Essent Group (NYSE: ESNT) SVP granted stock and units, updates holdings

Rhea-AI Filing Summary

Essent Group Ltd. reported equity compensation and related adjustments for SVP and Chief Risk Officer Vijay Bhasin. On February 11, 2026, he acquired 13,739 common shares at $65.51 per share as a grant under the 2013 Long-Term Incentive Plan, bringing his direct common share holdings to 209,937 shares.

He also received a grant of 6,870 restricted share units, each convertible into one common share, at a reference price of $65.51, and now holds 6,870 such units. In related transactions, he disposed of 724 common shares and 39 dividend equivalent units to the issuer at $0, leaving 2,894 dividend equivalent units outstanding. The performance-based restricted shares vest after a three-year period starting January 1, 2026, while time-based awards vest in equal installments on March 1, 2027, 2028, and 2029.

Insider Trade Summary

4 transactions reported

Mixed 4 txns

Insider Bhasin Vijay

Role SVP and Chief Risk Officer

Type	Security	Shares	Price	Value
Grant/Award	Restricted share units	6,870	$65.51	$450K
Disposition	Dividend equivalent units	39	$0.00	--
Grant/Award	Common shares, par value $0.015	13,739	$65.51	$900K
Disposition	Common shares, par value $0.015	724	$0.00	--

Holdings After Transaction: Restricted share units — 6,870 shares (Direct); Dividend equivalent units — 2,894 shares (Direct); Common shares, par value $0.015 — 210,661 shares (Direct)

Footnotes (1)

1. Represents restricted shares granted under the issuer's 2013 Long-Term Incentive Plan, with any shares becoming earned based upon the issuer's compounded annual book value per share growth percentage and relative total shareholder return during a three-year performance period commencing January 1, 2026 and vesting on March 1, 2029. Restricted share units convert into common shares on a one-for-one basis. Represents restricted shares granted under the issuer's 2013 Long-Term Incentive Plan subject to time-based vesting in equal installments on each of March 1, 2027, 2028 and 2029. The dividend equivalent rights accrued on unvested restricted stock award(s) and/or unvested restricted stock unit award(s) and become vested proportionately with the award(s) to which they relate. Each dividend equivalent unit is the economic equivalent of one common share of Essent Group Ltd.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Bhasin Vijay

(Last) (First) (Middle)

C/O ESSENT GROUP LTD.

CLARENDON HOUSE, 2 CHURCH STREET

(Street)

HAMILTON D0 HM11

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Essent Group Ltd. [ ESNT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	SVP and Chief Risk Officer

3. Date of Earliest Transaction (Month/Day/Year)
02/11/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common shares, par value $0.015	02/11/2026		A		13,739(1)	A	$65.51	210,661	D
Common shares, par value $0.015	02/11/2026		D		724	D	$0	209,937	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted share units	(2)	02/11/2026		A		6,870(3)		(2)	(2)	Common shares, par value $0.015	6,870	$65.51	6,870(2)	D
Dividend equivalent units	(4)	02/11/2026		D			39	(4)	(4)	Common shares, par value $0.015	39	$0	2,894	D

Explanation of Responses:

1. Represents restricted shares granted under the issuer's 2013 Long-Term Incentive Plan, with any shares becoming earned based upon the issuer's compounded annual book value per share growth percentage and relative total shareholder return during a three-year performance period commencing January 1, 2026 and vesting on March 1, 2029.

2. Restricted share units convert into common shares on a one-for-one basis.

3. Represents restricted shares granted under the issuer's 2013 Long-Term Incentive Plan subject to time-based vesting in equal installments on each of March 1, 2027, 2028 and 2029.

4. The dividend equivalent rights accrued on unvested restricted stock award(s) and/or unvested restricted stock unit award(s) and become vested proportionately with the award(s) to which they relate. Each dividend equivalent unit is the economic equivalent of one common share of Essent Group Ltd.

Remarks:

	/s/ David B. Weinstock, as attorney-in-fact	02/13/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transactions did Essent Group (ESNT) report for Vijay Bhasin?

Essent Group reported that SVP and Chief Risk Officer Vijay Bhasin received grants of common shares and restricted share units, and made related disposals to the issuer. These transactions reflect equity compensation awards rather than open-market buying or selling activity.

How many Essent Group (ESNT) common shares did Vijay Bhasin acquire and hold after the Form 4?

Vijay Bhasin acquired 13,739 common shares at $65.51 per share as an equity grant. Following these transactions, his direct beneficial ownership totaled 209,937 Essent Group common shares according to the reported figures in the filing.

What restricted share units did Essent Group (ESNT) grant to Vijay Bhasin?

Essent Group granted Vijay Bhasin 6,870 restricted share units on February 11, 2026, at a reference price of $65.51. Each unit converts into one common share, leaving him with 6,870 restricted share units beneficially owned after the reported transactions.

How do Essent Group (ESNT) restricted share units convert into common shares?

The filing states that Essent Group restricted share units convert into common shares on a one-for-one basis. This means each restricted share unit, once vested and settled, results in delivery of a single Essent Group common share to the holder.

What are the vesting terms for Essent Group (ESNT) performance-based restricted shares?

Performance-based restricted shares become earned based on compounded annual book value per share growth and relative total shareholder return. They cover a three-year performance period beginning January 1, 2026, and any earned shares vest on March 1, 2029 under the long-term incentive plan.

How do Essent Group (ESNT) time-based restricted awards for Vijay Bhasin vest?

Time-based restricted awards granted to Vijay Bhasin vest in equal installments on March 1, 2027, March 1, 2028, and March 1, 2029. This schedule applies to restricted shares granted under Essent Group’s 2013 Long-Term Incentive Plan as described in the footnotes.

What are Essent Group (ESNT) dividend equivalent units reported for Vijay Bhasin?

Dividend equivalent units accrue on unvested restricted stock and restricted stock unit awards and vest proportionately with those awards. Each unit is the economic equivalent of one Essent Group common share. After a 39-unit disposition to the issuer, Bhasin held 2,894 dividend equivalent units.