Ezcorp Inc (EZPW) Financials
A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 10, 2026; every other figure is from the SEC filings on this page. Not financial advice.
Newest figures come from the 10-Q for Q3 FY2026, filed Aug 5, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the EZPW SEC filings page.
Ezcorp Inc (EZPW) reported $1.6B in revenue over the twelve months to Jun 30, 2026, up 28.6% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
EZCORP's growth is becoming more profitable and cash-generative, while FY2025's much larger balance sheet came with renewed financing leverage.
Gross margin held essentially flat into FY2025 while operating margin reached11.7% , pointing to below-gross-profit costs absorbing less of each added sales dollar rather than a major product-margin shift. In FY2025, free cash flow of$110M nearly matched net income of$110M , showing that reported earnings were accompanied by cash rather than primarily non-cash accounting gains.
Operating cash flow of
Assets expanded to
Financial Health Signals
Scored against operating companies for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →
Health score ≠ stock price. This rates the quality of Ezcorp Inc's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.
Ezcorp Inc has an operating margin of 11.7%, meaning the company retains $12 of operating profit per $100 of revenue. This strong profitability earns a score of 73/100, reflecting efficient cost management and pricing power. This is up from 9.7% the prior year.
Ezcorp Inc's revenue grew 9.7% year-over-year to $1.3B, a solid pace of expansion. This earns a growth score of 66/100.
Ezcorp Inc carries a low D/E ratio of 0.51, meaning only $0.51 of long-term debt for every $1 of shareholders' equity. This conservative leverage earns a score of 71/100, indicating a strong balance sheet with room for future borrowing.
With a current ratio of 5.61, Ezcorp Inc holds $5.61 in current assets for every $1 of short-term obligations. This comfortable liquidity earns a score of 93/100.
Ezcorp Inc has a free cash flow margin of 8.7%, earning a moderate score of 57/100. The company generates positive cash flow after capital investments, but with room for improvement.
Ezcorp Inc earns a strong 10.7% return on equity (ROE), meaning it generates $11 of profit for every $100 of shareholders' equity. This efficient capital use earns a returns score of 69/100. This is up from 10.3% the prior year.
Ezcorp Inc scores 3.19, well above the 2.99 safe threshold. This indicates low bankruptcy risk based on profitability, leverage, and asset efficiency.
Distress-screening estimate for non-financial companies. Not computed for banks or insurers, where the Altman model does not apply.
Ezcorp Inc passes 5 of 8 computable financial strength tests (1 of the nine could not be computed from available data). All 4 profitability signals pass (positive income, cash flow, and earnings quality), 1 of 2 leverage/liquidity signals pass, neither operating efficiency signal passes.
For every $1 of reported earnings, Ezcorp Inc generates $1.36 in operating cash flow ($149.0M OCF vs $109.6M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.
Ezcorp Inc earns $6.48 in operating income for every $1 of interest expense ($149.2M vs $23.0M). This wide margin provides strong safety for debt servicing, even if earnings decline temporarily.
Key Financial Metrics
Earnings & Revenue
Ezcorp Inc generated $418.7M in revenue in Q3 2026. This represents an increase of 34.7% from the same quarter a year earlier. Against the prior quarter it is down 6.3%.
Ezcorp Inc's EBITDA was $64.5M in Q3 2026, measuring earnings before interest, taxes, depreciation, and amortization. This represents an increase of 46.5% from the same quarter a year earlier. Against the prior quarter it is down 16.7%.
Ezcorp Inc reported $38.2M in net income in Q3 2026. This represents an increase of 44.1% from the same quarter a year earlier. Against the prior quarter it is down 22.2%.
Ezcorp Inc earned $0.48 per diluted share (EPS) in Q3 2026. This represents an increase of 41.2% from the same quarter a year earlier. Against the prior quarter it is down 21.3%.
Cash & Balance Sheet
Ezcorp Inc generated $32.9M in free cash flow in Q3 2026, representing cash available after capex. This represents an increase of 27.9% from the same quarter a year earlier. Against the prior quarter it is down 13.5%.
