What is Fb Financia's earnings per share (EPS)?

Fb Financia (FBK) reported diluted earnings per share of $2.45 for fiscal year 2025. This represents a -1.2% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Fb Financia Financials

FBK

Trailing 12 months to June 30, 2026

Revenue $926.9M +26.3% YoY

Net Income $196.5M +117.5% YoY

EPS (Diluted) $3.77 +95.3% YoY

Free Cash Flow $199.9M +67.3% YoY

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Aug 3, 2026 Currency USD FYE December

Fb Financia (FBK) reported $926.9M in revenue over the twelve months to Jun 30, 2026, up 26.3% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 12 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI FBK FY2025 2026-08-29

Scale expanded faster than earnings, while capital returns offset dilution and kept leverage broadly stable.

From FY2024 to FY2025, assets rose 23.9% while net income rose only 5.7%, so balance-sheet growth outpaced earnings generation. That mismatch coincided with ROA slipping from 0.9% to 0.8%, indicating a lower earnings yield on the larger asset base.

FY2025 operating cash flow was $155.9M against $122.6M of net income, so reported profit converted into more cash than it implied. Capital expenditures were $8.8M, leaving $147.0M of free cash flow and making reinvestment a relatively small draw on operating cash.

Measured debt-to-equity stayed at 0.1x in FY2025, unchanged from FY2024, even as liabilities expanded alongside assets. Repurchases coexisted with 51.8M shares outstanding in FY2025 versus 46.7M in FY2024, indicating they mainly offset issuance rather than reduce the share count.

Financial Health Signals

Financial Health Score 42/100

Scored as: Banks peer group

Scored against banks for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of Fb Financia's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Earnings

Growth

Capital

Efficiency

Credit Quality

Not available for Fb Financia, and counted as zero in the overall score.

Stability

Piotroski F-Score Partial

4/7

Fb Financia passes 4 of 7 computable financial strength tests (2 of the nine could not be computed from available data). 3 of 4 profitability signals pass, 1 of 2 leverage/liquidity signals pass, neither operating efficiency signal passes.

Earnings Quality Cash-Backed

1.27x

For every $1 of reported earnings, Fb Financia generates $1.27 in operating cash flow ($155.9M OCF vs $122.6M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

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Earnings & Revenue

Revenue

$833.9M

YoY+14.9%

5Y CAGR+21.5%

10Y CAGR+23.3%

Fb Financia generated $833.9M in revenue in fiscal year 2025. This represents an increase of 14.9% from the prior year.

Net Income

$122.6M

YoY+5.7%

5Y CAGR+14.0%

10Y CAGR+9.9%

Fb Financia reported $122.6M in net income in fiscal year 2025. This represents an increase of 5.7% from the prior year.

EPS (Diluted)

$2.45

YoY-1.2%

5Y CAGR+8.0%

10Y CAGR-1.3%

Fb Financia earned $2.45 per diluted share (EPS) in fiscal year 2025. This represents a decrease of 1.2% from the prior year.

EBITDA

Not reported for fiscal year 2025.

Cash & Balance Sheet

Free Cash Flow

$147.0M

YoY+11.2%

Fb Financia generated $147.0M in free cash flow in fiscal year 2025, representing cash available after capex. This represents an increase of 11.2% from the prior year.

Cash & Debt

$1.2B

YoY+10.9%

5Y CAGR-2.6%

10Y CAGR+28.0%

Fb Financia held $1.2B in cash against $212.8M in long-term debt as of fiscal year 2025.

Dividends Per Share

$0.76

YoY+11.8%

5Y CAGR+16.1%

10Y CAGR-5.7%

Fb Financia paid $0.76 per share in dividends in fiscal year 2025. This represents an increase of 11.8% from the prior year.

Shares Outstanding

52M

YoY+10.9%

5Y CAGR+1.8%

10Y CAGR+11.7%

Fb Financia had 52M shares outstanding in fiscal year 2025. This represents an increase of 10.9% from the prior year.

Margins & Returns

Net Margin

14.7%

YoY-1.3pp

5Y CAGR-5.5pp

10Y CAGR-31.9pp

Fb Financia's net profit margin was 14.7% in fiscal year 2025, showing the share of revenue converted to profit. This is down 1.3 percentage points from the prior year.

