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Bank of Hawaii Corp. (BOH) Financials

BOH
Trailing 12 months to June 30, 2026
Revenue $761.5M +13.6% YoY
Net Income $235.5M +37.6% YoY
EPS (Diluted) $5.36 +40.7% YoY
Free Cash Flow $204.5M +40.8% YoY
Market Cap $2.6B as of Oct 12, 2026
Price / Sales 3.5x on $761.5M revenue, trailing 12 months to June 30, 2026
Price / Earnings 11.2x on $235.5M net income, trailing 12 months to June 30, 2026
Price / Book 1.4x on $1.9B equity, Q2 FY2026

A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 12, 2026; every other figure is from the SEC filings on this page. Not financial advice.

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Currency USD FYE December

Newest figures come from the 10-Q for Q2 FY2026, filed Jul 28, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the BOH SEC filings page.

Bank of Hawaii Corp. (BOH) reported $761.5M in revenue over the twelve months to Jun 30, 2026, up 13.6% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI BOH FY2025

The bank’s 2025 rebound combined recovering earnings with cash generation that tracked profit, while equity thickened without materially changing reported leverage.

Net income recovered from $171M in FY2023 to $206M in FY2025. ROA rose from 0.7% to 0.9% over the same span, indicating improved earnings on a slightly larger balance sheet rather than simple asset shrinkage.

FY2025 operating cash flow of $218M exceeded net income of $206M, an unusual alignment indicating reported earnings were largely turning into cash rather than remaining accruals. Free cash flow was $184M after investment, showing capital reinvestment absorbed part of that operating cash before shareholder distributions.

Equity rose to $1.9B in FY2025 from the prior year, while debt-to-equity remained near 0.3x. Assets expanded to $24.2B, so the thicker equity base was not created by shrinking the balance sheet; it reflects more capital supporting a larger banking base.

[ NOT FINANCIAL ADVICE ]

Financial Health Signals

Earnings Growth Capital Efficiency CreditQuality Stability 44 / 100
Financial Health Score 44/100
Scored as: Banks peer group

Scored against banks for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of Bank of Hawaii Corp.'s business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Earnings
40

Bank of Hawaii Corp. earned a return on assets of 0.9% in fiscal year 2025, which is the profit it made on every dollar of assets on its books. This is up from 0.6% the prior year. Earnings ranks banks on that return over three years, and Bank of Hawaii Corp. scores 40/100 among other banks.

Growth
29

Bank of Hawaii Corp. reported revenue of $716.6M in fiscal year 2025, against $639.1M in fiscal year 2024. Growth ranks banks on the three-year path of their net revenue, which is interest income and fee income less the interest they pay out, and Bank of Hawaii Corp. scores 29/100 among other banks.

Capital
6

Bank of Hawaii Corp. funded 7.7% of its assets with shareholders' equity at the end of fiscal year 2025, holding $1.9B of equity against $24.2B of assets. Capital ranks banks on that cushion, and Bank of Hawaii Corp. scores 6/100 among other banks.

Efficiency
49

Efficiency measures what a bank spends running itself against the revenue that spending brings in, so a lower ratio is the better one. Bank of Hawaii Corp. scores 49/100 on it among other banks.

Credit Quality
79

Credit Quality measures the money a bank set aside for loans it expects to go bad, against the size of the loan book it set that money aside for. Bank of Hawaii Corp. scores 79/100 on it among other banks.

Stability
63

Bank of Hawaii Corp. reported net income of $205.9M in fiscal year 2025, against $150.0M in fiscal year 2024. Stability ranks banks on how steady net income has been across five years, and Bank of Hawaii Corp. scores 63/100 among other banks.

Piotroski F-Score Partial
7/7

Bank of Hawaii Corp. passes 7 of 7 computable financial strength tests (2 of the nine could not be computed from available data). All 4 profitability signals pass (positive income, cash flow, and earnings quality), all 2 leverage/liquidity signals pass, both operating efficiency signals pass.

Earnings Quality Cash-Backed
1.06x

For every $1 of reported earnings, Bank of Hawaii Corp. generates $1.06 in operating cash flow ($218.3M OCF vs $205.9M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

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Earnings & Revenue

Revenue
$196.9M
YoY+12.9%
QoQ+2.4%
5Y CAGR+3.2%
10Y CAGR+2.8%

Bank of Hawaii Corp. generated $196.9M in revenue in Q2 2026. This represents an increase of 12.9% from the same quarter a year earlier. Against the prior quarter it is up 2.4%.

Net Income
$63.8M
YoY+33.9%
QoQ+11.1%
5Y CAGR-1.1%
10Y CAGR+3.7%

Bank of Hawaii Corp. reported $63.8M in net income in Q2 2026. This represents an increase of 33.9% from the same quarter a year earlier. Against the prior quarter it is up 11.1%.