Ezcorp Inc held $311.0M in cash against $519.5M in long-term debt as of Q3 2026.
Not reported for Q3 2026.
Margins & Returns
Ezcorp Inc's gross margin was 58.8% in Q3 2026, indicating the percentage of revenue retained after direct costs. This is down 0.3 percentage points from the same quarter a year earlier. Against the prior quarter it is up 0.6 percentage points.
Ezcorp Inc's operating margin was 13.1% in Q3 2026, reflecting core business profitability. This is up 1.5 percentage points from the same quarter a year earlier. Against the prior quarter it is down 2.1 percentage points.
Ezcorp Inc's net profit margin was 9.1% in Q3 2026, showing the share of revenue converted to profit. This is up 0.6 percentage points from the same quarter a year earlier. Against the prior quarter it is down 1.9 percentage points.
Ezcorp Inc's ROE was 3.3% in Q3 2026, measuring profit generated per dollar of shareholder equity. This is up 0.6 percentage points from the same quarter a year earlier. Against the prior quarter it is down 1.1 percentage points.
Capital Allocation
Ezcorp Inc spent $4.0M on share buybacks in Q3 2026, returning capital to shareholders by reducing shares outstanding. This represents an increase of 101.5% from the same quarter a year earlier. Against the prior quarter it is up 0.5%.
Ezcorp Inc invested $9.9M in capex in Q3 2026, funding long-term assets and infrastructure. This represents an increase of 8.9% from the same quarter a year earlier. Against the prior quarter it is down 5.3%.
Not reported for Q3 2026.
EZPW Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q3'2610-Q | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K |
|---|---|---|---|---|---|---|---|---|
| Revenue | $418.7M+34.7% | $446.9M+45.9% | $382.0M+19.3% | $336.8M+14.3% | $311.0M+10.5% | $306.3M+7.2% | $320.2M+6.7% | $294.6M+8.9% |
| Gross Profit | $246.2M+34.1% | $260.0M+45.7% | $223.0M+20.3% | $198.6M+13.2% | $183.6M+10.1% | $178.5M+6.5% | $185.4M+7.4% | $175.4M+10.0% |
| SG&A Expenses | $34.0M+23.5% | $34.5M+37.4% | $26.7M+10.6% | $6.7M-67.6% | $27.5M+37.2% | $25.1M+37.4% | $24.2M+46.2% | $20.7M+11.4% |
| Operating Income | $54.8M+52.3% | $67.8M+98.1% | $60.6M+44.5% | $37.0M+42.2% | $36.0M+62.5% | $34.2M+25.5% | $41.9M+13.1% | $26.0M+57.1% |
| EBITDA | $64.5M+46.5% | $77.4M+83.2% | $69.4M+38.0% | $45.2M+32.3% | $44.0M+45.2% | $42.3M+19.0% | $50.3M+10.1% | $34.1M+38.1% |
| Interest Expense | $8.4M-1.2% | $8.4M+154.6% | $8.2M+159.5% | $8.1M+154.2% | $8.5M+139.0% | $3.3M-3.6% | $3.1M-8.5% | $3.2M-7.5% |
| Income Tax | $13.5M+64.6% | $15.9M+76.3% | $14.9M+43.4% | $9.6M-13.5% | $8.2M+62.6% | $9.0M+25.8% | $10.4M+12.3% | $11.1M+285.0% |
| Net Income | $38.2M+44.1% | $49.1M+93.4% | $44.3M+42.8% | $26.7M+75.7% | $26.5M+47.6% | $25.4M+18.2% | $31.0M+8.9% | $15.2M+48.2% |
| EPS (Basic) | $0.62+37.8% | $0.80+73.9% | $0.72+26.3% | $0.44+57.1% | $0.45+36.4% | $0.46+17.9% | $0.57+9.6% | $0.28+55.6% |
| EPS (Diluted) | $0.48+41.2% | $0.61+84.8% | $0.55+37.5% | $0.34+61.9% | $0.34+36.0% | $0.33+13.8% | $0.40+11.1% | $0.21+40.0% |
| Diluted Shares (Avg) | 83M+0.5% | 83M+0.3% | 83M-0.1% | N/A | 83M-0.1% | 83M+0.1% | 83M-4.0% | N/A |
Not reported in any period shown, so not listed: Cost of Revenue, R&D Expenses.
