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EWSB Bancorp (EWSB) raises $2,616,820 in accredited investor rights offering

Filing Impact
(Moderate)
Filing Sentiment
(Neutral)
Form Type
8-K

Rhea-AI Filing Summary

EWSB Bancorp, Inc. completed a private placement of 261,682 shares of common stock for an aggregate purchase price of $2,616,820. The transaction was structured as a rights offering available only to existing common shareholders on the record date who qualified as accredited investors under Regulation D.

The company is also considering issuing 88,318 shares of nonvoting preferred stock to certain stockholders who expressed interest in acquiring more than 9.9% of the common stock offered in the rights offering.

Positive

  • None.

Negative

  • None.
Item 3.02 Unregistered Sales of Equity Securities Securities
The company sold equity securities in a private placement or other unregistered transaction.
Common shares issued 261,682 shares Private placement rights offering of common stock
Aggregate purchase price $2,616,820 Total consideration for 261,682 common shares
Potential preferred shares 88,318 shares Nonvoting preferred stock under consideration for certain stockholders
Ownership interest threshold 9.9% Interest level in common stock triggering preferred share consideration
rights offering financial
"The private placement was conducted as a rights offering to eligible holders of Common Stock"
A rights offering is a way for a company to raise additional money by giving existing shareholders the opportunity to buy more shares at a discounted price before they are offered to the public. It’s similar to a special sale where current owners get the first chance to buy extra items at a lower cost, allowing them to increase their investment if they choose. This process matters to investors because it can affect the value of their holdings and their ability to buy new shares at favorable terms.
accredited investors financial
"Only holders of Common Stock as of the close of business on the Record Date who qualified as “accredited investors,” as defined in Regulation D"
Accredited investors are individuals or entities considered to have enough financial knowledge and resources to understand and handle more complex and risky investments. They are often allowed to participate in private investment opportunities that are not available to the general public, similar to how experienced players might access exclusive clubs or events. This status helps ensure that investors can manage potential risks and rewards appropriately.
Regulation D regulatory
"accredited investors,” as defined in Regulation D under the Securities Act of 1933"
Regulation D is a set of rules that govern how companies can raise money from investors without going through the full process required for public stock offerings. It provides simplified options for private placements, making it easier for companies to seek investments from a smaller group of investors. For investors, it offers opportunities to invest in private companies, often with fewer restrictions, but also with different levels of risk and disclosure.
Unregistered Sales of Equity Securities regulatory
"Item 3.02 Unregistered Sales of Equity Securities On June 29, 2026"
nonvoting preferred stock financial
"the issuance of 88,318 shares of nonvoting preferred stock to certain stockholders"
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FAQ

What did EWSB (EWSB) announce in this Form 8-K filing?

EWSB Bancorp, Inc. disclosed it closed a private placement of 261,682 common shares for total proceeds of $2,616,820. The transaction was conducted as a rights offering limited to accredited investors who already held common stock as of the stated record date.

How many shares did EWSB (EWSB) sell and for how much?

EWSB Bancorp, Inc. sold 261,682 shares of its common stock for an aggregate purchase price of $2,616,820. These newly issued shares were offered through a rights offering available only to eligible existing common shareholders classified as accredited investors under Regulation D.

Who was eligible to participate in EWSB’s rights offering?

Only holders of EWSB Bancorp, Inc. common stock as of the close of business on the record date who qualified as accredited investors under Regulation D were eligible. This limited participation to certain existing shareholders meeting specific income or net worth standards.

What is the significance of Regulation D in EWSB’s transaction?

Regulation D provides an exemption from SEC registration for certain private offerings, including those to accredited investors. EWSB Bancorp, Inc. used this framework for its rights offering, allowing an unregistered sale of common stock while limiting participation to investors meeting defined financial criteria.

What does EWSB’s 9.9% threshold mean for interested investors?

Investors who wanted more than 9.9% of the common stock offered in the rights offering may instead receive nonvoting preferred shares. EWSB Bancorp, Inc. is considering issuing 88,318 nonvoting preferred shares to accommodate these larger interests while limiting common stock ownership concentration.
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(D) OF
THE SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported):   June 29, 2026

EWSB Bancorp, Inc.
(Exact Name of Registrant as Specified in Charter)

Maryland
 
000-56690
 
Applied For
(State or Other Jurisdiction
of Incorporation)
 
(Commission File No.)
 
(I.R.S. Employer
Identification No.)
     
109 West Second Street, Kaukauna, Wisconsin
 
54130
(Address of Principal Executive Offices)
 
(Zip Code)

Registrant’s telephone number, including area code: (920) 766-4646

Not Applicable
(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):


Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
   

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
   

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
   

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class
 
Trading
Symbol(s)
 
Name of each exchange on which registered
None
       

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).
Emerging growth company

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.

Item 3.02 Unregistered Sales of Equity Securities

On June 29, 2026, EWSB Bancorp, Inc. (the “Company”) closed a private placement of 261,682 shares of the Company’s common stock (“Common Stock”) for an aggregate purchase price of $2,616,820. The private placement was conducted as a rights offering to eligible holders of Common Stock (the “Rights Offering”). Only holders of Common Stock as of the close of business on the Record Date who qualified as “accredited investors,” as defined in Regulation D under the Securities Act of 1933, as amended, were eligible to participate in the Rights Offering.

The Company is also considering the issuance of 88,318 shares of nonvoting preferred stock to certain stockholders who had expressed an interest in acquiring more than 9.9% of the Common Stock offered in the Rights Offering.




SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized.

   
EWSB BANCORP, INC.
     
     
DATE: June 29, 2026
By:  
/s/ Charles D. Schmalz 
   
Charles D. Schmalz
   
President and Chief Executive Officer




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