Essent executive granted dividend equivalent units

Curran Christopher G reported acquisition or exercise transactions in this Form 4 filing.

Accepted by SEC EDGAR 03/25/2026 - 04:52 PM EDT Learn about SEC filing dates

Rhea-AI Filing Summary

Curran Christopher G reported acquisition or exercise transactions in this Form 4 filing.

Essent Group Ltd. reported that Christopher G. Curran, President of Essent Guaranty, Inc., received a grant of 547 dividend equivalent units tied to unvested restricted stock or restricted stock units. After this award, he holds 2,319 dividend equivalent units, each economically equivalent to one common share.

Insider Trade Summary

Grant/Award: 547 shares

Grant/Award 1 txn

Insider Curran Christopher G

Role Pres., Essent Guaranty, Inc.

Type	Security	Shares	Price	Value
Grant/Award	Dividend equivalent units	547	$0.00	$0.00

Holdings After Transaction: Dividend equivalent units — 2,319 contracts (Direct)

Holdings Before and After: Dividend equivalent units, 1,772 to 2,319 contracts (Direct)

Footnotes (1)

1. F1. The dividend equivalent rights accrued on unvested restricted stock award(s) and/or unvested restricted stock unit award(s) and become vested proportionately with the award(s) to which they relate. Each dividend equivalent unit is the economic equivalent of one common share of Essent Group Ltd.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did Essent Group Ltd. (ESNT) disclose for Christopher G. Curran?

Essent Group Ltd. disclosed that Christopher G. Curran received a grant of 547 dividend equivalent units. These units accrued on unvested restricted stock or restricted stock unit awards and are part of his overall equity-based compensation package.

How many Essent (ESNT) dividend equivalent units does Christopher G. Curran hold after this Form 4?

Following the reported grant, Christopher G. Curran holds a total of 2,319 dividend equivalent units. This figure reflects his position after the 547-unit award was added to his existing balance of similar compensation-linked units.

What are dividend equivalent units in the Essent Group Ltd. (ESNT) Form 4 filing?

Dividend equivalent units are rights that accrue on unvested restricted stock or restricted stock unit awards. Each unit is the economic equivalent of one Essent Group Ltd. common share, mirroring the value of regular dividends on those underlying equity awards.

Do the Essent (ESNT) dividend equivalent units reported for Curran vest immediately?

The dividend equivalent units do not vest immediately. According to the disclosure, they become vested proportionately with the unvested restricted stock or restricted stock unit awards to which they relate, aligning their vesting schedule with those underlying equity awards.

Is the Essent (ESNT) Form 4 transaction an open-market buy or sell of shares?

The reported transaction is not an open-market buy or sell. It is a grant or award of 547 dividend equivalent units, categorized as a derivative-type acquisition related to existing unvested restricted stock or restricted stock unit awards.

How do Essent (ESNT) dividend equivalent units relate to common shares?

Each dividend equivalent unit is the economic equivalent of one Essent Group Ltd. common share. This means the units are designed to mirror the value of dividends paid on common shares for the related unvested restricted equity awards.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Curran Christopher G

(Last) (First) (Middle)

C/O ESSENT GROUP LTD.

CLARENDON HOUSE, 2 CHURCH STREET

(Street)

HAMILTON HM 11

(City) (State) (Zip)

BERMUDA

(Country)

2. Issuer Name and Ticker or Trading Symbol
Essent Group Ltd. [ ESNT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Pres., Essent Guaranty, Inc.

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
03/23/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Dividend equivalent units	(1)	03/23/2026		A		547		(1)	(1)	Common shares, par value $0.015	2,319	$0	2,319	D

Explanation of Responses:

1. The dividend equivalent rights accrued on unvested restricted stock award(s) and/or unvested restricted stock unit award(s) and become vested proportionately with the award(s) to which they relate. Each dividend equivalent unit is the economic equivalent of one common share of Essent Group Ltd.

Remarks:

	/s/ David B. Weinstock, as attorney-in-fact	03/25/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)