EZPW Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q3'2610-Q | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $2.2B+15.0% | $2.1B+16.2% | $2.0B+32.6% | $2.0B+30.7% | $1.9B+24.7% | $1.8B+21.3% | $1.5B+1.2% | $1.5B+1.7% |
| Current Assets | $1.1B+2.7% | $1.1B+2.4% | $1.1B+54.8% | $1.1B+54.5% | $1.1B+46.6% | $1.1B+47.7% | $740.0M+2.9% | $729.0M+1.3% |
| Cash & Equivalents | $311.0M-34.1% | $354.2M-29.9% | $465.9M+167.0% | $469.5M+175.4% | $472.1M+116.5% | $505.2M+120.5% | $174.5M-20.1% | $170.5M-22.7% |
| Short-Term Investments | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Inventory | $316.3M+40.3% | $276.0M+32.8% | $253.4M+27.1% | $248.5M+29.5% | $225.5M+31.1% | $207.8M+27.1% | $199.5M+21.0% | $191.9M+15.3% |
| Long-Term Investments | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Goodwill | $475.4M+47.7% | $473.5M+55.1% | $331.1M+8.7% | $324.9M+6.0% | $321.9M+4.2% | $305.2M-1.7% | $304.7M+0.3% | $306.5M+1.4% |
| Total Liabilities | $998.5M+11.8% | $984.8M+0.7% | $916.8M+35.8% | $925.7M+34.4% | $893.0M+26.0% | $978.1M+38.2% | $675.2M-4.4% | $688.7M-4.6% |
| Current Liabilities | $232.1M+34.7% | $231.7M-12.2% | $190.0M-25.2% | $200.6M-25.5% | $172.3M-39.8% | $264.0M+52.5% | $254.0M+41.1% | $269.4M+40.3% |
| Non-Current Liabilities | $766.4M+6.3% | $753.1M+5.5% | $726.7M+72.5% | $725.2M+72.9% | $720.7M+70.5% | $714.0M+33.6% | $421.2M-20.0% | $419.3M-20.9% |
| Long-Term Debt | $519.5M+0.4% | $519.0M+0.4% | $518.6M+131.0% | $518.1M+131.0% | $517.6M+131.1% | $517.2M+58.4% | $224.5M-31.2% | $224.3M-31.2% |
| Total Equity | $1.2B+17.6% | $1.1B+31.5% | $1.1B+30.0% | $1.0B+27.5% | $990.1M+23.5% | $851.6M+6.4% | $823.9M+6.3% | $804.6M+7.9% |
| Retained Earnings | $739.4M+26.1% | $703.7M+25.4% | $657.0M+22.5% | $612.7M+20.8% | $586.5M+18.8% | $561.2M+17.5% | $536.4M+17.1% | $507.2M+17.6% |
Not reported in any period shown, so not listed: Accounts Receivable.
EZPW Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q3'2610-Q | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $42.8M+22.9% | $48.5M+31.2% | $39.1M+50.6% | $51.3M+18.3% | $34.8M+3.2% | $36.9M+145.2% | $26.0M+21.0% | $43.3M+57.4% |
| Depreciation & Amortization | $9.7M+20.6% | $9.6M+19.6% | $8.8M+5.1% | $8.2M+0.7% | $8.0M-1.9% | $8.0M-2.4% | $8.3M-2.7% | $8.1M-0.3% |
| Stock-Based Compensation | N/A | N/A | $3.4M+30.8% | N/A | N/A | N/A | $2.6M+14.7% | N/A |
| Capital Expenditures | $9.9M+8.9% | $10.5M+25.1% | $7.5M+32.9% | $15.5M-17.9% | $9.1M+182.5% | $8.4M+29.2% | $5.6M-21.9% | $18.9M+48.8% |
| Free Cash Flow | $32.9M+27.9% | $38.0M+33.0% | $31.7M+55.5% | $35.7M+46.2% | $25.7M-15.7% | $28.6M+232.4% | $20.4M+42.6% | $24.4M+64.8% |
| Investing Cash Flow | -$67.9M-32.4% | -$26.6M-3494.1% | -$31.0M-120.5% | -$51.8M+1.5% | -$51.3M-25.0% | -$741K+46.2% | -$14.0M+16.7% | -$52.6M-30.4% |
| Financing Cash Flow | -$19.1M-76.1% | -$138.5M-147.2% | -$6.5M+8.2% | -$1.2M+96.8% | -$10.8M-249.0% | $293.6M+9428.2% | -$7.1M-11.1% | -$37.5M-1044.4% |
| Share Buybacks | $4.0M+101.5% | $4.0M+302.0% | $0-100.0% | $999K-66.7% | $2.0M-33.3% | $997K-66.8% | $3.0M-0.2% | $3.0M-0.2% |
Not reported in any period shown, so not listed: Dividends Paid.
