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Trustmark Corp (TRMK) Financials

TRMK
Trailing 12 months to June 30, 2026
Revenue $817.6M -0.9% YoY
Net Income $234.3M +7.9% YoY
EPS (Diluted) $3.93 +10.7% YoY
Free Cash Flow $186.9M -28.6% YoY
Market Cap $2.6B as of Oct 12, 2026
Price / Sales 3.2x on $817.6M revenue, trailing 12 months to June 30, 2026
Price / Earnings 11.1x on $234.3M net income, trailing 12 months to June 30, 2026
Price / Book 1.2x on $2.1B equity, Q2 FY2026

A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 12, 2026; every other figure is from the SEC filings on this page. Not financial advice.

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Currency USD FYE December

Newest figures come from the 10-Q for Q2 FY2026, filed Aug 5, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the TRMK SEC filings page.

Trustmark Corp (TRMK) reported $817.6M in revenue over the twelve months to Jun 30, 2026, down 0.9% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI TRMK FY2025

Trustmark’s latest figures show a bank converting earnings into cash again while gradually rebuilding equity against a large liability base.

Operating cash flow rose to $243.9M in FY2025 from $116.9M in FY2024, bringing it close to net income. Free cash flow also recovered to $232.0M from $93.4M, so the earnings rebound was accompanied by cash realization rather than just reported profit.

Capital strength improved modestly: equity rose to $2.12B in FY2025 from $1.96B in FY2024, while the debt-to-equity ratio fell to 7.9x. The balance sheet remains heavily liability-financed, consistent with banking rather than an asset-light operating model.

Revenue rebounded sharply in FY2025, but net income was almost unchanged at $224.1M. The rebound therefore did not translate into comparable earnings growth, pointing to a business where top-line movement is not the main determinant of profitability.

[ NOT FINANCIAL ADVICE ]

Financial Health Signals

Earnings Growth Capital Efficiency CreditQuality Stability 38 / 100
Financial Health Score 38/100
Scored as: Banks peer group

Scored against banks for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of Trustmark Corp's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Earnings
70

Trustmark Corp earned a return on assets of 1.2% in fiscal year 2025, which is the profit it made on every dollar of assets on its books. This is unchanged from the prior year. Earnings ranks banks on that return over three years, and Trustmark Corp scores 70/100 among other banks.

Growth
44

Trustmark Corp reported revenue of $799.8M in fiscal year 2025, against $561.0M in fiscal year 2024. Growth ranks banks on the three-year path of their net revenue, which is interest income and fee income less the interest they pay out, and Trustmark Corp scores 44/100 among other banks.

Capital
48

Trustmark Corp funded 11.2% of its assets with shareholders' equity at the end of fiscal year 2025, holding $2.1B of equity against $18.9B of assets. Capital ranks banks on that cushion, and Trustmark Corp scores 48/100 among other banks.

Efficiency
25

Efficiency measures what a bank spends running itself against the revenue that spending brings in, so a lower ratio is the better one. Trustmark Corp scores 25/100 on it among other banks.

Credit Quality
0

Not available for Trustmark Corp, and counted as zero in the overall score.

Stability
42

Trustmark Corp reported net income of $224.1M in fiscal year 2025, against $223.0M in fiscal year 2024. Stability ranks banks on how steady net income has been across five years, and Trustmark Corp scores 42/100 among other banks.

Piotroski F-Score Partial
5/6

Trustmark Corp passes 5 of 6 computable financial strength tests (3 of the nine could not be computed from available data). 3 of 4 profitability signals pass, all 1 leverage/liquidity signals pass, both operating efficiency signals pass.

Earnings Quality Cash-Backed
1.09x

For every $1 of reported earnings, Trustmark Corp generates $1.09 in operating cash flow ($243.9M OCF vs $224.1M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

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Earnings & Revenue

Revenue
$208.2M
YoY+4.8%
QoQ+2.6%
5Y CAGR+3.4%
10Y CAGR+4.0%

Trustmark Corp generated $208.2M in revenue in Q2 2026. This represents an increase of 4.8% from the same quarter a year earlier. Against the prior quarter it is up 2.6%.

Net Income
$63.5M
YoY+13.8%
QoQ+13.2%
5Y CAGR+5.8%
10Y CAGR+11.4%

Trustmark Corp reported $63.5M in net income in Q2 2026. This represents an increase of 13.8% from the same quarter a year earlier. Against the prior quarter it is up 13.2%.

