Expensify plans sale of up to 3,291 shares

Expensify, Inc. (EXFY) received a Rule 144 notice relating to a proposed sale of up to 3,291 shares of its Class A common stock for the account of Ryan Schaffer.

Rhea-AI Filing Summary

Expensify, Inc. (EXFY) received a Rule 144 notice relating to a proposed sale of up to 3,291 shares of its Class A common stock for the account of Ryan Schaffer. The shares are to be sold through Morgan Stanley Smith Barney LLC Executive Financial Services, with an aggregate market value of about $7,733.85. The securities were previously acquired in a transaction described as compensation dated September 15, 2026.

Key Figures

Shares covered by Rule 144 notice: 3,291 shares Aggregate market value of shares: $7,733.85 Acquisition date of compensation shares: September 15, 2026 +2 more

5 metrics

Shares covered by Rule 144 notice 3,291 shares Maximum number of Expensify Class A common shares to be sold for the account of Ryan Schaffer

Aggregate market value of shares $7,733.85 Aggregate market value for the 3,291 Expensify Class A shares listed in the Rule 144 filing

Acquisition date of compensation shares September 15, 2026 Date shown for acquisition of the securities described as compensation in the securities-to-be-sold section

Date of Rule 144 notice September 18, 2026 Date the notice was signed and filed for the proposed sale of Expensify shares

Reference date from Form 10-Q August 3, 2026 Date referenced in remarks as stated in Expensify’s Form 10-Q for the quarter ended June 30, 2026

Key Terms

Rule 144, Compensation, attorney-in-fact, SPMP Purchase

4 terms

Rule 144 regulatory

"See the definition of "person" in paragraph (a) of Rule 144."

Rule 144 is a U.S. securities regulation that sets conditions under which restricted or insider-held shares can be legally resold to the public, such as required holding periods, availability of public information, limits on how much can be sold at once, and certain filing requirements. For investors it matters because it determines when previously locked-up shares can enter the market — like a release valve that can increase supply, affect share price, and signal insider intent.

Compensation financial

"3291 | 09/15/2026 | Compensation"

attorney-in-fact regulatory

"Signature | /s/ Cole Eason, as attorney-in-fact"

An attorney-in-fact is the person or entity given legal authority through a power of attorney to act on behalf of another for specific tasks, such as signing documents, voting shares, or handling transactions. For investors, this matters because it lets a trusted representative make timely decisions or complete paperwork when the owner cannot, much like handing keys to someone to run errands on your behalf—so checks on scope and limits of that authority are important.

SPMP Purchase financial

"09/15/2026 | SPMP Purchase | Expensify, Inc."

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What does the Form 144 filing disclose for Expensify, Inc. (EXFY)?

It discloses a planned sale under Rule 144 for the account of Ryan Schaffer, covering up to 3,291 shares of Expensify’s Class A common stock to be sold through Morgan Stanley Smith Barney LLC Executive Financial Services.

How many Expensify (EXFY) shares are covered by this Rule 144 notice?

The notice covers up to 3,291 shares of Expensify, Inc. Class A common stock. This represents the maximum number of shares the filer is indicating an intention to sell under this particular Rule 144 notice.

What is the approximate market value of the Expensify (EXFY) shares in this Form 144?

The filing lists an aggregate market value of about $7,733.85 for the 3,291 shares of Expensify Class A common stock referenced in the Rule 144 notice.

Who is selling Expensify (EXFY) shares under this Rule 144 notice and through which broker?

The shares are to be sold for the account of Ryan Schaffer through Morgan Stanley Smith Barney LLC Executive Financial Services, as specified in the Rule 144 filing.

How were the Expensify (EXFY) shares in this Form 144 originally acquired?

The securities were acquired in a transaction the filing describes as “Compensation”, with an acquisition date of September 15, 2026 shown in the securities-to-be-sold section.

What reference date is mentioned in connection with Expensify’s reporting in this Form 144?

The remarks note that information is given “as of August 3, 2026, as stated in the issuer’s quarterly report on Form 10-Q for the fiscal quarter ending June 30, 2026.”

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 09/18/2026 - 04:48 PM Accepted by SEC EDGAR 09/18/2026 - 04:48 PM Learn about SEC filing dates

Form 144 Filer Information	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 144 NOTICE OF PROPOSED SALE OF SECURITIES PURSUANT TO RULE 144 UNDER THE SECURITIES ACT OF 1933
FORM 144

144: Filer Information

Filer CIK	0001891061
Filer CCC	XXXXXXXX
Is this a LIVE or TEST Filing?	LIVE TEST
Submission Contact Information
Name
Phone
E-Mail Address

144: Issuer Information

Name of Issuer	Expensify, Inc.
SEC File Number	001-41043
Address of Issuer	88 Kearny St Ste 1600 San Francisco CALIFORNIA 94108
Phone	971-365-3939
Name of Person for Whose Account the Securities are To Be Sold	Ryan Schaffer
See the definition of "person" in paragraph (a) of Rule 144. Information is to be given not only as to the person for whose account the securities are to be sold but also as to all other persons included in that definition. In addition, information shall be given as to sales by all persons whose sales are required by paragraph (e) of Rule 144 to be aggregated with sales for the account of the person filing this notice.
Relationship to Issuer	Director
Relationship to Issuer	Officer

144: Securities Information

Title of the Class of Securities To Be Sold	Name and Address of the Broker	Number of Shares or Other Units To Be Sold	Aggregate Market Value	Number of Shares or Other Units Outstanding	Approximate Date of Sale	Name the Securities Exchange
Class A Common	Morgan Stanley Smith Barney LLC Executive Financial Services 1 New York Plaza New York NY 10004	3291	7733.85	78936804	09/17/2026	NASDAQ

Furnish the following information with respect to the acquisition of the securities to be sold and with respect to the payment of all or any part of the purchase price or other consideration therefor:

144: Securities To Be Sold

Title of the Class	Date you Acquired	Nature of Acquisition Transaction	Name of Person from Whom Acquired	Is this a Gift?	Date Donor Acquired	Amount of Securities Acquired	Date of Payment	Nature of Payment *
Class A Common	09/15/2026	SPMP Purchase	Expensify, Inc.			3291	09/15/2026	Compensation

* If the securities were purchased and full payment therefor was not made in cash at the time of purchase, explain in the table or in a note thereto the nature of the consideration given. If the consideration consisted of any note or other obligation, or if payment was made in installments describe the arrangement and state when the note or other obligation was discharged in full or the last installment paid.

Furnish the following information as to all securities of the issuer sold during the past 3 months by the person for whose account the securities are to be sold.

144: Securities Sold During The Past 3 Months

Nothing to Report

144: Remarks and Signature

Remarks	Note for 3(e): As of August 3, 2026, as stated in Issuer's quarterly report on Form 10-Q for the fiscal quarter ending June 30, 2026.
Date of Notice	09/18/2026
ATTENTION:
The person for whose account the securities to which this notice relates are to be sold hereby represents by signing this notice that he does not know any material adverse information in regard to the current and prospective operations of the Issuer of the securities to be sold which has not been publicly disclosed. If such person has adopted a written trading plan or given trading instructions to satisfy Rule 10b5-1 under the Exchange Act, by signing the form and indicating the date that the plan was adopted or the instruction given, that person makes such representation as of the plan adoption or instruction date.
Signature	/s/ Cole Eason, as attorney-in-fact
ATTENTION: Intentional misstatements or omission of facts constitute Federal Criminal Violations (See 18 U.S.C. 1001)