EZPW Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q3'2610-Q | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K |
|---|---|---|---|---|---|---|---|---|
| Gross Margin | 58.8%-0.3pp | 58.2%-0.1pp | 58.4%+0.5pp | 59.0%-0.6pp | 59.1%-0.2pp | 58.3%-0.4pp | 57.9%+0.4pp | 59.5%+0.6pp |
| Operating Margin | 13.1%+1.5pp | 15.2%+4.0pp | 15.9%+2.8pp | 11.0%+2.1pp | 11.6%+3.7pp | 11.2%+1.6pp | 13.1%+0.7pp | 8.8%+2.7pp |
| Net Margin | 9.1%+0.6pp | 11.0%+2.7pp | 11.6%+1.9pp | 7.9%+2.8pp | 8.5%+2.1pp | 8.3%+0.8pp | 9.7%+0.2pp | 5.2%+1.4pp |
| Return on Equity | 3.3%+0.6pp | 4.4%+1.4pp | 4.1%+0.4pp | 2.6%+0.7pp | 2.7%+0.4pp | 3.0%+0.3pp | 3.8%+0.1pp | 1.9%+0.5pp |
| Return on Assets | 1.8%+0.4pp | 2.3%+0.9pp | 2.2%+0.2pp | 1.4%+0.3pp | 1.4%+0.2pp | 1.4%0.0pp | 2.1%+0.2pp | 1.0%+0.3pp |
| Current Ratio | 4.81-1.5x | 4.71+0.7x | 6.03+3.1x | 5.61+2.9x | 6.31+3.7x | 4.04-0.1x | 2.91-1.1x | 2.71-1.0x |
| Debt-to-Equity | 0.45-0.1x | 0.46-0.1x | 0.48+0.2x | 0.51+0.2x | 0.52+0.2x | 0.61+0.2x | 0.27-0.1x | 0.28-0.2x |
| Asset Turnover | 0.190.0x | 0.210.0x | 0.190.0x | 0.170.0x | 0.170.0x | 0.170.0x | 0.210.0x | 0.200.0x |
| FCF Margin | 7.8%-0.4pp | 8.5%-0.8pp | 8.3%+1.9pp | 10.6%+2.3pp | 8.3%-2.6pp | 9.3%+6.3pp | 6.4%+1.6pp | 8.3%+2.8pp |
Similar Companies
Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.
| Company | Fiscal year | Revenue | Net income | Net margin | Market cap | Health score |
|---|---|---|---|---|---|---|
| Ezcorp Inc EZPW | FY2025 | $1.3B | $109.6M | 8.6% | $2.0B | 72/100 |
| Atlanticus Holdings Corporation ATLC | FY2025 | $1.7B | $120.6M | 7.2% | $1.4B | 15/100 |
| LexinFintech Holdings Ltd. LX | FY2025 | $1.9B | $239.8M | 12.8% | $116.0M | 43/100 |
| Encore Capital Group, Inc. ECPG | FY2025 | $1.8B | $257.0M | 14.5% | $2.1B | 38/100 |
| World Acceptance Corp WRLD | FY2026 | $585.2M | $34.6M | 5.9% | $817.8M | 28/100 |
| OppFi Inc. OPFI | FY2025 | $381.2M | $26.3M | 6.9% | $505.3M | 44/100 |
Where Ezcorp Inc Ranks
Frequently Asked Questions
What is Ezcorp Inc's annual revenue?
