Essent Group (ESNT) legal officer records 775-share stock transfer

Rhea-AI Filing Summary

Essent Group Ltd. executive reports share transfer

An officer of Essent Group Ltd. (SVP and Chief Legal Officer) reported a disposition of 775 common shares on 12/15/2025 at a stated price of $0 per share. After this transaction, the reporting person directly beneficially owns 242,248 common shares of Essent Group Ltd. The filing covers this single equity transaction by one reporting person and does not show any derivative securities activity.

Insider Trade Summary

Net Seller: 775 shares

Net Sell 1 txn

Insider Gibbons Mary Lourdes

Role SVP and Chief Legal Officer

Type	Security	Shares	Price	Value
Gift	Common shares, par value $0.015	775	$0.00	$0.00

Holdings After Transaction: Common shares, par value $0.015 — 242,248 shares (Direct)

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Form 4 Insider Transactions: What Each Field Means →

Accepted by SEC EDGAR 12/18/2025 - 04:58 PM Learn about SEC filing dates

FAQ

What insider transaction did Essent Group Ltd. (ESNT) report in this Form 4?

The Form 4 reports that an Essent Group Ltd. officer disposed of 775 common shares on 12/15/2025 at a reported price of $0 per share.

Who is the reporting person in this Essent Group Ltd. (ESNT) Form 4 filing?

The reporting person is an officer of Essent Group Ltd., serving as SVP and Chief Legal Officer, and filed the form as a single reporting person.

How many Essent Group Ltd. (ESNT) shares does the insider own after the reported transaction?

Following the reported transaction, the insider directly beneficially owns 242,248 common shares of Essent Group Ltd.

What type of security is involved in this Essent Group Ltd. (ESNT) Form 4?

The transaction involves common shares of Essent Group Ltd. with a par value of $0.015 per share.

Were any derivative securities reported in this Essent Group Ltd. (ESNT) Form 4?

No derivative securities are shown in the provided portion of the filing; only a transaction in non-derivative common shares is listed.

Is this Essent Group Ltd. (ESNT) Form 4 filed for one or multiple insiders?

The document indicates it is a Form filed by one reporting person, not a joint filing with multiple insiders.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Gibbons Mary Lourdes

(Last) (First) (Middle)

C/O ESSENT GROUP LTD.

CLARENDON HOUSE, 2 CHURCH STREET

(Street)

HAMILTON D0 HM11

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Essent Group Ltd. [ ESNT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	SVP and Chief Legal Officer

3. Date of Earliest Transaction (Month/Day/Year)
12/15/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common shares, par value $0.015	12/15/2025		G		775	D	$0	242,248	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

	/s/ David B. Weinstock, as attorney-in-fact	12/17/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.