Esquire Financial (ESQ) EVP and COO Eric Bader awarded 3,492 restricted shares

Rhea-AI Filing Summary

Esquire Financial Holdings EVP and COO Eric S. Bader reported an award of 3,492 shares of common stock on January 29, 2026. The shares are restricted stock that vest in three equal annual installments beginning January 29, 2029.

After this grant, Bader beneficially owns 139,116 shares of common stock directly, which include multiple restricted stock awards with different vesting schedules from 2024 through 2028. He also indirectly holds 2,000 shares through an IRA.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Bader Eric S

(Last) (First) (Middle)

100 JERICHO QUADRANGLE

SUITE 100

(Street)

JERICHO NY 11753

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Esquire Financial Holdings, Inc. [ ESQ ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP and COO

3. Date of Earliest Transaction (Month/Day/Year)
01/29/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	01/29/2026		A		3,492(1)	A	$0	139,116(2)(3)(4)(5)(6)	D
Common Stock								2,000	I	By IRA

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Shares of restricted stock vest in three equal annual installments commencing on January 29, 2029.

2. Includes shares of restricted stock which vest in three equal annual installments commencing on December 16, 2024.

3. Includes shares of restricted stock which vest in three equal annual installments commencing on December 9, 2025.

4. Includes shares of restricted stock which vest in three equal annual installments commencing on December 19, 2026.

5. Includes shares of restricted stock which vest in three equal annual installments commencing on December 15, 2027.

6. Includes shares of restricted stock which vest in three equal annual installments commencing on January 30, 2028.

	/s/ Eric S. Bader	02/02/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Esquire Financial (ESQ) report for Eric S. Bader?

Esquire Financial reported that EVP and COO Eric S. Bader received 3,492 shares of common stock on January 29, 2026. These are restricted shares that vest over time rather than being fully available immediately, reflecting stock-based compensation.

How many Esquire Financial (ESQ) shares does Eric S. Bader own after this Form 4?

After the reported transaction, Eric S. Bader directly beneficially owns 139,116 shares of Esquire Financial common stock. In addition, he indirectly holds 2,000 shares through an IRA account, giving him both direct and indirect share interests.

What are the vesting terms of Eric S. Bader’s new restricted Esquire Financial (ESQ) shares?

The 3,492 restricted shares granted to Eric S. Bader vest in three equal annual installments starting on January 29, 2029. This means one-third becomes available each year over three years, encouraging longer-term alignment with company performance.

Does Eric S. Bader hold other restricted Esquire Financial (ESQ) stock awards?

Yes. His total 139,116 direct shares include prior restricted stock awards that vest in three equal annual installments beginning on December 16, 2024, December 9, 2025, December 19, 2026, December 15, 2027, and January 30, 2028.

How are Eric S. Bader’s indirect Esquire Financial (ESQ) holdings structured?

Eric S. Bader indirectly owns 2,000 shares of Esquire Financial common stock through an IRA. The filing notes this as indirect beneficial ownership, separate from his directly held and restricted shares reported under his personal ownership.

What role does Eric S. Bader hold at Esquire Financial (ESQ)?

Eric S. Bader serves as Executive Vice President (EVP) and Chief Operating Officer (COO) of Esquire Financial Holdings, Inc. His stock and restricted stock holdings reflect equity-based compensation tied to his senior leadership position at the company.