EZCORP names ops admin chief, three RSU grants

The RSUs are contingent rights to Class A non-voting shares, with 80% of each position also subject to performance goals.

Filing Impact

(Moderate)

Filing Sentiment

(Neutral)How Sentiment works

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Form Type

Rhea-AI Filing Summary

EZCORP (EZPW) reported Lucy Hernandez’s election as Chief Operations Admin Officer and three directly held restricted stock unit positions tied to 1,818, 1,784 and 1,052 underlying Class A Non-Voting Common Stock shares. Each unit is a contingent right to receive one share at vesting. The units may vest in whole or in part on September 30, 2026, September 30, 2027 and September 30, 2028, respectively. For each position, 80% is subject to performance goals and continued employment, while the remaining 20% is subject to continued employment only. The report states that Hernandez held no non-derivative EZCORP securities at the time.

Insider Trade Summary

3 transactions reported

Mixed 3 txns

Insider Hernandez Lucy

Role Chief Operations Admin Officer

Type	Security	Shares	Price	Value
holding	Restricted Stock Units ^{F2, F1}	--	--	--
holding	Restricted Stock Units ^{F2, F3}	--	--	--
holding	Restricted Stock Units ^{F2, F4}	--	--	--

Holdings After Transaction: Restricted Stock Units — 4,654 contracts (Direct)

Footnotes (4)

F1. The units will vest in whole or in part on September 30, 2026, with 80% being subject to the attainment of specified performance goals in addition to continued employment, and the remaining 20% being subject to continued employment only.
F2. Each unit represents a contingent right to receive one share of EZCORP Class A Non-Voting Common Stock at the time of vesting.
F3. The units will vest in whole or in part on September 30, 2027, with 80% being subject to the attainment of specified performance goals in addition to continued employment, and the remaining 20% being subject to continued employment only.
F4. The units will vest in whole or in part on September 30, 2028, with 80% being subject to the attainment of specified performance goals in addition to continued employment, and the remaining 20% being subject to continued employment only.

Key Figures

Underlying shares: 1,818 shares Underlying shares: 1,784 shares Underlying shares: 1,052 shares +2 more

5 metrics

Underlying shares 1,818 shares Direct restricted stock unit position; may vest in whole or in part on September 30, 2026

Underlying shares 1,784 shares Direct restricted stock unit position; may vest in whole or in part on September 30, 2027

Underlying shares 1,052 shares Direct restricted stock unit position; may vest in whole or in part on September 30, 2028

Performance-goal portion 80% Also subject to continued employment for each RSU position

Employment-only portion 20% Subject to continued employment only for each RSU position

Key Terms

Restricted Stock Units, contingent right, specified performance goals, Class A Non-Voting Common Stock

4 terms

Restricted Stock Units financial

"The security is listed as Restricted Stock Units"

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

contingent right financial

"Each unit represents a contingent right to receive one share"

specified performance goals technical

"subject to the attainment of specified performance goals"

Class A Non-Voting Common Stock financial

"one share of EZCORP Class A Non-Voting Common Stock"

A Class A non-voting common stock is an ownership share that gives the holder the same economic benefits as regular common stock—such as dividends and any rise in value—but does not give the holder the right to vote on corporate decisions or board elections. For investors this matters because it affects control and influence over the company’s strategy: you can share in profits or losses like a shareholder, but you cannot help decide how the company is run, similar to renting out a property’s income without holding the deed.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did Lucy Hernandez report in the EZPW Form 3?

Lucy Hernandez’s election as EZCORP’s Chief Operations Admin Officer was reported along with three directly held restricted stock unit positions tied to 1,818, 1,784 and 1,052 underlying Class A Non-Voting Common Stock shares. The report states that Hernandez held no non-derivative EZCORP securities at the time.

How many shares are the EZCORP RSU positions tied to?

The three positions are tied to 1,818, 1,784 and 1,052 underlying shares, respectively. Each restricted stock unit represents a contingent right to receive one Class A Non-Voting Common Stock share at vesting.

When may Lucy Hernandez’s EZCORP RSUs vest?

The units may vest in whole or in part on September 30, 2026, September 30, 2027 and September 30, 2028, respectively.

What are the vesting conditions for the EZCORP RSUs?

For each position, 80% of the units is subject to attaining specified performance goals and continued employment. The remaining 20% is subject to continued employment only.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 09/23/2026 - 03:10 PM Accepted by SEC EDGAR 09/23/2026 - 03:09 PM

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0104
Estimated average burden
hours per response:			0.5

1. Name and Address of Reporting Person^*

Hernandez Lucy

(Last)

(First)

(Middle)

2500 BEE CAVE ROAD

BUILDING ONE SUITE 200

(Street)

ROLLINGWOOD

TEXAS

78746

(City)

(State)

(Zip)

UNITED STATES

(Country)

2. Date of Event Requiring Statement (Month/Day/Year)
09/16/2026

3. Issuer Name and Ticker or Trading Symbol
EZCORP INC [ EZPW ]

3a. Foreign Trading Symbol

5. If Amendment, Date of Original Filed (Month/Day/Year)

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director	10% Owner
X	Officer (give title below)	Other (specify below)
	Chief Operations Admin Officer

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
1. Title of Derivative Security (Instr. 4)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
Restricted Stock Units	⁽¹⁾	⁽¹⁾	Class A Non-Voting Common Stock	1,818	⁽²⁾	D
Restricted Stock Units	⁽³⁾	⁽³⁾	Class A Non-Voting Common Stock	1,784	⁽²⁾	D
Restricted Stock Units	⁽⁴⁾	⁽⁴⁾	Class A Non-Voting Common Stock	1,052	⁽²⁾	D

Explanation of Responses:

1. The units will vest in whole or in part on September 30, 2026, with 80% being subject to the attainment of specified performance goals in addition to continued employment, and the remaining 20% being subject to continued employment only.

2. Each unit represents a contingent right to receive one share of EZCORP Class A Non-Voting Common Stock at the time of vesting.

3. The units will vest in whole or in part on September 30, 2027, with 80% being subject to the attainment of specified performance goals in addition to continued employment, and the remaining 20% being subject to continued employment only.

4. The units will vest in whole or in part on September 30, 2028, with 80% being subject to the attainment of specified performance goals in addition to continued employment, and the remaining 20% being subject to continued employment only.

Remarks:

The purpose of this filing is to report the election of the Reporting Person as an officer. At the time of this filing, the Reporting Person does not hold Non-Derivative Securities of EZCORP, Inc.

	/s/ Carrie Putnam, by POA from Lucy Hernandez	09/23/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 3: SEC 1473 (03-26)

Source: View Original Filing on SEC EDGAR