EZPW insider grant: 30,200 RSUs awarded, vesting by September 2028

Rhea-AI Filing Summary

EZCORP (EZPW) reported a Form 4 showing its Chief Legal Officer received 30,200 restricted stock units on 11/12/2025. The RSUs relate to Class A Non-Voting Common Stock and are scheduled to vest on September 30, 2028, with 80% tied to specified performance goals plus continued employment and 20% tied to continued employment only. The filing notes a reference value of $19.04 (closing market value on September 30, 2025), and states no consideration was paid other than services. Following this award, the reporting person holds 160,011 derivative securities directly.

Insights

Equity compensation analyst

Routine RSU grant with 2028 vesting; neutral impact.

The Chief Legal Officer received 30,200 RSUs on 11/12/2025, referencing a value of $19.04 (closing market value on 09/30/2025). RSUs are equity awards that convert to shares upon vesting.

Vesting occurs on 09/30/2028, with 80% subject to performance goals and continued employment, and 20% subject to continued employment only. This aligns pay with performance and retention, typical for senior executives.

The reporting person held 160,011 derivative securities after the transaction, owned directly. This is compensation-driven, not a sale; actual share delivery depends on vesting and performance outcomes disclosed.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Bryant Ellen H

Role Chief Legal Officer

Type	Security	Shares	Price	Value
Grant/Award	Restricted Stock Units	30,200	$19.04	$575K

Holdings After Transaction: Restricted Stock Units — 160,011 shares (Direct)

Footnotes (1)

1. Each unit represents a contingent right to receive one share of EZCORP Class A Non-Voting Common Stock at the time of vesting. The units will vest in whole or in part on September 30, 2028, with 80% being subject to the attainment of specified performance goals in addition to continued employment, and the remaining 20% being subject to continued employment only. Closing market value on September 30, 2025. However, no consideration was paid for the award other than services rendered and to be rendered by the Reporting Person.

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Bryant Ellen H

(Last) (First) (Middle)

2500 BEE CAVE ROAD, BLDG. 1, STE. 200

(Street)

ROLLINGWOOD TX 78746

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
EZCORP INC [ EZPW ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Legal Officer

3. Date of Earliest Transaction (Month/Day/Year)
11/12/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	11/12/2025		A		30,200		(2)	(2)	Class A Non-Voting Common Stock	30,200	$19.04(3)	160,011	D

Explanation of Responses:

1. Each unit represents a contingent right to receive one share of EZCORP Class A Non-Voting Common Stock at the time of vesting.

2. The units will vest in whole or in part on September 30, 2028, with 80% being subject to the attainment of specified performance goals in addition to continued employment, and the remaining 20% being subject to continued employment only.

3. Closing market value on September 30, 2025. However, no consideration was paid for the award other than services rendered and to be rendered by the Reporting Person.

Remarks:

	/s/ Carrie Putnam, by POA from Ellen Bryant	11/13/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did EZPW disclose in this Form 4?

An award of 30,200 RSUs to the Chief Legal Officer on 11/12/2025 tied to Class A Non-Voting Common Stock.

When do the RSUs for EZPW’s CLO vest?

They vest on September 30, 2028, subject to the award’s terms.

How are the RSU vesting conditions structured for EZPW?

80% requires specified performance goals plus continued employment; 20% requires continued employment only.

What price is associated with the RSU award?

The filing references $19.04, the closing market value on September 30, 2025; no consideration was paid other than services.

How many derivative securities did the reporting person hold after?

The reporting person beneficially owned 160,011 derivative securities directly after the transaction.

What class of shares underlies the RSUs at EZPW?

The RSUs are payable in Class A Non-Voting Common Stock of EZCORP.