What is Bankunited, Inc.'s earnings per share (EPS)?

Bankunited, Inc. (BKU) reported diluted earnings per share of $3.53 for fiscal year 2025. This represents a 14.6% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Bankunited (BKU) Financials

BKU NYSE

Trailing 12 months to June 30, 2026

Revenue $1.1B +6.8% YoY

Net Income $273.6M +6.1% YoY

EPS (Diluted) $3.65 +7.0% YoY

Operating Cash Flow $371.6M +1.6% YoY

Market Cap $3.0B as of Oct 28, 2026

Price / Sales 2.7x on $1.1B revenue, trailing 12 months to June 30, 2026

Price / Earnings 11.1x on $273.6M net income, trailing 12 months to June 30, 2026

Price / Book 1.0x on $3.0B equity, Q2 FY2026

A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 28, 2026; every other figure is from the SEC filings on this page. Not financial advice.

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Aug 6, 2026 Currency USD FYE December

Newest figures come from the 10-Q for Q2 FY2026, filed Aug 6, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the BKU SEC filings page.

Bankunited, Inc. (BKU) reported $1.1B in revenue over the twelve months to Jun 30, 2026, up 6.8% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI BKU FY2025 2026-10-25

BankUnited's profit recovery is paired with weaker operating cash generation, while shrinking liabilities and debt strengthen its capital base.

From FY2023 to FY2025, net income rose 50.2% while operating cash flow fell 45.5%, so the earnings rebound did not translate into comparable operating cash generation. Even so, FY2025 operating cash flow was 133.6% of net income, indicating positive conversion overall but a much thinner cash cushion than FY2024's 186.6%.

By FY2025, long-term debt was down 54.9% from FY2023, while equity was up 18.5%, making the funding structure less debt-dependent. The liabilities-to-equity ratio fell from 12.9x to 10.5x, showing that stronger capitalization came alongside lower obligations rather than asset growth, changing the bank's funding mix.

FY2025 net profit margin reached 24.6%, up 1.6 percentage points. Interest expense fell 20.3% as total assets declined 0.6%, so the profit recovery is more consistent with lower funding cost than asset expansion.

Financial Health Signals

Financial Health Score (5 of 6 dimensions) 39/100

Scored as: Banks peer group

Scored against banks for FY2025. Each of the six dimensions is a percentile rank within that peer group, and the overall is the average of the dimensions that can be computed: here 5 of 6, with the others left out rather than counted as zero. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of Bankunited, Inc.'s business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Earnings

Bankunited, Inc. earned a return on assets of 0.8% in fiscal year 2025, which is the profit it made on every dollar of assets on its books. This is up from 0.7% the prior year. Earnings ranks banks on that return over three years, and Bankunited, Inc. scores 34/100 among other banks.

Growth

Bankunited, Inc. reported revenue of $1.1B in fiscal year 2025, against $1.0B in fiscal year 2024. Growth ranks banks on the three-year path of their net revenue, which is interest income and fee income less the interest they pay out, and Bankunited, Inc. scores 43/100 among other banks.

Capital

Bankunited, Inc. funded 8.7% of its assets with shareholders' equity at the end of fiscal year 2025, holding $3.1B of equity against $35.0B of assets. Capital ranks banks on that cushion, and Bankunited, Inc. scores 18/100 among other banks.

Efficiency

Efficiency measures what a bank spends running itself against the revenue that spending brings in, so a lower ratio is the better one. Bankunited, Inc. scores 54/100 on it among other banks.

Credit Quality

n/a

Not available for Bankunited, Inc., so it is left out of the overall score, which averages the 5 of 6 dimensions that can be computed.

Stability

Bankunited, Inc. reported net income of $268.4M in fiscal year 2025, against $232.5M in fiscal year 2024. Stability ranks banks on how steady net income has been across five years, and Bankunited, Inc. scores 47/100 among other banks.