Return on Equity

6.3%

YoY-1.1pp

5Y CAGR+1.4pp

10Y CAGR-13.9pp

Fb Financia's ROE was 6.3% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is down 1.1 percentage points from the prior year.

Gross Margin

Not reported for fiscal year 2025.

Operating Margin

Not reported for fiscal year 2025.

Capital Allocation

Share Buybacks

$155.9M

YoY+1127.8%

Fb Financia spent $155.9M on share buybacks in fiscal year 2025, returning capital to shareholders by reducing shares outstanding. This represents an increase of 1127.8% from the prior year.

Capital Expenditures

$8.8M

YoY+35.2%

5Y CAGR+8.3%

10Y CAGR+4.1%

Fb Financia invested $8.8M in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents an increase of 35.2% from the prior year.

R&D Spending

Not reported for fiscal year 2025.

FBK Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

FBK quarterly income statement

Metric	TTM	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14
Revenue	$926.9M	$833.9M+14.9%	$725.5M+6.9%	$678.4M+40.9%	$481.4M+25.0%	$385.0M+22.4%	$314.6M+11.4%	$282.5M+17.9%	$239.6M+41.2%	$169.6M+40.8%	$120.5M+17.2%	$102.8M+10.7%	$92.9M
SG&A Expenses	$233.4M	$217.7M+18.4%	$183.8M-9.6%	$203.4M-3.8%	$211.5M-14.8%	$248.3M+6.2%	$233.8M+53.7%	$152.1M+11.1%	$136.9M+5.3%	$130.0M+14.6%	$113.5M+34.8%	$84.2M+31.9%	$63.9M
Interest Expense	$334.9M	$317.8M+2.8%	$309.0M+14.0%	$271.2M+292.0%	$69.2M+83.9%	$37.6M-23.2%	$49.0M-13.3%	$56.5M+59.1%	$35.5M+117.3%	$16.3M+71.2%	$9.5M+7.1%	$8.9M-6.3%	$9.5M
Income Tax	$50.2M	$15.9M-48.1%	$30.6M+1.9%	$30.1M-14.1%	$35.0M-33.6%	$52.8M+180.1%	$18.8M-26.8%	$25.7M+0.4%	$25.6M+21.5%	$21.1M-3.0%	$21.7M+632.2%	$3.0M+30.8%	$2.3M
Net Income	$196.5M	$122.6M+5.7%	$116.0M-3.5%	$120.2M-3.5%	$124.6M-34.5%	$190.3M+199.1%	$63.6M-24.1%	$83.8M+4.5%	$80.2M+53.1%	$52.4M+29.1%	$40.6M-15.2%	$47.9M+47.4%	$32.5M
EPS (Diluted)	$3.77	$2.45-1.2%	$2.48-3.5%	$2.57-2.7%	$2.64-33.5%	$3.97+137.7%	$1.67-37.0%	$2.65+3.9%	$2.55+37.1%	$1.86-11.4%	$2.10-24.7%	$2.79+47.6%	$1.89

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Revenue	$229.4M+1.8%	$225.3M-4.2%	$235.2M-0.7%	$236.9M+30.1%	$182.1M+1.3%	$179.7M-3.6%	$186.4M+0.4%	$185.6M
SG&A Expenses	$53.3M-7.0%	$57.3M-9.7%	$63.5M+7.3%	$59.2M+27.0%	$46.6M-3.6%	$48.4M+6.4%	$45.4M-4.4%	$47.5M
Interest Expense	$80.5M+1.4%	$79.4M-7.1%	$85.4M-4.7%	$89.7M+26.9%	$70.7M-1.9%	$72.1M-7.6%	$78.0M-2.0%	$79.6M
Income Tax	$14.5M-12.8%	$16.6M+29.5%	$12.8M+106.1%	$6.2M+149.2%	-$12.7M-233.6%	$9.5M-22.5%	$12.2M+941.4%	$1.2M
Net Income	$58.6M+2.0%	$57.5M+1.0%	$57.0M+143.8%	$23.4M+703.5%	$2.9M-92.6%	$39.4M+3.9%	$37.9M+270.7%	$10.2M
EPS (Diluted)	$1.13+2.7%	$1.10-0.9%	$1.11+158.1%	$0.43+616.7%	$0.06-92.9%	$0.84+3.7%	$0.81+268.2%	$0.22

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income.

