[Form 4] EZCORP INC Insider Trading Activity

Rhea-AI Filing Summary

EZCORP, Inc. (EZPW) Chief Operating Officer John Blair Powell, Jr. filed a Form 4 reporting equity-based compensation activity. On 11/19/2025, 145,522 restricted stock units were settled into shares of Class A Non-Voting Common Stock at a price of $17.82 per share, increasing his directly held position to 291,505 shares before a same-day disposition coded "F" of 57,266 shares at $17.82, resulting in 234,239 shares held directly.

Powell also received a grant of 46,648 restricted stock units, linked to performance awards for fiscal 2023, 2024 and 2025, with a referenced value of $19.04 per unit as of September 30, 2025. Following these derivative transactions, he reported 371,385 restricted stock units beneficially owned.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Powell John Blair Jr.

(Last) (First) (Middle)

2500 BEE CAVE RD., BLD 1 STE 200

(Street)

ROLLINGWOOD TX 78746

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
EZCORP INC [ EZPW ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Operating Officer

3. Date of Earliest Transaction (Month/Day/Year)
11/19/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Non-Voting Common Stock	11/19/2025		M		145,522	A	$17.82	291,505	D
Class A Non-Voting Common Stock	11/19/2025		F		57,266	D	$17.82	234,239	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	11/19/2025		A		46,648		(2)	(2)	Class A Non-Voting Common Stock	46,648	$19.04(3)	516,907	D
Restricted Stock Units	(1)	11/19/2025		M			145,522	(4)	(4)	Class A Non-Voting Common Stock	145,522	$0	371,385	D

Explanation of Responses:

1. Each unit represents a contingent right to receive one share of EZCORP Class A Non-Voting Common Stock at the time of vesting.

2. Represents the following "bonus" units (1) 21,399 attributable to the fiscal 2023 Restricted Stock Unit award earned with achievement of the specified performance goal for fiscal 2023 and vesting on September 30, 2025, subject to continued employment, plus (2) 14,545 attributable to the fiscal 2024 Restricted Stock Unit award earned with achievement of the specified performance goal for fiscal 2024 and vesting on September 30, 2026, subject to continued employment, plus (3) 10,704 attributable to the fiscal 2025 Restricted Stock Unit award earned with achievement of the specified performance goal for fiscal 2025 and vesting on September 30, 2027, subject to continued employment.

3. Closing market value on September 30, 2025. However, no consideration was paid for the award other than services rendered and to be rendered by the Reporting Person.

4. These units vested on November 19, 2025 after specified performance goals were achieved.

Remarks:

	/s/ Carrie Putnam, by POA from John Blair Powell, Jr.	11/20/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
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FAQ

What insider activity did EZCORP (EZPW) report in this Form 4?

The filing shows that COO John Blair Powell, Jr. settled 145,522 restricted stock units into Class A Non-Voting Common Stock, disposed of 57,266 shares in a transaction coded "F", and reported new and remaining restricted stock unit holdings.

How many EZCORP (EZPW) shares does the COO hold after these transactions?

After the reported 11/19/2025 transactions, the COO directly beneficially owned 234,239 shares of EZCORP Class A Non-Voting Common Stock.

What derivative securities did the EZCORP COO report on this Form 4?

He reported restricted stock units, including a grant of 46,648 units and, after settlement activity, 371,385 restricted stock units beneficially owned.

What was the reported transaction price for EZCORP shares on the Form 4?

The equity transactions in the filing reference a price of $17.82 per share for the Class A Non-Voting Common Stock involved in the acquisition and disposition entries.

How are the 46,648 EZCORP restricted stock units structured for the COO?

The 46,648 units represent "bonus" restricted stock units earned upon achievement of performance goals for fiscal 2023, 2024, and 2025, with vesting dates on September 30, 2025, 2026, and 2027, subject to continued employment.

What role does the reporting person hold at EZCORP (EZPW)?

The reporting person, John Blair Powell, Jr., is identified as an Officer of EZCORP, serving as Chief Operating Officer.