EPS (Diluted)
$1.08
YoY+17.4%
QoQ+13.7%
5Y CAGR+7.3%
10Y CAGR+12.9%

Trustmark Corp earned $1.08 per diluted share (EPS) in Q2 2026. This represents an increase of 17.4% from the same quarter a year earlier. Against the prior quarter it is up 13.7%.

EBITDA

Not reported for Q2 2026.

Cash & Balance Sheet

Free Cash Flow
$49.5M
YoY+43.4%
QoQ+140.0%
5Y CAGR-28.5%
10Y CAGR+15.0%

Trustmark Corp generated $49.5M in free cash flow in Q2 2026, representing cash available after capex. This represents an increase of 43.4% from the same quarter a year earlier. Against the prior quarter it is up 140.0%.

Dividends Per Share
$0.25
YoY+4.2%
QoQ0.0%

Trustmark Corp paid $0.25 per share in dividends in Q2 2026. This represents an increase of 4.2% from the same quarter a year earlier. It is unchanged from the prior quarter.

Shares Outstanding
58M
YoY-3.8%
QoQ-0.9%
5Y CAGR-1.4%
10Y CAGR-1.5%

Trustmark Corp had 58M shares outstanding in Q2 2026. This represents a decrease of 3.8% from the same quarter a year earlier. Against the prior quarter it is down 0.9%.

Cash & Debt

Not reported for Q2 2026.

Margins & Returns

Net Margin
30.5%
YoY+2.4pp
QoQ+2.8pp
5Y change+3.2pp
10Y change+15.2pp

Trustmark Corp's net profit margin was 30.5% in Q2 2026, showing the share of revenue converted to profit. This is up 2.4 percentage points from the same quarter a year earlier. Against the prior quarter it is up 2.8 percentage points.

Return on Equity
3.0%
YoY+0.3pp
QoQ+0.3pp
5Y change+0.3pp
10Y change+1.6pp

Trustmark Corp's ROE was 3.0% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is up 0.3 percentage points from the same quarter a year earlier. Against the prior quarter it is up 0.3 percentage points.

Gross Margin

Not reported for Q2 2026.

Operating Margin

Not reported for Q2 2026.

Capital Allocation

Share Buybacks
$21.1M
YoY+91.5%
QoQ+6.4%
5Y CAGR+0.3%

Trustmark Corp spent $21.1M on share buybacks in Q2 2026, returning capital to shareholders by reducing shares outstanding. This represents an increase of 91.5% from the same quarter a year earlier. Against the prior quarter it is up 6.4%.

Capital Expenditures
$7.3M
YoY+134.5%
QoQ+12.5%
5Y CAGR+4.8%
10Y CAGR+12.1%

Trustmark Corp invested $7.3M in capex in Q2 2026, funding long-term assets and infrastructure. This represents an increase of 134.5% from the same quarter a year earlier. Against the prior quarter it is up 12.5%.

R&D Spending

Not reported for Q2 2026.

TRMK Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

TRMK quarterly income statement
MetricQ2'2610-QQ1'2610-QQ4'2510-QQ3'2510-QQ2'2510-QQ1'2510-QQ4'2410-KQ3'2410-Q
Revenue$208.2M+4.8%$202.9M+4.2%$204.1M-14.9%$202.4M+5.3%$198.6M-16.9%$194.6M+13.0%$239.7M+50.7%$192.3M+9.5%
SG&A Expenses$73.0M+6.9%$74.2M+8.4%$75.1M+8.5%$71.5M+7.2%$68.3M+5.3%$68.5M+4.6%$69.2M+15.3%$66.7M-1.0%
Interest Expense$71.8M-8.7%$71.5M-7.2%$76.4M-8.9%$80.3M-17.1%$78.7M-19.8%$77.1M-20.5%$83.9M-12.7%$96.9M+7.8%
Income Tax$14.2M+9.4%$11.9M+1.6%$12.9M+49.6%$13.0M+16.5%$13.0M+134.5%$11.7M+71.3%$8.6M+51.8%$11.1M+77.0%
Net Income$63.5M+13.8%$56.1M+4.6%$57.9M+2.8%$56.8M+10.6%$55.8M-24.4%$53.6M+29.1%$56.3M+55.9%$51.3M+50.8%
EPS (Basic)$1.09+18.5%$0.95+8.0%$0.97+4.3%$0.94+11.9%$0.92-24.0%$0.88+29.4%$0.93+57.6%$0.84+50.0%
EPS (Diluted)$1.08+17.4%$0.95+8.0%$0.96+5.5%$0.94+11.9%$0.92-23.3%$0.88+29.4%$0.91+54.2%$0.84+50.0%
Diluted Shares (Avg)59M-3.3%59M-3.2%N/A61M-1.5%61M-1.2%61M-0.5%N/A61M+0.3%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income, EBITDA.