Piotroski F-Score Partial

7/7

Bankunited, Inc. passes 7 of 7 computable financial strength tests (2 of the nine could not be computed from available data). All 4 profitability signals pass (positive income, cash flow, and earnings quality), all 2 leverage/liquidity signals pass, the one computable operating efficiency signal (asset turnover improving) passes.

Key Financial Metrics

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Earnings & Revenue

Revenue

$284.6M

YoY+3.9%

QoQ+4.0%

5Y CAGR+4.3%

10Y CAGR+1.6%

Bankunited, Inc. generated $284.6M in revenue in Q2 2026. This represents an increase of 3.9% from the same quarter a year earlier. Against the prior quarter it is up 4.0%.

Net Income

$70.7M

YoY+2.8%

QoQ+14.2%

5Y CAGR-7.4%

10Y CAGR+2.2%

Bankunited, Inc. reported $70.7M in net income in Q2 2026. This represents an increase of 2.8% from the same quarter a year earlier. Against the prior quarter it is up 14.2%.

EPS (Diluted)

$0.97

YoY+6.6%

QoQ+16.9%

5Y CAGR-2.7%

10Y CAGR+6.4%

Bankunited, Inc. earned $0.97 per diluted share (EPS) in Q2 2026. This represents an increase of 6.6% from the same quarter a year earlier. Against the prior quarter it is up 16.9%.

EBITDA

Not reported for Q2 2026.

Cash & Balance Sheet

Cash & Debt

$367.9M

YoY-54.1%

QoQ-4.4%

5Y CAGR-16.3%

10Y CAGR+0.2%

Bankunited, Inc. held $367.9M in cash against $318.9M in long-term debt as of Q2 2026.

Dividends Per Share

$0.33

YoY+6.5%

QoQ0.0%

5Y CAGR+7.5%

10Y CAGR+4.6%

Bankunited, Inc. paid $0.33 per share in dividends in Q2 2026. This represents an increase of 6.5% from the same quarter a year earlier. It is unchanged from the prior quarter.

Shares Outstanding

71M

YoY-5.3%

QoQ-2.0%

5Y CAGR-5.2%

10Y CAGR-3.7%

Bankunited, Inc. had 71M shares outstanding in Q2 2026. This represents a decrease of 5.3% from the same quarter a year earlier. Against the prior quarter it is down 2.0%.

Free Cash Flow

Not reported for Q2 2026.

Margins & Returns

Net Margin

24.8%

YoY-0.3pp

QoQ+2.2pp

5Y change-20.2pp

10Y change+1.5pp

Bankunited, Inc.'s net profit margin was 24.8% in Q2 2026, showing the share of revenue converted to profit. This is down 0.3 percentage points from the same quarter a year earlier. Against the prior quarter it is up 2.2 percentage points.

Return on Equity

2.4%

YoY0.0pp

QoQ+0.3pp

5Y change-0.9pp

10Y change-0.1pp

Bankunited, Inc.'s quarterly ROE was 2.4% in Q2 2026: one quarter's net income over shareholder equity, not annualized. That is unchanged from the same quarter a year earlier. Against the prior quarter it is up 0.3 percentage points.

Gross Margin

Not reported for Q2 2026.

Operating Margin

Not reported for Q2 2026.

Capital Allocation

Share Buybacks

$50.6M

YoYn/m

QoQ-15.5%

Bankunited, Inc. spent $50.6M on share buybacks in Q2 2026, returning capital to shareholders by reducing shares outstanding. The change from the same quarter a year earlier is not meaningful, because that figure was zero or negative. Against the prior quarter it is down 15.5%.

R&D Spending

Not reported for Q2 2026.

Capital Expenditures

Not reported for Q2 2026.

