Essent director granted 15 dividend equivalent units

Essent Group Ltd. director William Spiegel reported an acquisition of derivative-based compensation.

Accepted by SEC EDGAR 06/30/2026 - 04:46 PM EDT Learn about SEC filing dates

Rhea-AI Filing Summary

Essent Group Ltd. director William Spiegel reported an acquisition of derivative-based compensation. On June 10, 2026, he received 15 dividend equivalent units at a price of $0.00 per unit, each economically equivalent to one common share.

The footnote explains these dividend equivalent rights accrued on unvested restricted stock and/or restricted stock unit awards and will vest proportionately with the underlying awards. Following this grant, Spiegel holds 15 dividend equivalent units directly.

Insider Trade Summary

Grant/Award: 15 shares

Grant/Award 1 txn

Insider SPIEGEL WILLIAM

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Dividend equivalent units	15	$0.00	$0.00

Holdings After Transaction: Dividend equivalent units — 15 contracts (Direct)

Holdings Before and After: Dividend equivalent units, 0 to 15 contracts (Direct)

Footnotes (1)

1. F1. The dividend equivalent rights accrued on unvested restricted stock award(s) and/or unvested restricted stock unit award(s) and become vested proportionately with the award(s) to which they relate. Each dividend equivalent unit is the economic equivalent of one common share of Essent Group Ltd.

Key Figures

Dividend equivalent units granted: 15 units Grant price per unit: $0.00 Units held after transaction: 15 units +1 more

4 metrics

Dividend equivalent units granted 15 units Grant on June 10, 2026

Grant price per unit $0.00 Dividend equivalent units award

Units held after transaction 15 units Total dividend equivalent units following grant

Underlying common shares equivalent 15 shares Each unit equals one Essent common share economically

Key Terms

Dividend equivalent units, restricted stock award, restricted stock unit award, economic equivalent

4 terms

Dividend equivalent units financial

"The dividend equivalent rights accrued on unvested restricted stock award(s) and/or unvested restricted stock unit award(s)"

Dividend equivalent units are bookkeeping credits that mirror cash dividends paid on actual shares, granted to holders of stock-based awards such as restricted stock units or deferred compensation. They matter to investors because they increase a company’s reported employee compensation cost and can lead to issuance of more shares or cash payouts over time, similar to extra pay linked to ownership that affects shareholder dilution and corporate cash flow.

restricted stock award financial

"accrued on unvested restricted stock award(s) and/or unvested restricted stock unit award(s)"

A restricted stock award is company shares given to an employee or executive that cannot be sold or fully owned until certain conditions—like staying with the company for a set time or hitting performance targets—are met. Think of it as a gift that only becomes yours after you fulfill specific obligations; for investors, these awards matter because they can increase the total shares outstanding when they vest, reveal how management is being paid and motivated, and create potential selling pressure when restrictions lift.

restricted stock unit award financial

"unvested restricted stock award(s) and/or unvested restricted stock unit award(s)"

A restricted stock unit award is a promise by a company to give an employee a specified number of company shares at a future date if certain conditions are met, such as staying with the company or hitting performance goals. For investors, these awards matter because they can increase the total number of shares outstanding when converted, diluting existing holders, and they align employees’ incentives with shareholders’ interests much like giving a rising bonus that becomes real only after conditions are satisfied.

economic equivalent financial

"Each dividend equivalent unit is the economic equivalent of one common share of Essent Group Ltd."

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did Essent Group (ESNT) director William Spiegel report on this Form 4?

William Spiegel reported receiving 15 dividend equivalent units as a compensation-related award. These units are tied to existing unvested restricted stock or restricted stock units and carry no cash exercise price, reflecting routine equity-based compensation rather than an open-market purchase or sale.

What are dividend equivalent units in the Essent Group (ESNT) Form 4?

Dividend equivalent units are rights that mirror dividends on unvested stock or RSUs. For Essent Group, each unit is the economic equivalent of one common share and vests proportionately with the related restricted stock or restricted stock unit awards over time.

How many Essent Group (ESNT) dividend equivalent units did William Spiegel receive?

William Spiegel received 15 dividend equivalent units. Each unit is economically equivalent to one Essent Group common share and accrued on his unvested restricted stock and/or restricted stock unit awards, vesting in step with those underlying equity awards according to their original schedules.

Was there any cash consideration in William Spiegel’s Essent Group (ESNT) transaction?

No cash changed hands in this transaction. The 15 dividend equivalent units were granted at a reported price of $0.00 per unit, reflecting a non-cash equity compensation accrual tied to existing unvested restricted stock or restricted stock unit awards already in place.

Does the Essent Group (ESNT) Form 4 show an open‑market buy or sell by William Spiegel?

The Form 4 does not show any open‑market buy or sell by William Spiegel. It reports a grant of 15 dividend equivalent units as compensation, classified as an acquisition under transaction code A, rather than a purchase or sale in the public market.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

SPIEGEL WILLIAM

(Last) (First) (Middle)

C/O ESSENT GROUP LTD.

CLARENDON HOUSE, 2 CHURCH STREET

(Street)

HAMILTON HM11

(City) (State) (Zip)

BERMUDA

(Country)

2. Issuer Name and Ticker or Trading Symbol
Essent Group Ltd. [ ESNT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
06/10/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Dividend equivalent units	(1)	06/10/2026		A		15		(1)	(1)	Common shares, par value $0.015	15	$0	15	D

Explanation of Responses:

1. The dividend equivalent rights accrued on unvested restricted stock award(s) and/or unvested restricted stock unit award(s) and become vested proportionately with the award(s) to which they relate. Each dividend equivalent unit is the economic equivalent of one common share of Essent Group Ltd.

Remarks:

	/s/ David B. Weinstock, as attorney-in-fact	06/30/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)