TRMK Balance Sheet

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

TRMK quarterly balance sheet
MetricQ2'2610-QQ1'2610-QQ4'2510-QQ3'2510-QQ2'2510-QQ1'2510-QQ4'2410-KQ3'2410-Q
Total Assets$19.2B+3.1%$19.0B+3.8%$18.9B+4.3%$18.8B+1.7%$18.6B+0.9%$18.3B-0.4%$18.2B-3.0%$18.5B+0.5%
Goodwill$334.6M0.0%$334.6M0.0%$334.6M0.0%$334.6M0.0%$334.6M0.0%$334.6M-12.9%$334.6M0.0%$334.6M-12.9%
Total Liabilities$17.0B+3.0%$16.9B+3.6%$16.8B+3.8%$16.7B+1.1%$16.5B-0.2%$16.3B-2.5%$16.2B-5.1%$16.5B-1.9%
Total Equity$2.1B+3.5%$2.1B+5.3%$2.1B+8.1%$2.1B+6.8%$2.1B+10.2%$2.0B+20.1%$2.0B+18.1%$2.0B+26.1%
Retained Earnings$2.1B+9.0%$2.1B+8.8%$2.0B+8.8%$2.0B+9.0%$2.0B+8.9%$1.9B+10.2%$1.9B+9.7%$1.8B+8.7%

Not reported in any period shown, so not listed: Current Assets, Cash & Equivalents, Short-Term Investments, Inventory, Accounts Receivable, Long-Term Investments, Current Liabilities, Non-Current Liabilities, Long-Term Debt.

TRMK Cash Flow Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

TRMK quarterly cash flow statement
MetricQ2'2610-QQ1'2610-QQ4'2510-QQ3'2510-QQ2'2510-QQ1'2510-QQ4'2410-KQ3'2410-Q
Operating Cash Flow$56.8M+51.0%$27.1M-67.1%$57.6M-41.9%$66.2M+11.3%$37.6M+125.1%$82.4M+240.8%$99.3M+54.7%$59.5M-44.1%
Depreciation & Amortization$10.5M+5.7%$9.6M+12.5%$11.8M+21.8%$9.7M+0.3%$9.9M-2.1%$8.6M+0.1%$9.7M+0.4%$9.7M+0.4%
Stock-Based CompensationN/A$2.9M+18.1%N/AN/AN/A$2.5M+10.4%N/AN/A
Capital Expenditures$7.3M+134.5%$6.5M+265.7%$3.5M-11.5%$3.6M-56.9%$3.1M-50.0%$1.8M-64.9%$4.0M-43.2%$8.3M+9.9%
Free Cash Flow$49.5M+43.4%$20.6M-74.4%$54.1M-43.2%$62.7M+22.3%$34.5M+229.0%$80.6M+226.8%$95.3M+66.6%$51.2M-48.2%
Investing Cash Flow-$61.2M+74.6%-$208.4M-45.1%-$130.6M-1585.5%-$70.8M-927.8%-$241.2M-175.7%-$143.6M-179.9%$8.8M+117.0%$8.6M+108.8%
Financing Cash Flow$147.7M-41.0%$39.9M-51.0%$8.2M+102.4%$103.0M+221.5%$250.6M+310.3%$81.3M+131.3%-$346.2M-262.9%-$84.8M+6.5%
Dividends Paid$14.7M+0.8%$14.9M+0.9%$14.5M+2.4%$14.6M+2.8%$14.6M+2.9%$14.7M+3.7%$14.2M0.0%$14.2M+0.3%
Share Buybacks$21.1M+91.5%$19.8M+31.9%$43.0M+473.1%$11.0M$11.0M$15.0M$7.5M$0

