[Form 4] EZCORP INC Insider Trading Activity

Rhea-AI Filing Summary

EZCORP Inc. (EZPW) CEO and director Lachlan P. Given reported equity award activity. On 11/19/2025, 352,786 shares of Class A Non-Voting Common Stock were acquired through the exercise of previously granted restricted stock units at a reference price of $17.82, and 56,273 shares were withheld at the same price to cover tax obligations, leaving 1,072,327 shares owned directly.

The filing also reports a new grant of 110,155 restricted stock units tied to performance-based awards for fiscal 2023, 2024, and 2025, vesting on September 30, 2025, 2026, and 2027, subject to continued employment. After these transactions, Given holds 871,929 restricted stock units, each representing a right to receive one share upon vesting.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Given Lachlan P

(Last) (First) (Middle)

2500 BEE CAVE ROAD

BLDG. 1, SUITE 200

(Street)

ROLLINGWOOD TX 78746

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
EZCORP INC [ EZPW ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Executive Officer

3. Date of Earliest Transaction (Month/Day/Year)
11/19/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Non-Voting Common Stock	11/19/2025		M		352,786	A	$17.82	1,128,600	D
Class A Non-Voting Common Stock	11/19/2025		F		56,273	D	$17.82	1,072,327	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	11/19/2025		A		110,155		(2)	(2)	Class A Non-Voting Common Stock	110,155	$19.04(3)	1,224,715	D
Restricted Stock Units	(1)	11/19/2025		M			352,786	(4)	(4)	Class A Non-Voting Common Stock	352,786	$0	871,929	D

Explanation of Responses:

1. Each unit represents a contingent right to receive one share of EZCORP Class A Non-Voting Common Stock at the time of vesting.

2. Represents the following "bonus" units (1) 51,879 attributable to the fiscal 2023 Restricted Stock Unit award earned with achievement of the specified performance goal for fiscal 2023 and vesting on September 30, 2025, subject to continued employment, plus (2) 31,515 attributable to the fiscal 2024 Restricted Stock Unit award earned with achievement of the specified performance goal for fiscal 2024 and vesting on September 30, 2026, subject to continued employment, plus (3) 26,761 attributable to the fiscal 2025 Restricted Stock Unit award earned with achievement of the specified performance goal for fiscal 2025 and vesting on September 30, 2027, subject to continued employment.

3. Closing market value on September 30, 2025. However, no consideration was paid for the award other than services rendered and to be rendered by the Reporting Person.

4. The units vested on November 19, 2025 after specified performance goals were achieved.

Remarks:

	/s/ Carrie Putnam, by POA from Lachlan P. Given	11/20/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did EZCORP (EZPW) report on this Form 4?

The Form 4 reports that CEO and director Lachlan P. Given acquired 352,786 shares of EZCORP Class A Non-Voting Common Stock through the vesting and settlement of restricted stock units on 11/19/2025, with shares also withheld for taxes.

How many EZCORP (EZPW) shares does the CEO own after this transaction?

Following the reported transactions, Lachlan P. Given beneficially owns 1,072,327 shares of EZCORP Class A Non-Voting Common Stock in direct ownership.

What restricted stock units were granted to the EZCORP (EZPW) CEO?

The filing shows a grant of 110,155 restricted stock units, consisting of performance-based "bonus" units attributable to fiscal 2023, 2024, and 2025 awards, each unit representing one future share of Class A Non-Voting Common Stock.

When do the new EZCORP (EZPW) restricted stock units vest?

The bonus restricted stock units vest on September 30, 2025, September 30, 2026, and September 30, 2027, in each case subject to achievement of specified performance goals and continued employment.

How many restricted stock units does the EZCORP (EZPW) CEO hold after these transactions?

After the reported grant and conversion of units, Lachlan P. Given holds 871,929 restricted stock units, each representing a contingent right to receive one share of Class A Non-Voting Common Stock at vesting.

Why were some EZCORP (EZPW) shares disposed of in this Form 4?

The Form 4 shows that 56,273 shares were disposed of on 11/19/2025 in a transaction coded "F", indicating shares were withheld to satisfy tax withholding obligations related to the vesting of equity awards.