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Essent Group (NYSE: ESNT) legal chief sells 8,500 shares

Filing Impact
(Very High)
Filing Sentiment
(Negative)
Form Type
4

Rhea-AI Filing Summary

Essent Group Ltd. senior vice president and chief legal officer Mary Lourdes Gibbons reported open-market sales of company common shares. She sold 872 shares on April 17, 2026 at about $63.00 per share and 7,628 shares on April 20, 2026 at a weighted average price of $63.01 per share. After these transactions, she directly holds 237,586 common shares of Essent Group.

Positive

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Insider Gibbons Mary Lourdes
Role SVP and Chief Legal Officer
Sold 8,500 shs ($536K)
Type Security Shares Price Value
Sale Common shares, par value $0.015 7,628 $63.01 $481K
Sale Common shares, par value $0.015 872 $63.00 $55K
Holdings After Transaction: Common shares, par value $0.015 — 237,586 shares (Direct, null)
Footnotes (1)
  1. [object Object]
Shares sold 2026-04-17 872 shares at $63.00 Open-market sale of common shares on April 17, 2026
Shares sold 2026-04-20 7,628 shares at $63.01 Open-market sale of common shares on April 20, 2026
Total shares sold 8,500 shares Net shares sold across two transactions in April 2026
Shares held after sales 237,586 shares Direct ownership following April 20, 2026 transaction
Price range 2026-04-20 $63.00–$63.01 Weighted average sale price range for April 20, 2026 trades
open-market sale financial
"transaction_action: "open-market sale" for both non-derivative trades"
An open-market sale is when a shareholder sells existing shares directly on a public exchange to any willing buyer, rather than through a private deal. Think of it like putting goods on a busy market stall where price is set by supply and demand; for investors it matters because such sales increase available supply, can put short-term downward pressure on the stock price, and signal changes in liquidity or investor confidence.
weighted average price financial
"The price reported in Column 4 is a weighted average price."
Weighted average price is the average price of a security where each trade or component is counted according to its size, so bigger trades pull the average more than smaller ones. Think of it like calculating the average cost of a grocery haul where items you bought more of have greater influence on the final per-item cost. Investors use it to understand the true average price paid or received, judge execution quality, and compare trading performance against market movement.
Common shares, par value $0.015 financial
"security_title: "Common shares, par value $0.015""
Form 4 regulatory
"INSIDER FILING DATA (Form 4): structured insider transaction report"
Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
X
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Gibbons Mary Lourdes

(Last)(First)(Middle)
C/O ESSENT GROUP LTD.
CLARENDON HOUSE, 2 CHURCH STREET

(Street)
HAMILTONHM11

(City)(State)(Zip)

BERMUDA

(Country)
2. Issuer Name and Ticker or Trading Symbol
Essent Group Ltd. [ ESNT ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
SVP and Chief Legal Officer
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
04/17/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common shares, par value $0.01504/17/2026S872D$63(1)245,214D
Common shares, par value $0.01504/20/2026S7,628D$63.01(1)237,586D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
1. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $63.00 to $63.01, inclusive. The reporting person undertakes to provide to Essent Group Ltd., any security holder of Essent Group Ltd., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth above.
Remarks:
/s/ David B. Weinstock, as attorney-in-fact04/21/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider activity did Essent Group (ESNT) report for Mary Lourdes Gibbons?

Essent Group reported that SVP and Chief Legal Officer Mary Lourdes Gibbons sold a total of 8,500 common shares in open-market transactions. These trades occurred on April 17 and April 20, 2026, at prices around $63 per share.

How many Essent Group (ESNT) shares did Mary Lourdes Gibbons sell and at what prices?

Mary Lourdes Gibbons sold 872 shares at $63.00 per share on April 17, 2026, and 7,628 shares at a weighted average price of $63.01 on April 20, 2026. Both sales involved Essent Group common shares.

What is Mary Lourdes Gibbons’ remaining Essent Group (ESNT) shareholding after these sales?

After the reported transactions, Mary Lourdes Gibbons directly holds 237,586 Essent Group common shares. This figure reflects her position following the open-market sales totaling 8,500 shares disclosed in the Form 4 insider filing.

What type of transactions were reported in the Essent Group (ESNT) Form 4 for Mary Lourdes Gibbons?

The Form 4 shows open-market sales of Essent Group common shares by Mary Lourdes Gibbons, coded as “S” transactions. These are non-derivative trades, meaning they involve direct common share sales rather than options or other derivatives.

What does the weighted average price disclosure mean in the Essent Group (ESNT) insider sale?

For the April 20, 2026 trade, the Form 4 reports a weighted average price of $63.01. The footnote explains the shares were sold in multiple trades between $63.00 and $63.01, and detailed breakdowns are available on request.