TRMK Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

TRMK quarterly financial ratios
MetricQ2'2610-QQ1'2610-QQ4'2510-QQ3'2510-QQ2'2510-QQ1'2510-QQ4'2410-KQ3'2410-Q
Net Margin30.5%+2.4pp27.7%+0.1pp28.3%+4.9pp28.1%+1.4pp28.1%-2.8pp27.6%+3.4pp23.5%+0.8pp26.7%+7.3pp
Return on Equity3.0%+0.3pp2.6%0.0pp2.7%-0.1pp2.7%+0.1pp2.7%-1.2pp2.6%+0.2pp2.9%+0.7pp2.6%+0.4pp
Return on Assets0.3%0.0pp0.3%0.0pp0.3%0.0pp0.3%0.0pp0.3%-0.1pp0.3%+0.1pp0.3%+0.1pp0.3%+0.1pp
Debt-to-Equity7.950.0x7.92-0.1x7.92-0.3x7.89-0.4x7.99-0.8x8.05-1.9x8.25-2.0x8.33-2.4x
Asset Turnover0.010.0x0.010.0x0.010.0x0.010.0x0.010.0x0.010.0x0.010.0x0.010.0x
FCF Margin23.8%+6.4pp10.2%-31.3pp26.5%-13.2pp31.0%+4.3pp17.4%+13.0pp41.4%+78.4pp39.8%+3.8pp26.7%-29.7pp

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.

Similar Companies

Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.

Company Fiscal year Revenue Net income Net margin Market cap Health score
Trustmark Corp TRMK FY2025 $799.8M $224.1M 28.0% $2.6B 38/100
First Financial Bancorp FFBC FY2025 $899.5M $256K 0.0% $3.2B 51/100
First Merchants Corp FRME FY2025 $662.9M $226.0M 34.1% $2.4B 65/100
Pacific Premier Bancorp Inc PPBI FY2024 $619.8M $158.8M 25.6% $2.4B 46/100
Enterprise Financial Services Corporation EFSC FY2025 $739.9M $201.4M 27.2% $2.1B 55/100
Bank of Hawaii Corp. BOH FY2025 $716.6M $205.9M 28.7% $2.6B 44/100

Frequently Asked Questions

What is Trustmark Corp's annual revenue?

Trustmark Corp (TRMK) reported $799.8M in total revenue for fiscal year 2025. This represents a 42.6% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Trustmark Corp's revenue growing?

Trustmark Corp (TRMK) revenue grew by 42.6% year-over-year, from $561.0M to $799.8M in fiscal year 2025.

Is Trustmark Corp profitable?

Yes, Trustmark Corp (TRMK) reported a net income of $224.1M in fiscal year 2025, with a net profit margin of 28.0%.

Trustmark Corp (TRMK) reported diluted earnings per share of $3.70 for fiscal year 2025. This represents a 1.9% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Trustmark Corp (TRMK) had a net profit margin of 28.0% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Yes, Trustmark Corp (TRMK) paid $0.96 per share in dividends during fiscal year 2025.

Trustmark Corp (TRMK) has a return on equity of 10.6% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

Trustmark Corp (TRMK) generated $232.0M in free cash flow during fiscal year 2025. This represents a 148.2% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

Trustmark Corp (TRMK) generated $243.9M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

Trustmark Corp (TRMK) had $18.9B in total assets as of fiscal year 2025, including both current and long-term assets.

Trustmark Corp (TRMK) invested $11.9M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

Yes, Trustmark Corp (TRMK) spent $80.0M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

Trustmark Corp (TRMK) had 59M shares outstanding as of fiscal year 2025.

Trustmark Corp (TRMK) had a debt-to-equity ratio of 7.92 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

Trustmark Corp (TRMK) had a return on assets of 1.2% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

Trustmark Corp (TRMK) trades at 11.1x earnings, its market capitalization divided by net income of $234.3M net income, trailing 12 months to June 30, 2026. The market capitalization is $2.6B as of Oct 12, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

Trustmark Corp (TRMK) trades at 3.2x sales, its market capitalization divided by revenue of $817.6M revenue, trailing 12 months to June 30, 2026. The market capitalization is $2.6B as of Oct 12, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

Trustmark Corp (TRMK) has a Piotroski F-Score of 5 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Trustmark Corp (TRMK) has an earnings quality ratio of 1.09x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

Trustmark Corp (TRMK) scores 38 out of 100 on our Financial Health Score, indicating weak standing within its banks peer group. The score is a 0-100 composite of six dimensions (Earnings, Growth, Capital, Efficiency, Credit Quality, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.

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