Essent executive reports new share and RSU grants

Essent Group Ltd. executive Christopher G. Curran reported new equity awards and related share adjustments.

Rhea-AI Filing Summary

Essent Group Ltd. executive Christopher G. Curran reported new equity awards and related share adjustments. On February 11, 2026, he received 19,845 common shares at $65.51 per share as a grant, bringing his direct common share holdings to 309,307 shares before a small disposition back to the issuer.

He also acquired 9,923 restricted share units, each convertible into one common share, at a reference price of $65.51. These RSUs vest in three equal installments on March 1, 2027, 2028, and 2029, under the 2013 Long-Term Incentive Plan. A separate performance-based restricted share grant can be earned based on book value growth and relative total shareholder return from January 1, 2026 through March 1, 2029.

Insider Trade Summary

4 transactions reported

Mixed 4 txns

Insider Curran Christopher G

Role Pres., Essent Guaranty, Inc.

Type	Security	Shares	Price	Value
Grant/Award	Restricted share units	9,923	$65.51	$650K
Disposition	Dividend equivalent units	60	$0.00	$0.00
Grant/Award	Common shares, par value $0.015	19,845	$65.51	$1.30M
Disposition	Common shares, par value $0.015	1,045	$0.00	$0.00

Holdings After Transaction: Restricted share units — 9,923 contracts (Direct); Dividend equivalent units — 4,178 contracts (Direct); Common shares, par value $0.015 — 308,262 shares (Direct)

Footnotes (4)

1. F1. Represents restricted shares granted under the issuer's 2013 Long-Term Incentive Plan, with any shares becoming earned based upon the issuer's compounded annual book value per share growth percentage and relative total shareholder return during a three-year performance period commencing January 1, 2026 and vesting on March 1, 2029.
2. F2. Restricted share units convert into common shares on a one-for-one basis.
3. F3. Represents restricted share units granted under the issuer's 2013 Long-Term Incentive Plan that will vest in equal installments on each of March 1, 2027, 2028 and 2029.
4. F4. The dividend equivalent rights accrued on unvested restricted stock award(s) and/or unvested restricted stock unit award(s) and become vested proportionately with the award(s) to which they relate. Each dividend equivalent unit is the economic equivalent of one common share of Essent Group Ltd.

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Accepted by SEC EDGAR 02/13/2026 - 04:23 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Curran Christopher G

(Last) (First) (Middle)

C/O ESSENT GROUP LTD.

CLARENDON HOUSE, 2 CHURCH STREET

(Street)

HAMILTON D0 HM 11

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Essent Group Ltd. [ ESNT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Pres., Essent Guaranty, Inc.

3. Date of Earliest Transaction (Month/Day/Year)
02/11/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common shares, par value $0.015	02/11/2026		A		19,845(1)	A	$65.51	309,307	D
Common shares, par value $0.015	02/11/2026		D		1,045	D	$0	308,262	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted share units	(2)	02/11/2026		A		9,923(3)		(2)	(2)	Common shares, par value $0.015	9,923	$65.51	9,923(2)	D
Dividend equivalent units	(4)	02/11/2026		D			60	(4)	(4)	Common shares, par value $0.015	60	$0	4,178	D

Explanation of Responses:

1. Represents restricted shares granted under the issuer's 2013 Long-Term Incentive Plan, with any shares becoming earned based upon the issuer's compounded annual book value per share growth percentage and relative total shareholder return during a three-year performance period commencing January 1, 2026 and vesting on March 1, 2029.

2. Restricted share units convert into common shares on a one-for-one basis.

3. Represents restricted share units granted under the issuer's 2013 Long-Term Incentive Plan that will vest in equal installments on each of March 1, 2027, 2028 and 2029.

4. The dividend equivalent rights accrued on unvested restricted stock award(s) and/or unvested restricted stock unit award(s) and become vested proportionately with the award(s) to which they relate. Each dividend equivalent unit is the economic equivalent of one common share of Essent Group Ltd.

Remarks:

	/s/ David B. Weinstock, as attorney-in-fact	02/13/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
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