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EverQuote, Inc. 8-K Filings

EVER NASDAQ

Every 8-K that EverQuote, Inc. (EVER) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.

A 8-K covers material events a company has to report between its quarterly reports, so if you follow EVER and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full EVER filings page.

Rhea-AI Summary

EverQuote, Inc. reported strong results for the quarter ended June 30, 2026, with revenue of $195.1 million, up 25% year-over-year. Automotive revenue was $172.1 million and home and renters revenue was $23.0 million. Net income was $19.2 million, and Adjusted EBITDA reached a record $30.1 million, up 37%. Variable marketing dollars were $56.9 million.

Operating cash flow was $24.3 million, and the company ended the quarter with $192.3 million in cash and cash equivalents and no outstanding debt. EverQuote repurchased 578 thousand shares for approximately $9.1 million. For third quarter 2026, the company guides to revenue of $198.0–$208.0 million, variable marketing dollars of $56.0–$59.0 million, and Adjusted EBITDA of $28.0–$31.0 million. An earnings press release and investor presentation were furnished and posted on its investor relations website.

Rhea-AI Summary

EverQuote, Inc. reported results from its 2026 annual stockholder meeting. Stockholders elected seven directors — David Blundin, Sanju Bansal, Paul Deninger, Jayme Mendal, George Neble, John Shields, and Mira Wilczek — to serve until the 2027 annual meeting.

Investors also approved an amendment to EverQuote’s Restated Certificate of Incorporation to add exculpation from personal liability for certain officers as permitted by Delaware law, and the company filed a Certificate of Amendment with the Delaware Secretary of State on June 4, 2026. In addition, stockholders ratified the appointment of PricewaterhouseCoopers LLP as EverQuote’s independent registered public accounting firm for the fiscal year ending December 31, 2026.

Rhea-AI Summary

EverQuote, Inc. reported strong first-quarter 2026 results with revenue of $190.9 million, a 15% year-over-year increase. Automotive insurance revenue was $172.4 million and home and renters revenue was $18.5 million, up 13% and 33% respectively.

Net income rose to $18.7 million from $8.0 million, while Adjusted EBITDA grew 30% to a record $29.3 million. Operating cash flow increased to $29.6 million, and the company ended the quarter with $178.5 million in cash and cash equivalents and no debt after repurchasing 1.1 million shares for $19.9 million.

For the second quarter of 2026, EverQuote guides revenue between $185.0 million and $195.0 million, representing 21% year-over-year growth at the midpoint, with expected Adjusted EBITDA of $28.0 million to $30.0 million.

Rhea-AI Summary

EverQuote reported a record 2025 with strong growth and much higher profitability. Full-year revenue rose 38% to $692.5M, driven mainly by automotive insurance revenue of $629.8M, up 41%. GAAP net income climbed to $99.3M, helped by a $38.4M one-time deferred tax benefit, while Adjusted EBITDA grew 62% to $94.6M.

Operating cash flow increased to $95.4M, and year-end cash and cash equivalents reached $171.4M with no debt. The company also implemented a $50M share repurchase program. For Q1 2026, EverQuote guides revenue to $175M–$185M and Adjusted EBITDA to $23.5M–$26.5M, indicating expectations for continued solid performance.

Rhea-AI Summary

EverQuote, Inc. furnished materials related to recent results and investor communications. The company issued a press release reporting financial results for the fiscal quarter ended September 30, 2025, furnished as Exhibit 99.1. It also posted an investor presentation to its website and furnished it as Exhibit 99.2.

The disclosures under Item 2.02 and Item 7.01 are deemed furnished, not filed, under the Exchange Act, except where specifically incorporated by reference.

Rhea-AI Summary

EverQuote, Inc. (NASDAQ: EVER) filed an 8-K disclosing three material items:

  • $60 million senior secured revolving credit facility signed 1-Aug-25 with Western Alliance Bank and other lenders. The facility, expandable by up to $25 million, is limited to 85 % of eligible A/R, carries an unused fee of 0.075 %, and matures 1-Aug-28. Borrowings accrue at Term SOFR + 2.10 % or ABR + 1.10 %, with a 2 % default premium. The line is secured by substantially all assets and includes customary covenants; if the Adjusted Quick Ratio falls below 1.30×, the agent can sweep cash receipts until compliance is restored.
  • Q2-25 earnings release & investor presentation will be furnished on 4-Aug-25 (Exhibits 99.1 & 99.2); no financial figures are provided in this filing.
  • $50 million share-repurchase authorization approved 22-Jul-25, valid for one year, to be executed in the open market, via Rule 10b5-1 plans or other means, funded by existing cash and future cash flow.

The new credit line enhances liquidity and optionality, while the buyback could support EPS and share price. However, the facility introduces asset liens, leverage-linked covenants and potentially higher interest expense.