FBK Balance Sheet

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

FBK quarterly balance sheet

Metric	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14
Total Assets	$16.3B+23.9%	$13.2B+4.4%	$12.6B-1.9%	$12.8B+2.0%	$12.6B+12.4%	$11.2B+83.0%	$6.1B+19.2%	$5.1B+8.7%	$4.7B+44.3%	$3.3B+13.0%	$2.9B+19.4%	$2.4B
Cash & Equivalents	$1.2B+10.9%	$1.0B+28.6%	$810.9M-21.0%	$1.0B-42.9%	$1.8B+36.4%	$1.3B+466.4%	$232.7M+85.6%	$125.4M+4.7%	$119.8M-12.2%	$136.3M+39.5%	$97.7M+95.6%	$50.0M
Goodwill	$350.4M+44.4%	$242.6M0.0%	$242.6M0.0%	$242.6M0.0%	$242.6M0.0%	$242.6M+43.5%	$169.1M+23.2%	$137.2M0.0%	$137.2M+192.7%	$46.9M-0.1%	$46.9M0.0%	$46.9M
Total Liabilities	$14.4B+23.8%	$11.6B+3.9%	$11.1B-3.2%	$11.5B+3.2%	$11.2B+12.6%	$9.9B+84.9%	$5.4B+20.1%	$4.5B+8.1%	$4.1B+40.2%	$2.9B+10.7%	$2.7B+20.3%	$2.2B
Long-Term Debt	$212.8M+20.3%	$176.8M-54.8%	$391.0M-5.9%	$415.7M+142.0%	$171.8M-27.9%	$238.3M-21.8%	$304.7M	N/A	$143.3M+219.2%	$44.9M-20.7%	$56.6M	N/A
Total Equity	$1.9B+24.3%	$1.6B+7.7%	$1.5B+9.8%	$1.3B-7.5%	$1.4B+10.9%	$1.3B+69.4%	$762.3M+13.5%	$671.9M+12.6%	$596.7M+80.6%	$330.5M+39.6%	$236.7M+10.0%	$215.2M
Retained Earnings	$846.6M+11.1%	$762.3M+12.4%	$678.4M+15.7%	$586.5M+20.5%	$486.7M+53.2%	$317.6M+8.2%	$293.5M+32.7%	$221.2M+50.0%	$147.4M+57.2%	$93.8M-23.4%	$122.5M	N/A

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Total Assets	$16.8B+2.0%	$16.5B+1.0%	$16.3B+0.4%	$16.2B+21.6%	$13.4B+1.7%	$13.1B-0.2%	$13.2B+1.8%	$12.9B
Cash & Equivalents	$1.1B-3.9%	$1.2B+0.2%	$1.2B-9.7%	$1.3B+9.8%	$1.2B+46.7%	$794.7M-23.8%	$1.0B+9.5%	$951.8M
Goodwill	$350.4M0.0%	$350.4M0.0%	$350.4M0.0%	$350.4M+44.4%	$242.6M0.0%	$242.6M0.0%	$242.6M0.0%	$242.6M
Total Liabilities	$14.9B+2.5%	$14.5B+1.0%	$14.4B+0.7%	$14.3B+21.4%	$11.7B+1.8%	$11.5B-0.5%	$11.6B+2.0%	$11.4B
Long-Term Debt	N/A	N/A	$212.8M-0.4%	$213.6M	N/A	N/A	$176.8M	N/A
Total Equity	$1.9B-1.9%	$2.0B+1.3%	$1.9B-1.5%	$2.0B+22.8%	$1.6B+0.6%	$1.6B+2.2%	$1.6B+0.3%	$1.6B
Retained Earnings	$940.8M+5.3%	$893.1M+5.5%	$846.6M+5.8%	$799.9M+1.7%	$786.8M-0.7%	$792.7M+4.0%	$762.3M+4.1%	$732.4M

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities.