Ezcorp Inc (EZPW) reported $1.3B in total revenue for fiscal year 2025. This represents a 9.7% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Ezcorp Inc's revenue growing?
Ezcorp Inc (EZPW) revenue grew by 9.7% year-over-year, from $1.2B to $1.3B in fiscal year 2025.
Is Ezcorp Inc profitable?
Yes, Ezcorp Inc (EZPW) reported a net income of $109.6M in fiscal year 2025, with a net profit margin of 8.6%.
What is Ezcorp Inc's EBITDA?
Ezcorp Inc (EZPW) had EBITDA of $181.7M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.
How much debt does Ezcorp Inc have?
As of fiscal year 2025, Ezcorp Inc (EZPW) had $469.5M in cash and equivalents against $518.1M in long-term debt.
What is Ezcorp Inc's gross margin?
Ezcorp Inc (EZPW) had a gross margin of 58.6% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.
What is Ezcorp Inc's operating margin?
Ezcorp Inc (EZPW) had an operating margin of 11.7% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.
What is Ezcorp Inc's net profit margin?
Ezcorp Inc (EZPW) had a net profit margin of 8.6% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
What is Ezcorp Inc's return on equity (ROE)?
Ezcorp Inc (EZPW) has a return on equity of 10.7% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is Ezcorp Inc's free cash flow?
Ezcorp Inc (EZPW) generated $110.4M in free cash flow during fiscal year 2025. This represents a 41.9% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is Ezcorp Inc's operating cash flow?
Ezcorp Inc (EZPW) generated $149.0M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are Ezcorp Inc's total assets?
Ezcorp Inc (EZPW) had $2.0B in total assets as of fiscal year 2025, including both current and long-term assets.
What are Ezcorp Inc's capital expenditures?
Ezcorp Inc (EZPW) invested $38.6M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
What is Ezcorp Inc's current ratio?
Ezcorp Inc (EZPW) had a current ratio of 5.61 as of fiscal year 2025, which is generally considered healthy.
What is Ezcorp Inc's debt-to-equity ratio?
Ezcorp Inc (EZPW) had a debt-to-equity ratio of 0.51 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Ezcorp Inc's return on assets (ROA)?
Ezcorp Inc (EZPW) had a return on assets of 5.6% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is Ezcorp Inc's P/E ratio?
Ezcorp Inc (EZPW) trades at 12.4x earnings, its market capitalization divided by net income of $158.3M net income, trailing 12 months to June 30, 2026. The market capitalization is $2.0B as of Oct 10, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
What is Ezcorp Inc's price-to-sales ratio?
Ezcorp Inc (EZPW) trades at 1.2x sales, its market capitalization divided by revenue of $1.6B revenue, trailing 12 months to June 30, 2026. The market capitalization is $2.0B as of Oct 10, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
What is Ezcorp Inc's Altman Z-Score?
Ezcorp Inc (EZPW) has an Altman Z-Score of 3.19, placing it in the Safe Zone (low bankruptcy risk). The Z-Score combines five financial ratios (working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets) to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.
What is Ezcorp Inc's Piotroski F-Score?
Ezcorp Inc (EZPW) has a Piotroski F-Score of 5 out of 8 computable signals; 1 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Ezcorp Inc's earnings high quality?
Ezcorp Inc (EZPW) has an earnings quality ratio of 1.36x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
Can Ezcorp Inc cover its interest payments?
Ezcorp Inc (EZPW) has an interest coverage ratio of 6.48x, meaning it can comfortably cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.
How financially healthy is Ezcorp Inc?
Ezcorp Inc (EZPW) scores 72 out of 100 on our Financial Health Score, indicating strong standing within its operating companies peer group. The score is a 0-100 composite of six dimensions (Profitability, Growth, Leverage, Liquidity, Cash Flow, Returns), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.