[Form 4] EZCORP INC Insider Trading Activity

Rhea-AI Filing Summary

EZCORP Inc. (EZPW) reported insider equity activity by its Chief Legal Officer, Ellen Bryant. On 11/19/2025, she acquired 53,622 shares of Class A Non-Voting Common Stock through the settlement of previously granted restricted stock units at a reference price of $17.82 per share, then had 21,103 shares withheld in a transaction coded "F" at the same price, leaving 167,786 shares beneficially owned directly.

On the same date, she was granted 16,020 new restricted stock units, each representing a contingent right to one share of Class A Non-Voting Common Stock. These units relate to performance-based awards for fiscal 2023, 2024, and 2025, with vesting scheduled on September 30, 2025, 2026, and 2027, subject to continued employment and achievement of specified performance goals.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Bryant Ellen H

(Last) (First) (Middle)

2500 BEE CAVE ROAD, BLDG. 1, STE. 200

(Street)

ROLLINGWOOD TX 78746

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
EZCORP INC [ EZPW ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Legal Officer

3. Date of Earliest Transaction (Month/Day/Year)
11/19/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Non-Voting Common Stock	11/19/2025		M		53,622	A	$17.82	188,889	D
Class A Non-Voting Common Stock	11/19/2025		F		21,103	D	$17.82	167,786	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	11/19/2025		A		16,020		(2)	(2)	Class A Non-Voting Common Stock	16,020	$19.04(3)	176,031	D
Restricted Stock Units	(1)	11/19/2025		M			53,622	(4)	(4)	Class A Non-Voting Common Stock	53,622	$0	122,409	D

Explanation of Responses:

1. Each unit represents a contingent right to receive one share of EZCORP Class A Non-Voting Common Stock at the time of vesting.

2. Represents the following "bonus" units (1) 7,885 attributable to the fiscal 2023 Restricted Stock Unit award earned with achievement of the specified performance goal for fiscal 2023 and vesting on September 30, 2025, subject to continued employment, plus (2) 4,121 attributable to the fiscal 2024 Restricted Stock Unit award earned with achievement of the specified performance goal for fiscal 2024 and vesting on September 30, 2026, subject to continued employment, plus (3) 4,014 attributable to the fiscal 2025 Restricted Stock Unit award earned with achievement of the specified performance goal for fiscal 2025 and vesting on September 30, 2027, subject to continued employment.

3. Closing market value on September 30, 2025. However, no consideration was paid for the award other than services rendered and to be rendered by the Reporting Person.

4. These units vested on November 19, 2025 after specified performance goals were achieved.

Remarks:

	/s/ Carrie Putnam, by POA from Ellen Bryant	11/20/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
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FAQ

What insider transaction did EZCORP (EZPW) report for its Chief Legal Officer?

The Chief Legal Officer of EZCORP (EZPW), Ellen Bryant, reported equity transactions on 11/19/2025 involving the acquisition of shares through restricted stock unit settlement and share withholding for tax purposes.

How many EZCORP (EZPW) shares did the officer acquire and at what price?

The officer acquired 53,622 shares of EZCORP Class A Non-Voting Common Stock in a transaction coded "M" at a reference price of $17.82 per share.

How many EZCORP (EZPW) shares were withheld in the Form 4 filing?

The filing shows 21,103 shares of Class A Non-Voting Common Stock disposed of in a transaction coded "F" at $17.82 per share, reducing directly held shares to 167,786.

What new restricted stock units (RSUs) did the EZCORP (EZPW) officer receive?

The officer received 16,020 restricted stock units, each representing a right to one share of EZCORP Class A Non-Voting Common Stock upon vesting.

How are the 16,020 EZCORP (EZPW) RSUs allocated across fiscal years?

The 16,020 RSUs include 7,885 units tied to the fiscal 2023 award, 4,121 units tied to the fiscal 2024 award, and 4,014 units tied to the fiscal 2025 award, each earned upon achievement of specified performance goals.

When do the new EZCORP (EZPW) RSUs vest for the officer?

The RSUs are scheduled to vest on September 30, 2025 (fiscal 2023 portion), September 30, 2026 (fiscal 2024 portion), and September 30, 2027 (fiscal 2025 portion), subject to continued employment and performance conditions.