EZPW Form 4: COO receives 84,034 RSUs with performance conditions

Rhea-AI Filing Summary

EZCORP (EZPW) reported on Form 4 that Chief Operating Officer John Blair Powell Jr. received 84,034 restricted stock units tied to Class A Non‑Voting Common Stock on 11/12/2025. The filing notes a closing market value of $19.04 on September 30, 2025; the award required no cash consideration beyond services.

The RSUs will vest in whole or in part on September 30, 2028, with 80% subject to specified performance goals and continued employment, and 20% subject to continued employment only. Following the reported transaction, the executive beneficially owned 470,259 derivative securities directly.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Powell John Blair Jr.

Role Chief Operating Officer

Type	Security	Shares	Price	Value
Grant/Award	Restricted Stock Units	84,034	$19.04	$1.60M

Holdings After Transaction: Restricted Stock Units — 470,259 shares (Direct)

Footnotes (1)

1. Each unit represents a contingent right to receive one share of EZCORP Class A Non-Voting Common Stock at the time of vesting. The units will vest in whole or in part on September 30, 2028, with 80% being subject to the attainment of specified performance goals in addition to continued employment, and the remaining 20% being subject to continued employment only. Closing market value on September 30, 2025. However, no consideration was paid for the award other than services rendered and to be rendered by the Reporting Person.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Powell John Blair Jr.

(Last) (First) (Middle)

2500 BEE CAVE RD., BLD 1 STE 200

(Street)

ROLLINGWOOD TX 78746

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
EZCORP INC [ EZPW ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Operating Officer

3. Date of Earliest Transaction (Month/Day/Year)
11/12/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	11/12/2025		A		84,034		(2)	(2)	Class A Non-Voting Common Stock	84,034	$19.04(3)	470,259	D

Explanation of Responses:

1. Each unit represents a contingent right to receive one share of EZCORP Class A Non-Voting Common Stock at the time of vesting.

2. The units will vest in whole or in part on September 30, 2028, with 80% being subject to the attainment of specified performance goals in addition to continued employment, and the remaining 20% being subject to continued employment only.

3. Closing market value on September 30, 2025. However, no consideration was paid for the award other than services rendered and to be rendered by the Reporting Person.

Remarks:

	/s/ Carrie Putnam, by POA from John Blair Powell, Jr.	11/13/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did EZCORP (EZPW) disclose in this Form 4?

The COO, John Blair Powell Jr., was granted 84,034 RSUs on 11/12/2025 tied to Class A Non‑Voting Common Stock.

When do the new RSUs for EZPW’s COO vest?

They will vest in whole or in part on September 30, 2028.

What portion of the RSUs are performance-based?

80% of the RSUs require attainment of specified performance goals and continued employment; 20% require continued employment only.

What valuation reference does the filing provide?

It cites a closing market value of $19.04 on September 30, 2025; no cash consideration was paid for the award beyond services.

How many derivative securities does the COO own after this transaction?

The filing lists 470,259 derivative securities beneficially owned directly following the transaction.

What class of shares underlies the RSUs?

The RSUs correspond to Class A Non-Voting Common Stock of EZCORP.