Essent director gets dividend equivalent units grant

PAULS DOUGLAS J reported acquisition or exercise transactions in this Form 4 filing.

Accepted by SEC EDGAR 03/25/2026 - 04:52 PM EDT Learn about SEC filing dates

Rhea-AI Filing Summary

PAULS DOUGLAS J reported acquisition or exercise transactions in this Form 4 filing.

Essent Group Ltd. director Douglas J. Pauls received a grant of 16 dividend equivalent units tied to his existing equity awards. These units, which carry no purchase price, increase his holdings of dividend equivalent units to 56, each economically equivalent to one common share of Essent Group Ltd.

Insider Trade Summary

Grant/Award: 16 shares

Grant/Award 1 txn

Insider PAULS DOUGLAS J

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Dividend equivalent units	16	$0.00	$0.00

Holdings After Transaction: Dividend equivalent units — 56 contracts (Direct)

Holdings Before and After: Dividend equivalent units, 40 to 56 contracts (Direct)

Footnotes (1)

1. F1. The dividend equivalent rights accrued on unvested restricted stock award(s) and/or unvested restricted stock unit award(s) and become vested proportionately with the award(s) to which they relate. Each dividend equivalent unit is the economic equivalent of one common share of Essent Group Ltd.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did Essent Group (ESNT) director Douglas J. Pauls report?

Douglas J. Pauls reported receiving 16 dividend equivalent units as a grant. These units are tied to his unvested restricted stock or restricted stock units and increase his total dividend equivalent unit holdings to 56, economically matching Essent Group Ltd. common shares.

Are the Essent Group (ESNT) dividend equivalent units an open-market purchase or sale?

The dividend equivalent units are a grant, not an open-market trade. They were awarded as part of existing unvested restricted stock or restricted stock unit awards, so they do not reflect a discretionary buy or sell decision in the open market.

How many dividend equivalent units does Douglas J. Pauls hold after this Essent (ESNT) Form 4?

After the reported grant, Douglas J. Pauls holds 56 dividend equivalent units. Each unit is described as the economic equivalent of one Essent Group Ltd. common share, linked to his unvested restricted equity awards.

What are dividend equivalent units in the context of Essent Group (ESNT)?

Dividend equivalent units accrue on unvested restricted stock or restricted stock units and vest proportionately with those awards. For Essent Group, each dividend equivalent unit is stated to be the economic equivalent of one common share, mirroring the value impact of dividends.

Does this Essent Group (ESNT) Form 4 indicate option exercises or stock sales?

The Form 4 shows only an acquisition of dividend equivalent units via grant, coded as a compensation-related award. It does not report any option exercises, stock sales, gifts, or tax-withholding dispositions in this transaction record.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

PAULS DOUGLAS J

(Last) (First) (Middle)

C/O ESSENT GROUP LTD.

CLARENDON HOUSE, 2 CHURCH STREET

(Street)

HAMILTON HM 11

(City) (State) (Zip)

BERMUDA

(Country)

2. Issuer Name and Ticker or Trading Symbol
Essent Group Ltd. [ ESNT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
03/23/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Dividend equivalent units	(1)	03/23/2026		A		16		(1)	(1)	Common shares, par value $0.015	56	$0	56	D

Explanation of Responses:

1. The dividend equivalent rights accrued on unvested restricted stock award(s) and/or unvested restricted stock unit award(s) and become vested proportionately with the award(s) to which they relate. Each dividend equivalent unit is the economic equivalent of one common share of Essent Group Ltd.

Remarks:

	/s/ David B. Weinstock, as attorney-in-fact	03/25/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)