BKU Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

BKU quarterly income statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Revenue	$1.1B	$1.1B+7.9%	$1.0B+5.5%	$960.6M-3.0%	$990.6M+6.5%	$929.8M+5.1%	$885.0M-1.7%	$900.0M-23.9%	$1.2B+6.7%	$1.1B+13.4%	$976.8M+15.2%	$847.9M+11.4%	$761.3M+6.6%	$714.3M+6.4%	$671.5M+1.4%	$662.4M
Interest Expense	$731.4M	$805.2M-20.3%	$1.0B+2.8%	$983.8M+209.9%	$317.5M+93.9%	$163.8M-48.2%	$315.9M-40.3%	$529.1M+32.6%	$399.1M+57.0%	$254.2M+34.6%	$188.8M+39.7%	$135.2M+26.7%	$106.7M+15.2%	$92.6M-24.9%	$123.3M-11.3%	$138.9M
Income Tax	$90.2M	$93.4M+11.3%	$83.9M+43.6%	$58.4M-35.2%	$90.2M+162.1%	$34.4M-33.2%	$51.5M-43.3%	$90.9M+0.1%	$90.8Mn/m	-$209.8M-291.3%	$109.7M+142.5%	$45.2M-49.2%	$89.0M-18.4%	$109.1M-18.4%	$133.6M+3.1%	$129.6M
Net Income	$273.6M	$268.4M+15.4%	$232.5M+30.1%	$178.7M-37.3%	$285.0M-31.3%	$415.0M+109.7%	$197.9M-36.8%	$313.1M-3.6%	$324.9M-47.1%	$614.3M+172.1%	$225.7M-10.3%	$251.7M+23.2%	$204.2M-2.3%	$208.9M-1.1%	$211.3M+234.4%	$63.2M
EPS (Basic)	N/A	$3.55+14.5%	$3.10+29.7%	$2.39-32.7%	$3.55-21.5%	$4.52+119.4%	$2.06-34.4%	$3.14+4.3%	$3.01-46.3%	$5.60+165.4%	$2.11-11.0%	$2.37+21.5%	$1.95-3.9%	$2.03-1.0%	$2.05+225.4%	$0.63
EPS (Diluted)	$3.65	$3.53+14.6%	$3.08+29.4%	$2.38-32.8%	$3.54-21.7%	$4.52+119.4%	$2.06-34.2%	$3.13+4.7%	$2.99-46.4%	$5.58+167.0%	$2.09-11.1%	$2.35+20.5%	$1.95-3.0%	$2.01-2.0%	$2.05+230.6%	$0.62
Diluted Shares (Avg)	N/A	74M+0.4%	74M+0.6%	74M-6.7%	79M-12.8%	90M-1.5%	92M-4.1%	96M-8.1%	104M-1.7%	106M+2.1%	104M+0.7%	103M+2.4%	101M+0.8%	100M+6.3%	94M-1.9%	96M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-K	Q3'2510-K	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-K
Revenue	$284.6M+3.9%	$273.7M+7.2%	$288.2M+9.0%	$275.7M+7.3%	$273.9M+9.5%	$255.4M+5.7%	$264.5M+12.9%	$257.0M+6.0%
Interest Expense	$171.2M-17.6%	$173.2M-17.7%	$184.2M-19.5%	$202.8M-21.5%	$207.7M-19.3%	$210.6M-21.0%	$228.7M-14.0%	$258.2M+1.0%
Income Tax	$23.7M-5.7%	$19.9M-8.0%	$20.6M-13.1%	$26.1M+20.0%	$25.1M+30.7%	$21.6M+12.3%	$23.7M+602.1%	$21.7M+40.7%
Net Income	$70.7M+2.8%	$61.9M+5.8%	$69.3M-0.1%	$71.9M+16.9%	$68.8M+28.0%	$58.5M+21.9%	$69.3M+233.0%	$61.5M+30.8%
EPS (Basic)	$0.97+6.6%	$0.83+6.4%	$0.91-1.1%	$0.96+17.1%	$0.91+26.4%	$0.78+21.9%	$0.92+240.7%	$0.82+30.2%
EPS (Diluted)	$0.97+6.6%	$0.83+6.4%	$0.90-1.1%	$0.95+17.3%	$0.91+26.4%	$0.78+21.9%	$0.91+237.0%	$0.81+28.6%
Diluted Shares (Avg)	72M-3.8%	74M-0.7%	N/A	75M+0.4%	75M+0.8%	74M+1.0%	N/A	74M+1.0%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, SG&A Expenses, Operating Income, EBITDA.

