September 10, 2026 grant of dividend equivalent units was made pursuant to a Rule 10b5-1 trading plan.

Did Essent Group Ltd. (ESNT) report any sale of shares in this Form 4?

No. The Form 4 shows only an acquisition of 13 dividend equivalent units by the director as a grant or award. There are no reported sales, dispositions, or exercises in this filing.

AI-generated analysis. How Rhea-AI works. Not financial advice.

Form 4 Insider Transactions: What Each Field Means →

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Available on EDGAR 09/14/2026 - 05:15 PM Accepted by SEC EDGAR 09/14/2026 - 05:14 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

PAULS DOUGLAS J

(Last) (First) (Middle)

C/O ESSENT GROUP LTD.

CLARENDON HOUSE, 2 CHURCH STREET

(Street)

HAMILTON HM 11

(City) (State) (Zip)

BERMUDA

(Country)

2. Issuer Name and Ticker or Trading Symbol
Essent Group Ltd. [ ESNT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
09/10/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Dividend equivalent units	(1)	09/10/2026		A		13		(1)	(1)	Common shares, par value $0.015	28	$0	28	D

Explanation of Responses:

1. The dividend equivalent rights accrued on unvested restricted stock award(s) and/or unvested restricted stock unit award(s) and become vested proportionately with the award(s) to which they relate. Each dividend equivalent unit is the economic equivalent of one common share of Essent Group Ltd.

Remarks:

	/s/ David B. Weinstock, as attorney-in-fact	09/14/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)