[8-K] FB Financial Corp Reports Material Event

Rhea-AI Filing Summary

FB Financial Corporation reported that it issued a press release announcing financial results for the third quarter ended September 30, 2025. The company also furnished supplemental financial materials and an earnings presentation to accompany the results.

FB Financial scheduled a conference call on October 14, 2025 to discuss the quarter. The press release (Exhibit 99.1), Financial Supplement (Exhibit 99.2), and Earnings Presentation (Exhibit 99.3) were made available, with the supplemental materials posted on investors.firstbankonline.com. The information was furnished, not filed, under the Exchange Act.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934

Date of report (Date of earliest event reported): October 14, 2025

FB FINANCIAL CORPORATION

(Exact name of registrant as specified in its charter)

Tennessee

001-37875

62-1216058

(State or other jurisdiction of incorporation)

(Commission File Number)

(IRS Employer Identification Number)

1221 Broadway, Suite 1300

Nashville, Tennessee 37203

(Address of principal executive offices) (Zip Code)

(615) 564-1212

(Registrant’s telephone number, including area code)

Not Applicable

(Former name or former address, if changed since last report.)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions ( see General Instruction A.2. below):

☐  Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐  Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐  Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐  Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class			Trading Symbol(s)			Name of each exchange on which registered
Common Stock, $1.00 par value			FBK			New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).  

Emerging growth company ☐ 

If  an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02. Results of Operations and Financial Condition.

On October 14, 2025, FB Financial Corporation (“FB Financial”) issued a press release announcing its financial results for the third quarter ended September 30, 2025 (the “Earnings Release”). A copy of the Earnings Release is furnished as Exhibit 99.1 to this current report on Form 8-K (this “Report”).

Item 7.01. Regulation FD Disclosure.

On October 14, 2025, FB Financial will host a conference call to discuss financial results for the quarter ended September 30, 2025.

On October 14, 2025, FB Financial made available on its website (investors.firstbankonline.com) supplemental financial information for the third quarter ended September 30, 2025 (the “Financial Supplement”) and an earnings release presentation (the “Earnings Presentation”) containing additional information about FB Financial’s financial results for the quarter ended September 30, 2025.

Copies of the Financial Supplement and the Earnings Presentation are furnished as Exhibit 99.2 and Exhibit 99.3, respectively, to this Report.

The information contained in this Report, including Exhibit 99.1, Exhibit 99.2 and Exhibit 99.3 furnished herewith, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities under that section, nor shall it be deemed incorporated by reference into any registration statement or other documents pursuant to the Securities Act of 1933, as amended, or into any filing or other document pursuant to the Exchange Act, except as shall be expressly set forth by specific reference in such filing.

Item 9.01. Financial Statements and Exhibits.

Exhibit Number						Description of Exhibit
99.1						Earnings Release issued October 14, 2025
99.2						Financial Supplement for the quarter ended September 30, 2025
99.3						Earnings Presentation dated October 14, 2025
104						Cover Page Interactive Data File (formatted as inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

			FB FINANCIAL CORPORATION
			By:			/s/ Michael M. Mettee
						Michael M. Mettee
						Chief Financial Officer & Chief Operating Officer
						(Principal Financial Officer)
Date: October 14, 2025

FAQ

What did FBK announce in this 8-K?

FB Financial Corporation furnished its Q3 2025 results via a press release, along with a Financial Supplement and an Earnings Presentation.

Which period do FBK’s results cover?

The third quarter ended September 30, 2025.

When is FBK’s conference call for Q3 2025 results?

On October 14, 2025.

Where can investors access FBK’s supplemental materials?

On the company’s website at investors.firstbankonline.com.

Which exhibits accompany the 8-K for FBK (ticker: FBK)?

Exhibit 99.1: Earnings Release; 99.2: Financial Supplement; 99.3: Earnings Presentation; 104: Cover Page Inline XBRL.

Is the information in the 8-K considered filed or furnished?

It is furnished and not deemed filed under the Exchange Act, unless specifically incorporated by reference.