FBK Cash Flow Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

FBK quarterly cash flow statement

Metric	TTM	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14
Operating Cash Flow	$207.0M	$155.9M+12.3%	$138.8M-34.2%	$211.1M-73.6%	$799.7M+1356.8%	$54.9M+120.3%	-$270.0M-522.5%	$63.9M-69.9%	$212.2M+464.2%	$37.6M+115.3%	-$245.2M-435.7%	-$45.8M+56.7%	-$105.6M
Capital Expenditures	$7.2M	$8.8M+35.2%	$6.5M-67.6%	$20.2M+90.3%	$10.6M+74.2%	$6.1M+2.8%	$5.9M-12.9%	$6.8M-32.8%	$10.1M+123.2%	$4.5M-5.0%	$4.8M-19.2%	$5.9M+9.1%	$5.4M
Free Cash Flow	$199.9M	$147.0M+11.2%	$132.3M-30.7%	$190.8M-75.8%	$789.1M+1517.2%	$48.8M+117.7%	-$275.9M-583.3%	$57.1M-71.7%	$202.1M+511.1%	$33.1M+113.2%	-$250.0M-383.6%	-$51.7M+53.4%	-$111.0M
Investing Cash Flow	-$525.9M	-$32.5M+89.0%	-$294.0M-432.5%	-$55.2M+96.9%	-$1.8B-106.5%	-$849.6M-373.9%	$310.1M+269.6%	-$182.9M+68.8%	-$586.5M-119.5%	-$267.2M-716.0%	-$32.7M	N/A	N/A
Financing Cash Flow	$265.5M	-$10.0M-102.6%	$386.8M+204.0%	-$372.0M-302.5%	$183.7M-85.6%	$1.3B+22.0%	$1.0B+361.7%	$226.3M-40.4%	$379.9M+78.4%	$213.0M-32.7%	$316.5M	N/A	N/A
Dividends Paid	$42.0M	$37.9M+19.2%	$31.8M+13.3%	$28.1M+14.5%	$24.5M+13.5%	$21.6M+51.3%	$14.3M+42.0%	$10.0M+63.7%	$6.1M	$0-100.0%	$69.3M+173.4%	$25.4M+70.7%	$14.8M
Share Buybacks	$217.8M	$155.9M+1127.8%	$12.7M+156.9%	$4.9M-87.6%	$40.0M+426.4%	$7.6M	$0	$0-100.0%	$491.8M+103.7%	$241.4M	N/A	N/A	N/A

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Operating Cash Flow	$75.5M+143.4%	$31.0M-41.3%	$52.8M+10.7%	$47.7M-33.5%	$71.8M+536.2%	-$16.5M-216.5%	$14.1M-75.5%	$57.8M
Capital Expenditures	$1.7M-5.0%	$1.7M+6.7%	$1.6M-23.9%	$2.1M-37.0%	$3.4M+104.8%	$1.7M+6.0%	$1.6M+40.6%	$1.1M
Free Cash Flow	$73.8M+152.3%	$29.3M-42.8%	$51.2M+12.3%	$45.6M-33.3%	$68.4M+477.3%	-$18.1M-244.3%	$12.6M-77.8%	$56.7M
Investing Cash Flow	-$395.1M-151.5%	-$157.1M+6.4%	-$167.9M-186.4%	$194.2M+37.9%	$140.8M+170.5%	-$199.6M-39.2%	-$143.4M+35.0%	-$220.5M
Financing Cash Flow	$274.2M+114.3%	$128.0M+1509.7%	-$9.1M+92.9%	-$127.6M-180.6%	$158.4M+600.0%	-$31.7M-114.4%	$220.0M-29.8%	$313.6M
Dividends Paid	$10.8M-0.4%	$10.9M+7.0%	$10.2M0.0%	$10.2M+16.8%	$8.7M-1.8%	$8.9M+11.7%	$7.9M0.0%	$7.9M
Share Buybacks	$84.2M+285.6%	$21.8M-75.2%	$87.9M+268.3%	$23.9M-30.3%	$34.3M+246.3%	$9.9M	$0	$0

FBK Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples.