BKU Balance Sheet

BKU quarterly balance sheet

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Total Assets	$35.0B-0.6%	$35.2B-1.5%	$35.8B-3.4%	$37.0B+3.4%	$35.8B+2.3%	$35.0B+6.5%	$32.9B+2.2%	$32.2B+6.0%	$30.3B+8.8%	$27.9B+16.7%	$23.9B+24.3%	$19.2B+27.7%	$15.0B+21.6%	$12.4B+9.3%	$11.3B
Cash & Equivalents	$217.8M-55.7%	$491.1M-16.5%	$588.3M+2.7%	$572.6M+81.9%	$314.9M-20.8%	$397.7M+85.3%	$214.7M-43.8%	$382.1M+96.4%	$194.6M-56.6%	$448.3M+67.6%	$267.5M+42.7%	$187.5M-25.8%	$252.7M-49.0%	$495.4M+63.1%	$303.7M
Goodwill	N/A	N/A	N/A	N/A	N/A	N/A	$78.0M0.0%	$78.0M0.0%	$78.0M0.0%	$78.0M0.0%	$78.0M+16.4%	$67.0M0.0%	$67.0M0.0%	$67.0M-0.3%	$67.2M
Total Liabilities	$32.0B-1.4%	$32.4B-2.3%	$33.2B-4.1%	$34.6B+5.5%	$32.8B+2.3%	$32.0B+7.1%	$29.9B+2.2%	$29.2B+7.0%	$27.3B+7.3%	$25.5B+17.7%	$21.6B+26.1%	$17.2B+30.8%	$13.1B+24.1%	$10.6B+8.0%	$9.8B
Long-Term Debt	$319.7M-54.9%	$708.6M-0.1%	$709.0M-1.7%	$720.9M-0.1%	$721.4M-0.1%	$722.5M+68.3%	$429.3M+6.6%	$402.7M0.0%	$402.8M0.0%	$402.8M+0.1%	$402.5M+3687.9%	$10.6M	N/A	N/A	N/A
Total Equity	$3.1B+8.5%	$2.8B+9.2%	$2.6B+5.8%	$2.4B-19.8%	$3.0B+1.8%	$3.0B+0.1%	$3.0B+1.9%	$2.9B-3.4%	$3.0B+25.1%	$2.4B+7.8%	$2.2B+9.3%	$2.1B+6.4%	$1.9B+6.8%	$1.8B+17.7%	$1.5B
Retained Earnings	$3.0B+6.2%	$2.8B+5.5%	$2.7B+3.9%	$2.6B+8.8%	$2.3B+16.5%	$2.0B+4.5%	$1.9B+13.5%	$1.7B+15.4%	$1.5B+55.0%	$949.7M+16.7%	$813.9M+24.9%	$651.6M+21.7%	$535.3M+29.5%	$413.4M+49.7%	$276.2M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-K	Q3'2510-K	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-K
Total Assets	$34.9B-1.6%	$35.4B+1.5%	$35.0B-0.6%	$35.1B-2.0%	$35.5B+0.1%	$34.8B-0.8%	$35.2B-1.5%	$35.8B+1.1%
Cash & Equivalents	$367.9M-54.1%	$384.9M-13.3%	$217.8M-55.7%	$559.5M-37.1%	$801.3M+84.9%	$443.7M+5.3%	$491.1M-16.5%	$889.9M+127.1%
Total Liabilities	$31.9B-1.9%	$32.3B+1.3%	$32.0B-1.4%	$32.0B-2.8%	$32.5B-0.7%	$31.9B-1.6%	$32.4B-2.3%	$33.0B+0.3%
Long-Term Debt	$318.9M-55.0%	$319.3M-55.0%	$319.7M-54.9%	$320.4M-54.8%	$708.9M0.0%	$709.1M0.0%	$708.6M-0.1%	$708.7M-0.9%
Total Equity	$3.0B+1.7%	$3.0B+4.1%	$3.1B+8.5%	$3.0B+8.0%	$3.0B+9.4%	$2.9B+9.7%	$2.8B+9.2%	$2.8B+11.2%
Retained Earnings	$3.1B+6.2%	$3.0B+6.2%	$3.0B+6.2%	$2.9B+6.4%	$2.9B+6.2%	$2.8B+5.8%	$2.8B+5.5%	$2.7B+3.7%

