Essent Group Ltd. (ESNT) director acquires dividend equivalent units

Rhea-AI Filing Summary

Essent Group Ltd. reported that one of its directors acquired dividend equivalent units linked to existing equity awards on 12/10/2025. These units arise from dividends on unvested restricted stock awards and/or unvested restricted stock unit awards and vest over time in step with those underlying awards.

According to the filing, the director acquired 13 dividend equivalent units in this transaction and, following the transaction, beneficially owns 40 dividend equivalent units directly. Each dividend equivalent unit is described as the economic equivalent of one common share of Essent Group Ltd., providing the director with dividend-based economic exposure without a cash exercise price.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Karna Anu

(Last) (First) (Middle)

C/O ESSENT GROUP LTD.

CLARENDON HOUSE, 2 CHURCH STREET

(Street)

HAMILTON D0 HM 11

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Essent Group Ltd. [ ESNT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
12/10/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Dividend equivalent units	(1)	12/10/2025		A		13		(1)	(1)	Common shares, par value $0.015	40	$0	40	D

Explanation of Responses:

1. The dividend equivalent rights accrued on unvested restricted stock award(s) and/or unvested restricted stock unit award(s) and become vested proportionately with the award(s) to which they relate. Each dividend equivalent unit is the economic equivalent of one common share of Essent Group Ltd.

Remarks:

	/s/ David B. Weinstock, as attorney-in-fact	12/12/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Essent Group Ltd. (ESNT) disclose in this filing?

The filing shows that a director of Essent Group Ltd. reported an acquisition of derivative securities on 12/10/2025. Specifically, the director acquired 13 dividend equivalent units tied to existing equity awards and now beneficially owns 40 dividend equivalent units directly.

What are the dividend equivalent units reported by Essent Group Ltd. (ESNT)?

The filing describes the reported instruments as dividend equivalent rights that accrue on unvested restricted stock award(s) and/or unvested restricted stock unit award(s). These rights become vested proportionately with the related awards, and each dividend equivalent unit is the economic equivalent of one common share of Essent Group Ltd.

How many dividend equivalent units does the Essent Group (ESNT) director now hold?

After the reported 12/10/2025 transaction, the director is shown as beneficially owning 40 dividend equivalent units directly. Each of these units is stated to be the economic equivalent of one common share of Essent Group Ltd.

Was this Essent Group Ltd. (ESNT) insider transaction an acquisition or a sale?

The transaction is reported in the column labeled Number of Derivative Securities Acquired (A) or Disposed of (D) with an entry of 13 under the acquisition column. This indicates that the director acquired 13 dividend equivalent units rather than disposing of them.

What underlying security do the Essent Group (ESNT) dividend equivalent units relate to?

The table identifies the underlying security as common shares, par value $0.015 of Essent Group Ltd. The filing further notes that each dividend equivalent unit is the economic equivalent of one common share, linking the units’ value to Essent’s common stock.

Is there a cash exercise price for the Essent Group (ESNT) dividend equivalent units?

In the line for the derivative securities, the Price of Derivative Security is listed as $ 0. This indicates that the dividend equivalent units reported in this transaction do not have a cash exercise price associated with them.