EPS (Diluted)
$1.47
YoY+38.7%
QoQ+13.1%
5Y CAGR-2.6%
10Y CAGR+3.6%

Bank of Hawaii Corp. earned $1.47 per diluted share (EPS) in Q2 2026. This represents an increase of 38.7% from the same quarter a year earlier. Against the prior quarter it is up 13.1%.

EBITDA

Not reported for Q2 2026.

Cash & Balance Sheet

Free Cash Flow
$84.9M
YoY+16.9%
QoQ+367.0%
5Y CAGR+30.1%

Bank of Hawaii Corp. generated $84.9M in free cash flow in Q2 2026, representing cash available after capex. This represents an increase of 16.9% from the same quarter a year earlier. Against the prior quarter it is up 367.0%.

Cash & Debt
$452.8M
YoY-41.1%
QoQ+6.5%
5Y CAGR-17.5%
10Y CAGR-5.0%

Bank of Hawaii Corp. held $452.8M in cash against $508.1M in long-term debt as of Q2 2026.

Dividends Per Share
$0.70
YoY0.0%
QoQ0.0%
5Y CAGR+0.9%
10Y CAGR+3.8%

Bank of Hawaii Corp. paid $0.70 per share in dividends in Q2 2026. That is unchanged from the same quarter a year earlier. It is unchanged from the prior quarter.

Shares Outstanding
39M
YoY-0.8%
QoQ-0.4%
5Y CAGR-0.5%
10Y CAGR-0.8%

Bank of Hawaii Corp. had 39M shares outstanding in Q2 2026. This represents a decrease of 0.8% from the same quarter a year earlier. Against the prior quarter it is down 0.4%.

Margins & Returns

Net Margin
32.4%
YoY+5.1pp
QoQ+2.5pp
5Y change-7.8pp
10Y change+2.9pp

Bank of Hawaii Corp.'s net profit margin was 32.4% in Q2 2026, showing the share of revenue converted to profit. This is up 5.1 percentage points from the same quarter a year earlier. Against the prior quarter it is up 2.5 percentage points.

Return on Equity
3.4%
YoY+0.7pp
QoQ+0.3pp
5Y change-0.9pp
10Y change-0.4pp

Bank of Hawaii Corp.'s ROE was 3.4% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is up 0.7 percentage points from the same quarter a year earlier. Against the prior quarter it is up 0.3 percentage points.

Gross Margin

Not reported for Q2 2026.

Operating Margin

Not reported for Q2 2026.

Capital Allocation

Share Buybacks
$17.0M
QoQ+12.4%
5Y CAGR+174.5%
10Y CAGR+0.9%

Bank of Hawaii Corp. spent $17.0M on share buybacks in Q2 2026, returning capital to shareholders by reducing shares outstanding. Against the prior quarter it is up 12.4%.

Capital Expenditures
$12.6M
YoY+38.8%
QoQ-39.8%
5Y CAGR+15.6%

Bank of Hawaii Corp. invested $12.6M in capex in Q2 2026, funding long-term assets and infrastructure. This represents an increase of 38.8% from the same quarter a year earlier. Against the prior quarter it is down 39.8%.

R&D Spending

Not reported for Q2 2026.

BOH Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

BOH quarterly income statement
MetricQ2'2610-QQ1'2610-QQ4'2510-QQ3'2510-QQ2'2510-QQ1'2510-QQ4'2410-KQ3'2410-Q
Revenue$196.9M+12.9%$192.3M+13.2%$189.6M+16.2%$182.6M+12.2%$174.5M+11.2%$169.9M+8.7%$163.2M+3.3%$162.7M-5.0%
SG&A Expenses$62.6M+2.2%$68.5M+8.9%$61.7M+5.1%$62.9M+7.3%$61.3M+7.5%$62.9M+8.0%$58.7M+8.7%$58.6M-0.3%
Interest Expense$72.5M-18.4%$71.2M-19.5%$81.9M-17.3%$91.0M-11.6%$88.9M-10.0%$88.5M-8.2%$99.0M+4.7%$103.0M+13.2%
Income Tax$18.3M+43.0%$17.1M+40.2%$16.7M+34.8%$14.4M+17.4%$12.8M+14.1%$12.2M+1.7%$12.4M+34.4%$12.3M-22.1%
Net Income$63.8M+33.9%$57.4M+30.6%$60.9M+55.6%$53.3M+32.2%$47.6M+39.8%$44.0M+20.9%$39.2M+28.8%$40.4M-15.8%
EPS (Basic)$1.48+38.3%$1.32+34.7%$1.41+64.0%$1.21+28.7%$1.07+32.1%$0.98+12.6%$0.86+19.4%$0.94-19.7%
EPS (Diluted)$1.47+38.7%$1.30+34.0%$1.39+63.5%$1.20+29.0%$1.06+30.9%$0.97+11.5%$0.85+18.1%$0.93-20.5%
Diluted Shares (Avg)40M-0.4%40M+0.3%N/A40M+0.6%40M+0.7%40M+0.6%N/A40M+0.8%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income, EBITDA.

