Every 8-K that Expensify, Inc. (EXFY) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow EXFY and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full EXFY filings page.
Expensify, Inc. reported Q2 2026 revenue, net of $33.9 million, down 5% year over year, and a GAAP net loss of $3.9 million compared with a $8.8 million loss a year earlier. Adjusted EBITDA was $6.6 million with a 19% margin, and non-GAAP net income reached $3.4 million. The company generated $8.4 million of cash from operating activities and $6.4 million of free cash flow. Interchange revenue from the Expensify Card rose to $5.9 million, a 12% increase, while paid members were 640,000, a 2% decrease.
Management highlighted growth in New Expensify, where revenue from net new customers exceeded $10 million in ARR and grew over 250% year over year across more than 10,000 new customers. Expensify completed share repurchases totaling 6.8 million Class A shares in Q2, including 6.1 million shares at $1.20 in a modified Dutch auction tender offer, representing about a 7% reduction in shares outstanding. For the fiscal year ending December 31, 2026, the company estimates free cash flow of $12.0 million–$14.0 million.
Expensify, Inc. reports that it has resolved a Nasdaq listing issue related to its share price. On April 17, 2026, the company received a deficiency letter after its Class A common stock closed below $1.00 per share for 30 consecutive business days, breaching Nasdaq’s Minimum Bid Price Requirement under Listing Rule 5450(a)(1).
Nasdaq later notified Expensify that, from May 13, 2026 to May 27, 2026, the stock’s closing bid price had been at or above $1.00 for 10 straight business days. As of May 28, 2026, the company has regained compliance and Nasdaq considers the matter closed.
Expensify, Inc. reported the results of its 2026 annual stockholder meeting held on May 22, 2026. Stockholders elected eight directors, including David Barrett and Ellen Pao, to serve until the 2027 annual meeting. All governance proposals on the ballot were approved.
Stockholders ratified KPMG LLP as independent registered public accounting firm for the fiscal year ending December 31, 2026, with 507,688,387 votes for and 79,336 against. They also approved, on an advisory basis, executive compensation and authorized amendments to implement a reverse stock split with a corresponding decrease in authorized shares.
Expensify, Inc. has launched a modified “Dutch auction” tender offer to repurchase up to $25,000,000 of its Class A common stock. Stockholders may tender shares at prices between $0.98 and $1.20 per share, with all accepted shares purchased at a single clearing price.
If fully subscribed, Expensify will buy between 25,510,204 and 20,833,333 shares, representing approximately 30% to 25% of its outstanding Class A common stock as of May 4, 2026. The offer is not subject to any minimum tender or financing condition and is scheduled to expire at 12:00 midnight, New York City time, at the end of the day on June 10, 2026, unless extended or terminated. The company’s directors and executive officers will not tender their shares.
Expensify, Inc. reported mixed Q1 2026 results, combining revenue pressure with improved profitability metrics and positive cash flow. Revenue, net was $34.0 million, down 6% from a year ago, while interchange revenue from the Expensify Card grew to $5.5 million, up 10%.
The company posted a net loss of $2.3 million compared with $3.2 million last year, and non-GAAP net income of $3.6 million. Adjusted EBITDA was $6.2 million, with an 18% margin. Free cash flow reached $2.5 million, including a $2.6 million one-time payment to settle a shareholder class action lawsuit.
Paid members were 632,000, a 4% decline year over year, but management highlighted growth initiatives, including new distribution partnerships, expanded card integrations with over 10,000 banks, and more than 30 product improvements. Expensify guides full-year 2026 free cash flow of $6.0 million to $9.0 million.
Expensify, Inc. received a Nasdaq notice that its Class A common stock failed to meet the minimum bid price requirement of $1.00 per share for 30 consecutive business days. The stock remains listed on the Nasdaq Global Select Market under “EXFY” while the company works toward regaining compliance.
Expensify has 180 calendar days, until October 14, 2026, for its closing bid price to reach at least $1.00 for ten consecutive business days. If needed, it may seek a transfer to the Nasdaq Capital Market and an additional 180-day compliance period.
At the annual meeting on May 22, 2026, stockholders will vote on amendments enabling a potential reverse stock split of all common stock at one of three ratios: 1‑for‑15, 1‑for‑20, or 1‑for‑25. Even if approved and implemented, there is no assurance the company will regain or maintain Nasdaq compliance.
Expensify reported mixed results for Q4 and full-year 2025. Q4 revenue was $35.2 million, down 5% year over year, and the quarter’s net loss widened to $7.1 million from $1.3 million. For 2025, revenue edged up 2% to $142.1 million, but the net loss more than doubled to $21.4 million, while non-GAAP net income was $5.2 million and adjusted EBITDA was $16.9 million.
The company generated $20.1 million in operating cash flow and $19.9 million in free cash flow in 2025 and ended the year with $63.1 million in cash and cash equivalents and no debt. Paid members were 650,000, down 5% year over year, though slightly above Q3 2025. Expensify Card interchange revenue grew 24% to $21.3 million, and Expensify Travel quarterly bookings rose 434% in Q4 versus a year earlier. The company repurchased about 4.8 million Class A shares for roughly $9.1 million in 2025 and now guides 2026 free cash flow to a lower range of $6.0 million to $9.0 million.
Expensify, Inc. (EXFY) furnished an 8-K announcing its quarterly update. On November 6, 2025, the company issued a press release with financial results for the quarter ended September 30, 2025 and posted an investor presentation on its website. The press release and presentation are furnished as Exhibits 99.1 and 99.2.
Per Items 2.02 and 7.01, the information is furnished, not filed, and is not subject to Section 18 liabilities nor incorporated by reference except as specifically referenced. The materials include forward-looking statements subject to stated cautionary language.
Expensify, Inc. entered into a Letter of Credit Facility and Security Agreement with Canadian Imperial Bank of Commerce, acting as administrative agent, and the lenders party thereto.
The agreement governs the company’s existing $7.5 million irrevocable standby letter of credit and permits issuance of additional standby letters of credit. As of October 9, 2025, there were no amounts drawn on the existing LOC. The agreement grants a security interest in substantially all assets of Expensify and its subsidiaries, including intellectual property, for the ratable benefit of the lenders, and replaces the prior loan and security agreement with respect to contingent obligations arising from bank services. It includes customary covenants, representations, warranties, and default provisions.