FBK quarterly financial ratios

Metric	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14
Net Margin	14.7%-1.3pp	16.0%-1.7pp	17.7%-8.1pp	25.9%-23.5pp	49.4%+29.2pp	20.2%-9.4pp	29.7%-3.8pp	33.5%+2.6pp	30.9%-2.8pp	33.7%-12.9pp	46.6%+11.6pp	34.9%
Return on Equity	6.3%-1.1pp	7.4%-0.9pp	8.3%-1.1pp	9.4%-3.9pp	13.3%+8.3pp	4.9%-6.1pp	11.0%-1.0pp	11.9%+3.2pp	8.8%-3.5pp	12.3%-7.9pp	20.2%+5.1pp	15.1%
Return on Assets	0.8%-0.1pp	0.9%-0.1pp	0.9%0.0pp	1.0%-0.5pp	1.5%+0.9pp	0.6%-0.8pp	1.4%-0.2pp	1.6%+0.4pp	1.1%-0.1pp	1.2%-0.4pp	1.7%+0.3pp	1.3%
Debt-to-Equity	0.110.0x	0.11-0.2x	0.270.0x	0.31+0.2x	0.12-0.1x	0.18-0.2x	0.40-6.2x	6.65+6.4x	0.24+0.1x	0.14-0.1x	0.24-10.0x	10.28
FCF Margin	17.6%-0.6pp	18.2%-9.9pp	28.1%	163.9%	12.7%+100.4pp	-87.7%-107.9pp	20.2%-64.1pp	84.3%+64.9pp	19.5%	-207.5%	-50.3%	-119.5%

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Net Margin	25.6%0.0pp	25.5%+1.3pp	24.2%+14.4pp	9.9%+8.3pp	1.6%-20.3pp	21.9%+1.6pp	20.3%+14.8pp	5.5%
Return on Equity	3.0%+0.1pp	2.9%0.0pp	2.9%+1.7pp	1.2%+1.0pp	0.2%-2.3pp	2.5%0.0pp	2.4%+1.8pp	0.7%
Return on Assets	0.4%0.0pp	0.4%0.0pp	0.4%+0.2pp	0.1%+0.1pp	0.0%-0.3pp	0.3%0.0pp	0.3%+0.2pp	0.1%
Debt-to-Equity	7.67+0.3x	7.34+7.2x	0.110.0x	0.11-7.2x	7.29+0.1x	7.20+7.1x	0.11-7.2x	7.27
FCF Margin	32.2%+19.2pp	13.0%-8.8pp	21.8%+2.5pp	19.2%-18.3pp	37.5%+47.6pp	-10.1%-16.8pp	6.7%-23.8pp	30.5%

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.

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Where Fb Financia Ranks

Frequently Asked Questions

What is Fb Financia's annual revenue?

Fb Financia (FBK) reported $833.9M in total revenue for fiscal year 2025. This represents a 14.9% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Fb Financia's revenue growing?

Fb Financia (FBK) revenue grew by 14.9% year-over-year, from $725.5M to $833.9M in fiscal year 2025.

Is Fb Financia profitable?

Yes, Fb Financia (FBK) reported a net income of $122.6M in fiscal year 2025, with a net profit margin of 14.7%.

How much debt does Fb Financia have?

As of fiscal year 2025, Fb Financia (FBK) had $1.2B in cash and equivalents against $212.8M in long-term debt.

What is Fb Financia's net profit margin?

Fb Financia (FBK) had a net profit margin of 14.7% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does Fb Financia pay dividends?

Yes, Fb Financia (FBK) paid $0.76 per share in dividends during fiscal year 2025.

What is Fb Financia's return on equity (ROE)?

Fb Financia (FBK) has a return on equity of 6.3% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Fb Financia's free cash flow?

Fb Financia (FBK) generated $147.0M in free cash flow during fiscal year 2025. This represents a 11.2% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Fb Financia's operating cash flow?

Fb Financia (FBK) generated $155.9M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Fb Financia's total assets?

Fb Financia (FBK) had $16.3B in total assets as of fiscal year 2025, including both current and long-term assets.

What are Fb Financia's capital expenditures?

Fb Financia (FBK) invested $8.8M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

Does Fb Financia buy back shares?

Yes, Fb Financia (FBK) spent $155.9M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does Fb Financia have outstanding?

Fb Financia (FBK) had 52M shares outstanding as of fiscal year 2025.

What is Fb Financia's debt-to-equity ratio?

Fb Financia (FBK) had a debt-to-equity ratio of 0.11 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Fb Financia's return on assets (ROA)?

Fb Financia (FBK) had a return on assets of 0.8% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Fb Financia's Piotroski F-Score?

Fb Financia (FBK) has a Piotroski F-Score of 4 out of 7 computable signals; 2 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Fb Financia's earnings high quality?

Fb Financia (FBK) has an earnings quality ratio of 1.27x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is Fb Financia?

Fb Financia (FBK) scores 42 out of 100 on our Financial Health Score, indicating moderate standing within its banks peer group. The score is a 0-100 composite of six dimensions (Earnings, Growth, Capital, Efficiency, Credit Quality, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.