Every 10-Q that Evertec Inc (EVTC) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow EVTC and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full EVTC filings page.
EVERTEC, Inc. reported Q2 2026 results showing strong top-line growth but sharply lower earnings. In thousands, revenues grew to $274,820 from $229,607 (six‑month revenues $522,743 vs. $458,399), while income from operations slipped to $53,278 from $56,134 as selling, general and administrative expenses and depreciation and amortization increased.
Net income attributable to common shareholders dropped to $5,405 (basic EPS $0.09) from $40,465 ($0.63) and year‑to‑date to $29,156 ($0.48) from $73,168 ($1.15). Non‑operating costs rose, including interest expense of $20,264 vs. $16,719 and losses from equity investees, which include an $8,910 impairment tied to exiting a Latin American joint venture. The effective tax rate jumped to 74.7%, driven by taxes on a foreign subsidiary dividend used to help fund the Dimensa acquisition and a valuation allowance on capital losses, plus a greater share of earnings in higher‑tax jurisdictions.
Latin America Payments and Solutions became the largest segment with Q2 revenues of $122,947 and Segment Adjusted EBITDA of $39,656 vs. $23,350, reflecting the impact of Tecnobank and the April 30, 2026 Dimensa purchase for approximately USD$199 million. Segment Adjusted EBITDA overall rose to $120,911 from $102,412. Operating cash flow for the first half was $90,691, while acquisitions and technology investments drove $228,949 of investing cash outflows funded partly by higher debt, bringing total debt to $1,294,334. Revenue concentration from Popular, Inc. declined to about 24% for the quarter. After quarter‑end, EVERTEC agreed to acquire 67% of BB Chain for roughly USD$5.6 million, maintained a $0.05 quarterly dividend and expanded its share repurchase authorization to $150 million through December 31, 2027.
EVERTEC, Inc. reported first-quarter 2026 revenue of $247.9 million, up 8% from the prior year, driven by organic growth across all segments and contributions from the 2025 Tecnobank acquisition, particularly within the Latin America Payments and Solutions business.
Net income attributable to common stockholders decreased to $23.8 million from $32.7 million, and diluted EPS declined to $0.38 from $0.50, as higher personnel, cloud and professional fees, increased depreciation and amortization from acquired intangibles, and larger foreign currency remeasurement losses more than offset revenue growth.
Total assets reached $2.30 billion, with $1.10 billion of debt and $671.6 million of total equity. Operating cash flow was $31.2 million, and the company continued share repurchases and quarterly dividends of $0.05 per share while investing in software and technology across Latin America.
EVERTEC, Inc. (EVTC) reported Q3 results showing steady growth with some mixed cost dynamics. Revenue for the three months ended September 30, 2025 was $228.6 million, up from $211.8 million a year ago. Net income attributable to common stockholders rose to $32.9 million from $24.7 million, with diluted EPS of $0.51 versus $0.38. Income from operations was $37.7 million compared to $41.5 million as cost of revenues increased.
Year‑to‑date performance improved: revenue reached $687.0 million versus $629.1 million, and net income attributable to common stockholders was $106.0 million versus $72.6 million. Cash and cash equivalents were $474.7 million as of September 30, 2025. Total stockholders’ equity was $663.8 million.
Balance sheet and financing: long‑term debt was $1.06 billion, including $150.0 million outstanding on the Revolving Facility. EVERTEC’s revenue remains concentrated with Popular, Inc., representing about 29% of Q3 revenue and 30% for the nine months. Segment revenues were largely recognized over time across Payment Services–Puerto Rico & Caribbean, Latin America Payments and Solutions, Merchant Acquiring, and Business Solutions.
EVERTEC (EVTC) posted solid second-quarter results. Revenue rose 8.3% YoY to $229.6 million, led by double-digit gains in Latin America Payments & Solutions (+14.6%) and steady growth in all other segments. Operating income climbed 29% to $56.1 million as cost discipline and lower depreciation drove the operating margin to 24.5% (vs. 20.4%). Net income attributable to common shareholders advanced 27% to $40.5 million; diluted EPS increased to $0.62 from $0.49.
For the first six months, revenue reached $458.4 million (+9.9%), with net income up 52.8% to $73.2 million and diluted EPS of $1.13 (+55%). Cash from operations was $86.1 million; capex and software investments totaled $42.3 million, producing $43.4 million of FCF.
Balance sheet highlights: cash & equivalents increased to $290.6 million, while net debt fell 2% to $648.3 million, lowering leverage to ~2.9× EBITDA (company-calculated). Stockholders’ equity expanded to $612.3 million, helped by $73 million of OCI gains from currency translation. Goodwill rose $44 million, reflecting the Grandata and Nubity acquisitions.
Strategic & risk items:
- Popular Inc. remains the largest customer (31% of revenue).
- Three interest-rate swaps hedge $550 million of variable-rate debt through 2027.
- Contracted backlog (performance obligations) totals $734.8 million over five years.
- Share count declined to 63.98 million after repurchases.