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Essent Group (ESNT) SVP and Chief Legal Officer awarded dividend equivalent units

(Neutral)
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Essent Group Ltd. reported a routine equity compensation event for senior executive Mary Lourdes Gibbons, its SVP and Chief Legal Officer. She received an award of 415 dividend equivalent units on June 10, 2026, at a price of $0.00 per unit, classified as a grant or other acquisition.

Following this award, her direct holdings of dividend equivalent units increased to 2,197 units. According to the disclosure, these dividend equivalent rights accrue on unvested restricted stock or restricted stock unit awards and vest proportionately with those underlying awards. Each dividend equivalent unit is the economic equivalent of one common share of Essent Group Ltd.

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Negative

  • None.
Insider Gibbons Mary Lourdes
Role SVP and Chief Legal Officer
Type Security Shares Price Value
Grant/Award Dividend equivalent units 415 $0.00 $0.00
Holdings After Transaction: Dividend equivalent units — 2,197 shares (Direct)
Footnotes (1)
  1. F1. The dividend equivalent rights accrued on unvested restricted stock award(s) and/or unvested restricted stock unit award(s) and become vested proportionately with the award(s) to which they relate. Each dividend equivalent unit is the economic equivalent of one common share of Essent Group Ltd.
Dividend equivalent units granted 415 units Grant on June 10, 2026
Price per dividend equivalent unit $0.00 per unit Grant/award acquisition
Total dividend equivalent units after grant 2,197 units Direct holdings following transaction
Underlying common shares per unit 1 common share per unit Economic equivalence stated in footnote
Dividend equivalent units financial
"The dividend equivalent rights accrued on unvested restricted stock award(s) and/or unvested restricted stock unit award(s)"
Dividend equivalent units are bookkeeping credits that mirror cash dividends paid on actual shares, granted to holders of stock-based awards such as restricted stock units or deferred compensation. They matter to investors because they increase a company’s reported employee compensation cost and can lead to issuance of more shares or cash payouts over time, similar to extra pay linked to ownership that affects shareholder dilution and corporate cash flow.
restricted stock unit award financial
"accrued on unvested restricted stock award(s) and/or unvested restricted stock unit award(s)"
A restricted stock unit award is a promise by a company to give an employee a specified number of company shares at a future date if certain conditions are met, such as staying with the company or hitting performance goals. For investors, these awards matter because they can increase the total number of shares outstanding when converted, diluting existing holders, and they align employees’ incentives with shareholders’ interests much like giving a rising bonus that becomes real only after conditions are satisfied.
economic equivalent financial
"Each dividend equivalent unit is the economic equivalent of one common share of Essent Group Ltd."
Grant, award, or other acquisition financial
"transaction_code_description: Grant, award, or other acquisition"

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FAQ

What insider transaction did Essent Group (ESNT) report for Mary Lourdes Gibbons?

Essent Group reported that SVP and Chief Legal Officer Mary Lourdes Gibbons received 415 dividend equivalent units on June 10, 2026. These units were granted at no cost and relate to existing unvested restricted stock or restricted stock unit awards, increasing her total dividend equivalent unit holdings.

How many Essent Group (ESNT) dividend equivalent units does Mary Lourdes Gibbons hold after this Form 4?

After this transaction, Mary Lourdes Gibbons holds 2,197 dividend equivalent units directly. These units are tied to unvested restricted stock or restricted stock unit awards and vest over time proportionately with those awards, each representing the economic value of one Essent Group common share.

What are dividend equivalent units in the Essent Group (ESNT) Form 4 filing?

Dividend equivalent units are rights that accrue on unvested restricted stock or restricted stock unit awards. For Essent Group, each dividend equivalent unit is the economic equivalent of one common share and becomes vested proportionately as the related restricted awards vest, functioning as part of equity-based compensation.

Was the Essent Group (ESNT) insider transaction a market purchase or sale?

The transaction was not a market purchase or sale. It was coded as an acquisition (grant or award) of 415 dividend equivalent units at a price of $0.00 per unit, reflecting routine equity compensation rather than an open-market trade in Essent Group shares.

What role does Mary Lourdes Gibbons hold at Essent Group (ESNT) in this Form 4?

Mary Lourdes Gibbons is identified as an officer of Essent Group, serving as Senior Vice President and Chief Legal Officer. The reported Form 4 transaction reflects equity-based compensation granted to her in the form of dividend equivalent units linked to unvested restricted equity awards.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Gibbons Mary Lourdes

(Last)(First)(Middle)
C/O ESSENT GROUP LTD.
CLARENDON HOUSE, 2 CHURCH STREET

(Street)
HAMILTONHM11

(City)(State)(Zip)

BERMUDA

(Country)
2. Issuer Name and Ticker or Trading Symbol
Essent Group Ltd. [ ESNT ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
SVP and Chief Legal Officer
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
06/10/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Dividend equivalent units(1)06/10/2026A415 (1) (1)Common shares, par value $0.015415$02,197D
Explanation of Responses:
1. The dividend equivalent rights accrued on unvested restricted stock award(s) and/or unvested restricted stock unit award(s) and become vested proportionately with the award(s) to which they relate. Each dividend equivalent unit is the economic equivalent of one common share of Essent Group Ltd.
Remarks:
/s/ David B. Weinstock, as attorney-in-fact06/30/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)