Not reported in any period shown, so not listed: Current Assets, Short-Term Investments, Inventory, Accounts Receivable, Long-Term Investments, Goodwill, Current Liabilities, Non-Current Liabilities.

BKU Cash Flow Statement

BKU quarterly cash flow statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Operating Cash Flow	$371.6M	$358.6M-17.3%	$433.8M-34.0%	$657.5M-49.2%	$1.3B+6.0%	$1.2B+41.2%	$864.2M+35.9%	$635.7M-22.9%	$824.3M+158.7%	$318.6M+3.3%	$308.5M+40.6%	$219.5Mn/m	-$49.7Mn/m	-$67.1Mn/m	-$351.6Mn/m	-$248.6M
Depreciation & Amortization	N/A	$51.0M-15.1%	$60.1M-18.8%	$74.1M-4.6%	$77.6M-1.1%	$78.5M+8.3%	$72.5M+0.1%	$72.4M+12.7%	$64.3M+4.4%	$61.6M+9.0%	$56.4M+30.1%	$43.4M+37.5%	$31.6M+36.1%	$23.2M+54.0%	$15.1M+88.5%	$8.0M
Stock-Based Compensation	N/A	$20.5M-5.1%	$21.6M+9.9%	$19.6M-6.3%	$20.9M+31.8%	$15.9M-22.0%	$20.4M-12.8%	$23.4M+1.0%	$23.1M+2.0%	$22.7M+25.8%	$18.0M+12.5%	$16.0M+3.1%	$15.6M+11.6%	$13.9M-39.9%	$23.2M-84.0%	$144.8M
Capital Expenditures	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$23.3M-3.1%	$24.0M+8.8%	$22.1M-30.9%	$32.0M-25.0%	$42.6M
Free Cash Flow	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$196.2Mn/m	-$73.8Mn/m	-$89.2Mn/m	-$383.6Mn/m	-$291.2M
Investing Cash Flow	-$29.2M	-$214.4M-152.3%	$409.7M-58.2%	$980.6Mn/m	-$2.1Bn/m	-$1.6Bn/m	-$2.6Bn/m	-$1.1Bn/m	-$2.0Bn/m	-$2.5Bn/m	-$3.8Bn/m	-$4.6Bn/m	-$3.8Bn/m	-$2.6B-1397.0%	$201.0Mn/m	-$235.9M
Financing Cash Flow	-$775.8M	-$417.5Mn/m	-$940.7Mn/m	-$1.6B-249.6%	$1.1B+223.8%	$334.9M-82.7%	$1.9B+612.1%	$272.4M-80.6%	$1.4B-25.3%	$1.9B-49.2%	$3.7B-17.2%	$4.5B+17.8%	$3.8B+56.0%	$2.4B+610.5%	$342.2M+53.2%	$223.4M
Dividends Paid	$94.9M	$91.9M+7.5%	$85.5M+8.1%	$79.1M-0.4%	$79.4M-7.4%	$85.8M-0.8%	$86.5M+2.9%	$84.1M-7.9%	$91.3M-0.4%	$91.6M+2.0%	$89.8M+0.9%	$89.0M+1.4%	$87.7M+34.5%	$65.2M-26.7%	$89.0M+59.5%	$55.8M
Share Buybacks	N/A	$44.8Mn/m	$0-100.0%	$55.2M-86.3%	$401.3M+26.0%	$318.5M+215.4%	$101.0M-34.4%	$154.0M-48.7%	$300.0Mn/m	$0n/m	$0	N/A	N/A	N/A	N/A	N/A