BOH Balance Sheet

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

BOH quarterly balance sheet
MetricQ2'2610-QQ1'2610-QQ4'2510-QQ3'2510-QQ2'2510-QQ1'2510-QQ4'2410-KQ3'2410-Q
Total Assets$23.8B+0.6%$23.9B+0.1%$24.2B+2.4%$24.0B+0.9%$23.7B+1.8%$23.9B+2.0%$23.6B-0.6%$23.8B+1.1%
Cash & Equivalents$452.8M-41.1%$425.1M-54.5%$946.5M+24.0%$985.2M-22.6%$768.7M-16.9%$935.2M+4.9%$763.6M-23.7%$1.3B+95.1%
Short-Term Investments$0$0$0$0$0$0$0$0
Accounts ReceivableN/AN/A$15.6M-8.3%N/AN/AN/A$17.0M-0.5%N/A
Long-Term Investments$0$0$0$0$0$0$0$0
Goodwill$31.5M0.0%$31.5M0.0%$31.5M0.0%$31.5M0.0%$31.5M0.0%$31.5M0.0%$31.5M0.0%$31.5M0.0%
Total Liabilities$22.0B0.0%$22.1B-0.6%$22.3B+1.8%$22.2B+0.4%$22.0B+1.3%$22.2B+0.9%$21.9B-1.7%$22.1B-0.2%
Long-Term Debt$508.1M-9.0%$558.1M0.0%$558.2M0.0%$558.2M0.0%$558.2M-0.3%$558.3M-0.3%$558.3M-0.3%$558.3M-0.3%
Total Equity$1.9B+7.6%$1.9B+8.8%$1.9B+11.0%$1.8B+7.5%$1.7B+8.1%$1.7B+18.7%$1.7B+17.9%$1.7B+22.1%
Retained Earnings$2.3B+4.7%$2.2B+4.0%$2.2B+3.4%$2.2B+2.4%$2.2B+1.9%$2.1B+1.4%$2.1B+1.2%$2.1B+0.9%

Not reported in any period shown, so not listed: Current Assets, Inventory, Current Liabilities, Non-Current Liabilities.

BOH Cash Flow Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

BOH quarterly cash flow statement
MetricQ2'2610-QQ1'2610-QQ4'2510-QQ3'2510-QQ2'2510-QQ1'2510-QQ4'2410-KQ3'2410-Q
Operating Cash Flow$97.4M+19.3%$39.0M+112.7%$79.8M-11.5%$38.5M+289.3%$81.7M+78.6%$18.3M-66.9%$90.2M+535.4%-$20.3M-114.1%
Depreciation & Amortization$9.2M-11.9%$4.7M0.0%$4.6M-1.7%-$937K-118.5%$10.4M+102.0%$4.7M-9.4%$4.7M-8.3%$5.1M+7.6%
Stock-Based CompensationN/A$7.5M+102.8%N/AN/AN/A$3.7M-8.7%N/AN/A
Capital Expenditures$12.6M+38.8%$20.9M+156.9%$8.2M+192.9%$8.7M+87.1%$9.0M+81.2%$8.1M+183.8%-$2.8M-27.4%$4.6M+845.7%
Free Cash Flow$84.9M+16.9%$18.2M+77.7%$71.6M-18.0%$29.8M+219.5%$72.6M+78.3%$10.2M-80.5%$87.4M+746.1%-$25.0M-117.4%
Investing Cash Flow$94.8M+1594.9%-$271.1M-98.8%-$189.1M+14.6%-$71.3M+58.5%-$6.3M-103.6%-$136.4M-155.5%-$221.4M-300.3%-$171.7M-149.8%
Financing Cash Flow-$164.5M+32.0%-$289.4M-199.9%$70.5M+118.7%$249.4M-53.8%-$241.8M-28.8%$289.7M+170.6%-$378.0M-268.8%$539.4M+135.7%
Dividends Paid$27.9M-1.2%$28.3M+0.4%$28.2M+0.4%$28.3M+0.6%$28.2M+0.7%$28.2M+0.6%$28.1M+0.5%$28.1M+0.5%
Share Buybacks$17.0M$15.1M$1.3M-75.4%$3.7M+2458.2%$0-100.0%$0-100.0%-$5.1M+22.3%$146K+16.8%

