Esquire Financial (ESQ) director granted 753 shares of restricted stock

Rhea-AI Filing Summary

Esquire Financial Holdings, Inc. reported an insider equity award involving one of its directors. On December 10, 2025, the director acquired 753 shares of common stock in a transaction reported with code "A" at a stated price of $0, indicating a grant rather than an open-market purchase.

These shares are described as restricted stock that will vest 100% on December 10, 2026. Following this transaction, the director beneficially owned 753 shares, held as direct ownership. The filing is made by a single reporting person in their capacity as a director.

Insider Trade Summary

Net Buyer: 753 shares

Net Buy 1 txn

Insider Kelly Raymond Francis

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	753	$0.00	$0.00

Holdings After Transaction: Common Stock — 753 shares (Direct)

Footnotes (1)

1. F1. Shares of restricted stock vest 100% on December 10, 2026.

FAQ

What insider transaction did Esquire Financial (ESQ) disclose in this Form 4?

The company disclosed that a director acquired 753 shares of common stock as a reported insider transaction on December 10, 2025.

How many shares were granted to the Esquire Financial (ESQ) director?

The director received 753 shares of Esquire Financial Holdings, Inc. common stock.

At what price were the ESQ shares acquired in the reported transaction?

The 753 shares of common stock were reported as acquired at a price of $0, consistent with a grant of restricted stock.

When do the Esquire Financial (ESQ) restricted stock shares vest?

The restricted stock shares vest 100% on December 10, 2026, according to the explanation of responses.

What is the director’s ownership in ESQ after this transaction?

After the reported transaction, the director beneficially owned 753 shares of Esquire Financial common stock, held as direct ownership.

Is the Esquire Financial (ESQ) Form 4 filed by one person or multiple insiders?

The report states that it is a Form filed by One Reporting Person, not by a group.

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Form 4 Insider Transactions: What Each Field Means →

Accepted by SEC EDGAR 12/16/2025 - 04:20 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Kelly Raymond Francis

(Last) (First) (Middle)

100 JERICHO QUADRANGLE

SUITE 100

(Street)

JERICHO NY 11753

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Esquire Financial Holdings, Inc. [ ESQ ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
12/10/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	12/10/2025		A		753(1)	A	$0	753	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Shares of restricted stock vest 100% on December 10, 2026.

	/s/ Eric S. Bader, pursuant to power of attorney	12/16/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.