EZCORP EZPW Form 4 shows 702 bonus RSUs vesting in 2027

Rhea-AI Filing Summary

EZCORP, Inc. (EZPW) reported an equity award to its Chief Accounting Officer on a Form 4. On 11/19/2025, the officer acquired 702 restricted stock units (RSUs) of EZCORP Class A Non-Voting Common Stock as a bonus tied to the fiscal 2025 restricted stock unit award. Each unit represents a contingent right to receive one share when it vests.

The 702 bonus RSUs were earned based on achievement of a specified fiscal 2025 performance goal and will vest on September 30, 2027, subject to continued employment. Following this transaction, the officer beneficially owns 13,242 RSUs. The award was valued using a closing market price of $19.04 on September 30, 2025, but no cash consideration was paid other than services rendered and to be rendered.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Croney Michael James

(Last) (First) (Middle)

2500 BEE CAVE ROAD

BLDG. 1, SUITE 200

(Street)

ROLLINGWOOD TX 78746

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
EZCORP INC [ EZPW ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Accounting Officer

3. Date of Earliest Transaction (Month/Day/Year)
11/19/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	11/19/2025		A		702		(2)	(2)	Class A Non-Voting Common Stock	702	$19.04(3)	13,242	D

Explanation of Responses:

1. Each unit represents a contingent right to receive one share of EZCORP Class A Non-Voting Common Stock at the time of vesting.

2. Represents "bonus" units attributable to the fiscal 2025 Restricted Stock Unit award earned with achievement of the specified performance goal for fiscal 2025 and vesting on September 30, 2027, subject to continued employment.

3. Closing market value on September 30, 2025. However, no consideration was paid for the award other than services rendered and to be rendered by the Reporting Person.

Remarks:

	/s/ Carrie Putnam, by POA from Michael James Croney	11/20/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What equity award did EZCORP (EZPW) report for its Chief Accounting Officer?

The Chief Accounting Officer received 702 restricted stock units (RSUs) of EZCORP Class A Non-Voting Common Stock as a bonus related to the fiscal 2025 restricted stock unit award.

When did the reported RSU transaction for EZCORP (EZPW) occur?

The earliest transaction date reported is 11/19/2025, when the 702 RSUs were credited to the officer.

What are the vesting terms of the new EZCORP (EZPW) restricted stock units?

The 702 bonus RSUs vest on September 30, 2027, and are subject to the officer’s continued employment. They were earned upon achievement of a specified fiscal 2025 performance goal.

How many EZCORP (EZPW) restricted stock units does the officer own after this transaction?

Following the reported transaction, the officer beneficially owns 13,242 restricted stock units of EZCORP Class A Non-Voting Common Stock.

Did the EZCORP (EZPW) officer pay cash for the awarded RSUs?

No cash consideration was paid for the award; it was granted based on a closing market value of $19.04 on September 30, 2025, in exchange for services rendered and to be rendered.

What does each EZCORP (EZPW) restricted stock unit represent for this award?

Each unit represents a contingent right to receive one share of EZCORP Class A Non-Voting Common Stock at the time of vesting.