Essent director granted 13 dividend-equivalent units

Essent Group Ltd. (ESNT) director Aditya Dutt reported an acquisition of 13 dividend equivalent units on September 10, 2026, as a compensation-related grant.

Rhea-AI Filing Summary

Essent Group Ltd. (ESNT) director Aditya Dutt reported an acquisition of 13 dividend equivalent units on September 10, 2026, as a compensation-related grant. These units accrued on unvested restricted stock and restricted stock unit awards and vested proportionately with those awards, bringing his total to 28 dividend equivalent units, each economically equivalent to one common share.

Insider Trade Summary

Grant/Award: 13 shares

Grant/Award 1 txn

Insider Dutt Aditya

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Dividend equivalent units F1	13	$0.00	$0.00

Holdings After Transaction: Dividend equivalent units — 28 contracts (Direct)

Footnotes (1)

1. F1. The dividend equivalent rights accrued on unvested restricted stock award(s) and/or unvested restricted stock unit award(s) and become vested proportionately with the award(s) to which they relate. Each dividend equivalent unit is the economic equivalent of one common share of Essent Group Ltd.

Key Figures

Dividend equivalent units granted: 13 units Dividend equivalent units held after transaction: 28 units Transaction price per unit: $0.00 +2 more

5 metrics

Dividend equivalent units granted 13 units Grant to director Aditya Dutt on September 10, 2026

Dividend equivalent units held after transaction 28 units Total derivative holdings following the grant

Transaction price per unit $0.00 Compensation-related grant of dividend equivalent units

Underlying common shares 28 shares Each dividend equivalent unit equals one common share

Transaction date September 10, 2026 Date of grant of dividend equivalent units

Key Terms

Dividend equivalent units, restricted stock unit award(s), economic equivalent

3 terms

Dividend equivalent units financial

"The dividend equivalent rights accrued on unvested restricted stock award(s)"

Dividend equivalent units are bookkeeping credits that mirror cash dividends paid on actual shares, granted to holders of stock-based awards such as restricted stock units or deferred compensation. They matter to investors because they increase a company’s reported employee compensation cost and can lead to issuance of more shares or cash payouts over time, similar to extra pay linked to ownership that affects shareholder dilution and corporate cash flow.

restricted stock unit award(s) financial

"accrued on unvested restricted stock award(s) and/or unvested restricted stock unit award(s)"

economic equivalent financial

"Each dividend equivalent unit is the economic equivalent of one common share"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did ESNT director Aditya Dutt report?

Aditya Dutt reported a grant of 13 dividend equivalent units on September 10, 2026. These units accrued on unvested restricted stock and restricted stock unit awards and are compensation-related, with no cash price per unit reported.

How many Essent Group Ltd. (ESNT) dividend equivalent units does Aditya Dutt hold after this Form 4?

After the reported grant, Aditya Dutt holds a total of 28 dividend equivalent units, each described as the economic equivalent of one common share of Essent Group Ltd.

What are dividend equivalent units in the ESNT Form 4 for Aditya Dutt?

The filing states that the dividend equivalent rights accrued on unvested restricted stock and/or unvested restricted stock unit awards and become vested proportionately with those awards. Each dividend equivalent unit is the economic equivalent of one common share of Essent Group Ltd.

Did Essent Group Ltd. director Aditya Dutt buy or sell ESNT common shares in this Form 4?

No purchases or sales of common shares are reported. The Form 4 shows a grant of 13 dividend equivalent units as a derivative, compensation-related acquisition, with no market transaction in common shares disclosed.

Was the ESNT Form 4 transaction by Aditya Dutt made under a Rule 10b5-1 trading plan?

The filing’s Rule 10b5-1 checkbox is not marked as affirmed, and the footnotes do not state that the transaction was made under a Rule 10b5-1 trading plan.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 09/14/2026 - 05:16 PM EDT Accepted by SEC EDGAR 09/14/2026 - 05:15 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Dutt Aditya

(Last) (First) (Middle)

C/O ESSENT GROUP LTD.

CLARENDON HOUSE, 2 CHURCH STREET

(Street)

HAMILTON HM11

(City) (State) (Zip)

BERMUDA

(Country)

2. Issuer Name and Ticker or Trading Symbol
Essent Group Ltd. [ ESNT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
09/10/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Dividend equivalent units	(1)	09/10/2026		A		13		(1)	(1)	Common shares, par value $0.015	28	$0	28	D

Explanation of Responses:

1. The dividend equivalent rights accrued on unvested restricted stock award(s) and/or unvested restricted stock unit award(s) and become vested proportionately with the award(s) to which they relate. Each dividend equivalent unit is the economic equivalent of one common share of Essent Group Ltd.

Remarks:

	/s/ David B. Weinstock, as attorney-in-fact	09/14/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)