Director at First American Financial (NYSE: FAF) receives 2,418-share RSU grant

Rhea-AI Filing Summary

First American Financial director reports equity grant

Director Margaret M. McCarthy reported acquiring 2,418 shares of First American Financial common stock on February 19, 2026 as a grant or award, at a price of $0.00 per share. After this award, she directly owns 30,608 common shares, including unvested restricted stock units.

The holdings include 2,609 unvested RSUs from an earlier 2,522‑unit grant and dividend reinvestment shares that are scheduled to vest on February 24, 2026, and 2,418 unvested RSUs from this new grant vesting on February 19, 2027. The receipt of certain shares underlying vested RSUs and related dividend reinvestment shares has been deferred.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

McCarthy Margaret M

(Last) (First) (Middle)

1 FIRST AMERICAN WAY

(Street)

SANTA ANA CA 92707

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
First American Financial Corp [ FAF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
02/19/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/19/2026		A		2,418	A	$0	30,608(1)(2)(3)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Includes 2,609 unvested Restricted Stock Units ("RSUs") acquired pursuant to an original grant of 2,522 RSUs and shares acquired through automatic dividend reinvestment, vesting 2/24/2026, the first anniversary of the grant.

2. Includes 2,418 unvested RSUs acquired pursuant to a grant vesting 2/19/2027, the first anniversary of the grant.

3. The reporting person's receipt of certain shares underlying vested RSUs and related shares acquired through automatic dividend reinvestment have been deferred.

	/s/ Stacy S. Rust, attorney-in-fact for Margaret M. McCarthy	02/23/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did First American Financial (FAF) director Margaret M. McCarthy report on this Form 4?

Margaret M. McCarthy reported receiving a grant of 2,418 shares of First American Financial common stock on February 19, 2026. The transaction is classified as a grant, award, or other acquisition, with a price of $0.00 per share, reflecting an equity compensation award.

How many First American Financial (FAF) shares does Margaret M. McCarthy own after this transaction?

After the reported grant, Margaret M. McCarthy directly owns 30,608 shares of First American Financial common stock. This figure includes unvested restricted stock units disclosed in the footnotes, reflecting her cumulative equity position as of the transaction date.

What are the vesting terms of the restricted stock units reported by First American Financial (FAF) director McCarthy?

McCarthy’s holdings include 2,609 unvested RSUs from an earlier grant, vesting on February 24, 2026, and 2,418 unvested RSUs from the new grant, vesting on February 19, 2027. These dates represent the first anniversaries of the respective grants.

Does the Form 4 for First American Financial (FAF) involve a purchase or a grant of shares?

The Form 4 reflects a grant of 2,418 shares, coded as an “A” transaction for grant, award, or other acquisition. It is not an open-market purchase; the shares were acquired at a stated price of $0.00 per share as equity compensation.

Are any of Margaret M. McCarthy’s First American Financial (FAF) RSU-related shares deferred?

Yes. The filing notes that receipt of certain shares underlying vested restricted stock units, and related shares acquired through automatic dividend reinvestment, has been deferred. This means delivery of some vested shares is postponed according to the deferral arrangement.

How do dividend reinvestment shares affect Margaret M. McCarthy’s First American Financial (FAF) RSUs?

The earlier RSU grant of 2,522 units has been supplemented by shares acquired through automatic dividend reinvestment, bringing that unvested RSU total to 2,609. These combined RSUs are scheduled to vest on February 24, 2026, increasing her potential share ownership upon vesting.