Every 10-Q that EWSB BANCORP INC (EWSB) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow EWSB and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full EWSB filings page.
EWSB Bancorp, Inc. reported a net loss of $679,304 for the six months ended June 30, 2026, compared with a net loss of $847,301 a year earlier. Basic and diluted earnings per share were $(0.96) versus $(1.21) on weighted average shares of 708,678.
Net interest and dividend income for the six-month period was $2,403,960, up from $2,090,429, with total noninterest income of $822,565 and noninterest expense of $3,803,635. Total assets were $265.98 million and deposits $224.86 million as of June 30, 2026.
Stockholders’ equity increased to $15.22 million from $13.22 million, driven in part by a June 29, 2026 private placement of 261,682 shares at $10.00 per share for net proceeds of $2,407,963, bringing total common shares outstanding to 1,014,220.
EWSB Bancorp, Inc. reported a net loss of $364,780 for the three months ended March 31, 2026, improving from a loss of $568,641 a year earlier. Basic and diluted EPS were $(0.52) versus $(0.81).
Total assets were $263.2 million, down from $271.0 million, mainly from a $4.5 million decline in loans and a $2.5 million reduction in held-to-maturity securities. Net loans were $185.0 million, and deposits rose modestly to $219.0 million.
Net interest income increased to $1.18 million, with net interest margin rising to 1.88% from 1.51% as loan yields improved and deposit costs fell. The Bank remained well capitalized by regulatory standards, but its tier 1 leverage ratio of 6.3% was below the Board’s 8.0% internal target, and its 4.99% net worth ratio was under the State of Wisconsin’s 6% minimum.
EWSB Bancorp, Inc. reported a third‑quarter net loss of $3,340,658, with basic and diluted EPS of $(4.74). For the nine months, net loss was $4,187,959. Net interest income rose to $1,224,170 in Q3 (from $806,643 a year ago), while noninterest income was $432,055 and noninterest expense was $1,803,426. The quarter included a provision for income taxes of $3,176,877.
Balance sheet trends were mixed. Total assets were $280,213,927 versus $273,305,779 at year‑end. Loans, net, increased to $196,872,466. Deposits declined to $219,140,134 (from $231,519,470), while borrowed funds increased to $44,824,000 (from $24,200,000). Stockholders’ equity decreased to $12,877,186, as retained earnings fell and accumulated other comprehensive loss improved to $(5,432,727) from $(6,852,253).
Securities marks improved. Available‑for‑sale unrealized losses were $2,806,113 (better than $3,930,023 at year‑end). Held‑to‑maturity securities showed net unrealized gains of $224,841. As of November 14, 2025, common shares outstanding were 752,538.