Essent director gifts shares, trust sells 2,500

Q: What insider transactions did ESNT director Douglas J. Pauls report on August 24, 2026?

Douglas J. Pauls reported a bona fide gift of 2,625 ESNT common shares from direct ownership, a gift of 2,625 shares to his revocable trust, and the trust’s sale of 2,500 shares at $69.70 per share.

Q: Did Douglas J. Pauls retain any directly held ESNT shares after these transactions?

After the reported bona fide gift of 2,625 directly held ESNT shares, Douglas J. Pauls was shown with 0 directly held shares following the transaction. Some shares continue to be held indirectly through his revocable trust.

Q: How many ESNT shares did the Douglas J. Pauls Revocable Trust sell and at what price?

The Douglas J. Pauls Revocable Trust reported a sale of 2,500 ESNT common shares on August 24, 2026, at a price of $69.70 per share in an open-market or private transaction.

Q: Were the ESNT transactions by Douglas J. Pauls filed under a Rule 10b5-1 trading plan?

The document-level Rule 10b5-1 checkbox was not checked, indicating these ESNT transactions by Douglas J. Pauls were not affirmed as being made under a Rule 10b5-1 trading plan.

Q: What type of security did Douglas J. Pauls transact in for ESNT?

All reported transactions by Douglas J. Pauls involved Essent Group Ltd. common shares, par value $0.015 per share. The activities included bona fide gifts and an open-market or private sale through his revocable trust.

Essent Group Ltd. (ESNT) director Douglas J. Pauls reported several transactions in common shares on August 24, 2026.

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Filing Sentiment

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Form Type

Rhea-AI Filing Summary

Essent Group Ltd. (ESNT) director Douglas J. Pauls reported several transactions in common shares on August 24, 2026. He made a bona fide gift of 2,625 shares from his direct holdings, leaving him with 0 directly held shares, and a corresponding bona fide gift of 2,625 shares to the Douglas J. Pauls Revocable Trust. The trust then sold 2,500 shares in an open-market or private transaction at $69.70 per share. The Rule 10b5-1 checkbox was not marked as being used for these transactions.

Insider Trade Summary

Net Seller: 2,500 shares

Net Sell 3 txns

Insider PAULS DOUGLAS J

Role Director

Sold 2,500 shs ($174K)

Type	Security	Shares	Price	Value
Gift	Common shares, par value $0.015	2,625	$0.00	$0.00
Gift	Common shares, par value $0.015	2,625	$0.00	$0.00
Sale	Common shares, par value $0.015	2,500	$69.70	$174K

Holdings After Transaction: Common shares, par value $0.015 — 0 shares (Direct); Common shares, par value $0.015 — 30,154 shares (Indirect, By Douglas J. Pauls Revocable Trust U/A Dated Jan 30 2013)

Key Figures

Gifted shares (direct to zero): 2,625 shares Gifted shares to revocable trust: 2,625 shares Shares sold by revocable trust: 2,500 shares +2 more

5 metrics

Gifted shares (direct to zero) 2,625 shares Bona fide gift of directly held ESNT common shares on August 24, 2026; direct holdings following were 0 shares

Gifted shares to revocable trust 2,625 shares Bona fide gift of ESNT common shares to Douglas J. Pauls Revocable Trust on August 24, 2026

Shares sold by revocable trust 2,500 shares Sale of ESNT common shares by Douglas J. Pauls Revocable Trust on August 24, 2026

Sale price per share $69.70 per share Price for 2,500 ESNT common shares sold by the revocable trust

Par value of common shares $0.015 per share Par value of Essent Group Ltd. common shares involved in the transactions

Key Terms

Bona fide gift, indirect ownership, Common shares, par value $0.015

3 terms

Bona fide gift financial

"transaction_code_description": "Bona fide gift""

A bona fide gift is a genuine, voluntary transfer of money, property, or benefits from one party to another made without expectation of repayment, services, or hidden conditions. Investors care because such gifts can affect company disclosures, related‑party transaction rules, tax treatment, and perceived conflicts of interest; think of it like someone giving you a present with no strings attached — but on a corporate scale, auditors and regulators need to verify it really is unconditional.

indirect ownership financial

""direct_or_indirect": "I","nature_of_ownership""

Common shares, par value $0.015 financial

""security_title": "Common shares, par value $0.015""

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transactions did ESNT director Douglas J. Pauls report on August 24, 2026?

Douglas J. Pauls reported a bona fide gift of 2,625 ESNT common shares from direct ownership, a gift of 2,625 shares to his revocable trust, and the trust’s sale of 2,500 shares at $69.70 per share.

Did Douglas J. Pauls retain any directly held ESNT shares after these transactions?

After the reported bona fide gift of 2,625 directly held ESNT shares, Douglas J. Pauls was shown with 0 directly held shares following the transaction. Some shares continue to be held indirectly through his revocable trust.

How many ESNT shares did the Douglas J. Pauls Revocable Trust sell and at what price?

The Douglas J. Pauls Revocable Trust reported a sale of 2,500 ESNT common shares on August 24, 2026, at a price of $69.70 per share in an open-market or private transaction.

Were the ESNT transactions by Douglas J. Pauls filed under a Rule 10b5-1 trading plan?

The document-level Rule 10b5-1 checkbox was not checked, indicating these ESNT transactions by Douglas J. Pauls were not affirmed as being made under a Rule 10b5-1 trading plan.

What type of security did Douglas J. Pauls transact in for ESNT?

All reported transactions by Douglas J. Pauls involved Essent Group Ltd. common shares, par value $0.015 per share. The activities included bona fide gifts and an open-market or private sale through his revocable trust.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 08/25/2026 - 04:10 PM EDT Accepted by SEC EDGAR 08/25/2026 - 04:09 PM EDT

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

PAULS DOUGLAS J

(Last)

(First)

(Middle)

C/O ESSENT GROUP LTD.

CLARENDON HOUSE, 2 CHURCH STREET

(Street)

HAMILTON

HM 11

(City)

(State)

(Zip)

BERMUDA

(Country)

2. Issuer Name and Ticker or Trading Symbol
Essent Group Ltd. [ ESNT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	10% Owner
	Officer (give title below)	Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
08/24/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Common shares, par value $0.015	08/24/2026		G		2,625	D	$0	0	D
Common shares, par value $0.015	08/24/2026		G		2,625	A	$0	32,654	I	By Douglas J. Pauls Revocable Trust U/A Dated Jan 30 2013
Common shares, par value $0.015	08/24/2026		S		2,500	D	$69.7	30,154	I	By Douglas J. Pauls Revocable Trust U/A Dated Jan 30 2013

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)

Explanation of Responses:

Remarks:

	/s/ David B. Weinstock, as attorney-in-fact	08/25/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

Source: View Original Filing on SEC EDGAR