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  4. [Form 4] EZCORP INC Insider Trading Activity

EZCORP CFO updates equity holdings with RSU vesting and grants

Filing Impact
(Very High)
Filing Sentiment
(Positive)
Form Type
4

Rhea-AI Filing Summary

EZCORP Inc. (EZPW) reported equity compensation activity for its Chief Financial Officer on a Form 4 dated with an earliest transaction date of 11/19/2025. The filing shows the exercise of 88,195 restricted stock units into shares of Class A Non-Voting Common Stock at a reference price of $17.82, followed by the disposition of 35,201 shares at the same price, which appears consistent with shares withheld to cover obligations. After these transactions, the officer directly owned 202,835 shares of Class A Non-Voting Common Stock.

In addition, the officer received a new grant of 29,482 restricted stock units, each representing a right to receive one EZCORP Class A Non-Voting share upon vesting. These units relate to performance-based awards for fiscal years 2023, 2024, and 2025, with vesting dates on September 30, 2025, September 30, 2026, and September 30, 2027, subject to continued employment and achievement of specified performance goals.

Positive

  • None.

Negative

  • None.
Insider Jugmans Timothy
Role Chief Financial Officer
Type Security Shares Price Value
Grant/Award Restricted Stock Units 29,482 $19.04 $561K
Exercise Restricted Stock Units 88,195 $0.00 --
Exercise Class A Non-Voting Common Stock 88,195 $17.82 $1.57M
Tax Withholding Class A Non-Voting Common Stock 35,201 $17.82 $627K
Holdings After Transaction: Restricted Stock Units — 348,968 shares (Direct); Class A Non-Voting Common Stock — 238,036 shares (Direct)
Footnotes (1)
  1. Each unit represents a contingent right to receive one share of EZCORP Class A Non-Voting Common Stock at the time of vesting. Represents the following "bonus" units (1) 12,970 attributable to the fiscal 2023 Restricted Stock Unit award earned with achievement of the specified performance goal for fiscal 2023 and vesting on September 30, 2025, subject to continued employment, plus (2) 8,484 attributable to the fiscal 2024 Restricted Stock Unit award earned with achievement of the specified performance goal for fiscal 2024 and vesting on September 30, 2026, subject to continued employment, plus (3) 8,028 attributable to the fiscal 2025 Restricted Stock Unit award earned with achievement of the specified performance goal for fiscal 2025 and vesting on September 30, 2027, subject to continued employment. Closing market value on September 30, 2025. However, no consideration was paid for the award other than services rendered and to be rendered by the Reporting Person. These units vested on November 19, 2025 after specified performance goals were achieved.
Form 4 Insider Transactions: What Each Field Means →
SEC Form 4
FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number: 3235-0287
Estimated average burden
hours per response: 0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Jugmans Timothy
(Last) (First) (Middle)
2500 BEE CAVE RD, BLDG. 1, SUITE 200
(Street)
ROLLINGWOOD TX 78746
(City) (State) (Zip)
2. Issuer Name and Ticker or Trading Symbol
EZCORP INC [ EZPW ] 		5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director 10% Owner
X Officer (give title below) Other (specify below)
Chief Financial Officer
3. Date of Earliest Transaction (Month/Day/Year)
11/19/2025
4. If Amendment, Date of Original Filed (Month/Day/Year)
 6. Individual or Joint/Group Filing (Check Applicable Line)
X Form filed by One Reporting Person
Form filed by More than One Reporting Person
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V Amount (A) or (D) Price
Class A Non-Voting Common Stock 11/19/2025 M 88,195 A $17.82 238,036 D
Class A Non-Voting Common Stock 11/19/2025 F 35,201 D $17.82 202,835 D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year) 7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Restricted Stock Units (1) 11/19/2025 A 29,482 (2) (2) Class A Non-Voting Common Stock 29,482 $19.04(3) 348,968 D
Restricted Stock Units (1) 11/19/2025 M 88,195 (4) (4) Class A Non-Voting Common Stock 88,195 $0 260,773 D
Explanation of Responses:
1. Each unit represents a contingent right to receive one share of EZCORP Class A Non-Voting Common Stock at the time of vesting.
2. Represents the following "bonus" units (1) 12,970 attributable to the fiscal 2023 Restricted Stock Unit award earned with achievement of the specified performance goal for fiscal 2023 and vesting on September 30, 2025, subject to continued employment, plus (2) 8,484 attributable to the fiscal 2024 Restricted Stock Unit award earned with achievement of the specified performance goal for fiscal 2024 and vesting on September 30, 2026, subject to continued employment, plus (3) 8,028 attributable to the fiscal 2025 Restricted Stock Unit award earned with achievement of the specified performance goal for fiscal 2025 and vesting on September 30, 2027, subject to continued employment.
3. Closing market value on September 30, 2025. However, no consideration was paid for the award other than services rendered and to be rendered by the Reporting Person.
4. These units vested on November 19, 2025 after specified performance goals were achieved.
Remarks:
/s/ Carrie Putnam, by POA from Timothy K. Jugmans 11/20/2025
** Signature of Reporting Person Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

Source: View Original Filing on SEC EDGAR