BOH Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

BOH quarterly financial ratios
MetricQ2'2610-QQ1'2610-QQ4'2510-QQ3'2510-QQ2'2510-QQ1'2510-QQ4'2410-KQ3'2410-Q
Net Margin32.4%+5.1pp29.9%+4.0pp32.1%+8.1pp29.2%+4.4pp27.3%+5.6pp25.9%+2.6pp24.0%+4.8pp24.8%-3.2pp
Return on Equity3.4%+0.7pp3.1%+0.5pp3.3%+0.9pp3.0%+0.6pp2.7%+0.6pp2.6%+0.1pp2.4%+0.2pp2.4%-1.1pp
Return on Assets0.3%+0.1pp0.2%+0.1pp0.3%+0.1pp0.2%+0.1pp0.2%+0.1pp0.2%0.0pp0.2%0.0pp0.2%0.0pp
Debt-to-Equity0.270.0x0.300.0x0.300.0x0.310.0x0.320.0x0.33-0.1x0.33-0.1x0.34-0.1x
Asset Turnover0.010.0x0.010.0x0.010.0x0.010.0x0.010.0x0.010.0x0.010.0x0.010.0x
FCF Margin43.1%+1.5pp9.4%+3.4pp37.8%-15.8pp16.3%+31.7pp41.6%+15.7pp6.0%-27.6pp53.5%+47.0pp-15.3%-99.1pp

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.

Similar Companies

Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.

Company Fiscal year Revenue Net income Net margin Market cap Health score
Bank of Hawaii Corp. BOH FY2025 $716.6M $205.9M 28.7% $2.6B 44/100
FB Financial Corporation FBK FY2025 $560.0M $122.6M 21.9% $2.6B 42/100
Park National Corporation PRK FY2025 $664.4M $180.1M 27.1% $3.2B 76/100
First Merchants Corp FRME FY2025 $662.9M $226.0M 34.1% $2.4B 65/100
Community Financial System, Inc. CBU FY2025 $823.0M $210.5M 25.6% $3.1B 58/100

Frequently Asked Questions

What is Bank of Hawaii Corp.'s annual revenue?

Bank of Hawaii Corp. (BOH) reported $716.6M in total revenue for fiscal year 2025. This represents a 12.1% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Bank of Hawaii Corp.'s revenue growing?

Bank of Hawaii Corp. (BOH) revenue grew by 12.1% year-over-year, from $639.1M to $716.6M in fiscal year 2025.

Is Bank of Hawaii Corp. profitable?

Yes, Bank of Hawaii Corp. (BOH) reported a net income of $205.9M in fiscal year 2025, with a net profit margin of 28.7%.

Bank of Hawaii Corp. (BOH) reported diluted earnings per share of $4.63 for fiscal year 2025. This represents a 33.8% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

As of fiscal year 2025, Bank of Hawaii Corp. (BOH) had $946.5M in cash and equivalents against $558.2M in long-term debt.

Bank of Hawaii Corp. (BOH) had a net profit margin of 28.7% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Yes, Bank of Hawaii Corp. (BOH) paid $2.80 per share in dividends during fiscal year 2025.

Bank of Hawaii Corp. (BOH) has a return on equity of 11.1% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

Bank of Hawaii Corp. (BOH) generated $184.3M in free cash flow during fiscal year 2025. This represents a 14.3% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

Bank of Hawaii Corp. (BOH) generated $218.3M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

Bank of Hawaii Corp. (BOH) had $24.2B in total assets as of fiscal year 2025, including both current and long-term assets.

Bank of Hawaii Corp. (BOH) invested $34.1M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

Yes, Bank of Hawaii Corp. (BOH) spent $5.0M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

Bank of Hawaii Corp. (BOH) had 40M shares outstanding as of fiscal year 2025.

Bank of Hawaii Corp. (BOH) had a debt-to-equity ratio of 0.30 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

Bank of Hawaii Corp. (BOH) had a return on assets of 0.9% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

Bank of Hawaii Corp. (BOH) trades at 11.2x earnings, its market capitalization divided by net income of $235.5M net income, trailing 12 months to June 30, 2026. The market capitalization is $2.6B as of Oct 12, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

Bank of Hawaii Corp. (BOH) trades at 3.5x sales, its market capitalization divided by revenue of $761.5M revenue, trailing 12 months to June 30, 2026. The market capitalization is $2.6B as of Oct 12, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

Bank of Hawaii Corp. (BOH) has a Piotroski F-Score of 7 out of 7 computable signals; 2 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Bank of Hawaii Corp. (BOH) has an earnings quality ratio of 1.06x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

Bank of Hawaii Corp. (BOH) scores 44 out of 100 on our Financial Health Score, indicating moderate standing within its banks peer group. The score is a 0-100 composite of six dimensions (Earnings, Growth, Capital, Efficiency, Credit Quality, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.

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