Esquire Financial Holdings (ESQ) COO discloses share sale and options

Rhea-AI Filing Summary

Esquire Financial Holdings, Inc. executive vice president and chief operating officer Eric S. Bader reported equity transactions in company stock. On 12/16/2025, 3,293 shares of common stock were disposed of in a transaction coded "F" at $106.82 per share, typically indicating shares withheld to cover taxes on vesting. After this, he beneficially owned 126,365 shares of common stock directly and 2,000 shares indirectly through an IRA. He also held fully vested stock options with an exercise price of $12.5 per share covering 14,125 shares of common stock, exercisable from 09/01/2017 until expiration on 09/01/2026. Several portions of his holdings include restricted stock scheduled to vest in three equal annual installments from 12/19/2023 through 01/30/2028.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Bader Eric S

(Last) (First) (Middle)

100 JERICHO QUADRANGLE

SUITE 100

(Street)

JERICHO NY 11753

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Esquire Financial Holdings, Inc. [ ESQ ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP and COO

3. Date of Earliest Transaction (Month/Day/Year)
12/16/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	12/16/2025		F		3,293	D	$106.82	126,365(1)(2)(3)(4)(5)(6)	D
Common Stock								2,000	I	By IRA

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Options	$12.5							09/01/2017	09/01/2026	Common Stock	14,125(7)		14,125(7)	D

Explanation of Responses:

1. Includes shares of restricted stock which vest in three equal annual installments commencing on December 19, 2023.

2. Includes shares of restricted stock which vest in three equal annual installments commencing on December 16, 2024.

3. Includes shares of restricted stock which vest in three equal annual installments commencing on December 9, 2025.

4. Includes shares of restricted stock which vest in three equal annual installments commencing on December 19, 2026.

5. Includes shares of restricted stock which vest in three equal annual installments commencing on December 15, 2027.

6. Includes shares of restricted stock which vest in three equal annual installments commencing on January 30, 2028.

7. Stock options are fully vested.

	/s/ Eric S. Bader	12/17/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
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FAQ

What insider transaction did Esquire Financial (ESQ) report on December 16, 2025?

On 12/16/2025, EVP and COO Eric S. Bader reported the disposition of 3,293 shares of Esquire Financial Holdings, Inc. common stock in a transaction coded "F" at $106.82 per share.

How many Esquire Financial (ESQ) shares does Eric S. Bader own after the reported transaction?

After the reported transaction, Eric S. Bader beneficially owned 126,365 shares of Esquire Financial common stock directly and 2,000 shares indirectly through an IRA.

What derivative securities does Eric S. Bader hold in Esquire Financial (ESQ)?

Eric S. Bader holds fully vested stock options with an exercise price of $12.5 per share covering 14,125 shares of Esquire Financial common stock, exercisable from 09/01/2017 until expiration on 09/01/2026.

What does the transaction code "F" mean in the Esquire Financial (ESQ) Form 4?

The transaction code "F" indicates a disposition of shares to pay the tax withholding obligation upon the vesting of equity awards, rather than an open-market sale.

What is Eric S. Bader’s role at Esquire Financial Holdings, Inc. (ESQ)?

Eric S. Bader is reported as an officer of Esquire Financial Holdings, Inc., serving as EVP and COO (executive vice president and chief operating officer).

How do restricted stock awards for Esquire Financial (ESQ) vest for Eric S. Bader?

The filing notes several blocks of restricted stock that vest in three equal annual installments, with vesting schedules commencing on 12/19/2023, 12/16/2024, 12/09/2025, 12/19/2026, 12/15/2027, and 01/30/2028.