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-K	Q3'2510-K	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-K
Operating Cash Flow	$128.6M+9.4%	$18.3M+11.8%	$124.9M-32.7%	$99.7M+116.5%	$117.6M-13.3%	$16.4M-75.3%	$185.5M+190.9%	$46.1M-72.9%
Depreciation & Amortization	$11.1M-15.9%	$8.7M-38.0%	$11.1M-19.4%	$12.6M-28.1%	$13.2M+14.2%	$14.1M-18.2%	$13.8M-19.0%	$17.5M-6.9%
Stock-Based Compensation	N/A	$5.7M+9.6%	N/A	N/A	N/A	$5.2M-12.0%	N/A	N/A
Investing Cash Flow	$260.3Mn/m	$10.4M-96.2%	-$552.9M-527.4%	$253.0M+1207.9%	-$186.4Mn/m	$271.9M-44.2%	$129.3Mn/m	$19.3M-95.8%
Financing Cash Flow	-$406.0M-195.2%	$138.4Mn/m	$86.2Mn/m	-$594.5M-252.0%	$426.4M+313.9%	-$335.6Mn/m	-$713.6M-336.9%	$391.0Mn/m
Dividends Paid	$24.3M+4.6%	$24.1M+8.6%	$23.3M+7.6%	$23.3M+7.6%	$23.2M+7.6%	$22.2M+7.1%	$21.6M+7.9%	$21.6M+7.9%
Share Buybacks	$50.6Mn/m	$60.0Mn/m	N/A	N/A	$0n/m	$0n/m	$0n/m	$0n/m

Not reported in any period shown, so not listed: Capital Expenditures, Free Cash Flow.

BKU Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

BKU quarterly financial ratios

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Net Margin	24.6%+1.6pp	22.9%+4.3pp	18.6%-10.2pp	28.8%-15.9pp	44.6%+22.3pp	22.4%-12.4pp	34.8%+7.3pp	27.5%-28.0pp	55.4%+32.3pp	23.1%-6.6pp	29.7%+2.9pp	26.8%-2.4pp	29.3%-2.2pp	31.5%+21.9pp	9.5%
Return on Equity	8.8%+0.5pp	8.3%+1.3pp	6.9%-4.8pp	11.7%-2.0pp	13.7%+7.0pp	6.6%-3.9pp	10.5%-0.6pp	11.1%-9.2pp	20.3%+11.0pp	9.3%-1.9pp	11.2%+1.3pp	10.0%-0.9pp	10.8%-0.9pp	11.7%+7.6pp	4.1%
Return on Assets	0.8%+0.1pp	0.7%+0.2pp	0.5%-0.3pp	0.8%-0.4pp	1.2%+0.6pp	0.6%-0.4pp	0.9%-0.1pp	1.0%-1.0pp	2.0%+1.2pp	0.8%-0.2pp	1.1%0.0pp	1.1%-0.3pp	1.4%-0.3pp	1.7%+1.1pp	0.6%
Debt-to-Equity	0.10-0.1x	0.250.0x	0.280.0x	0.30+0.1x	0.240.0x	0.24+0.1x	0.140.0x	0.140.0x	0.130.0x	0.170.0x	0.18+0.2x	0.01	N/A	N/A	N/A
Liabilities-to-Equity	10.47-1.0x	11.52-1.3x	12.87-1.3x	14.20+3.4x	10.79+0.1x	10.74+0.7x	10.030.0x	10.00+1.0x	9.03-1.5x	10.53+0.9x	9.64+1.3x	8.36+1.6x	6.80+1.0x	5.85-0.5x	6.37
Asset Turnover	0.030.0x	0.030.0x	0.030.0x	0.030.0x	0.030.0x	0.030.0x	0.030.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.050.0x	0.050.0x	0.06
FCF Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	23.1%+32.8pp	-9.7%+2.8pp	-12.5%+44.6pp	-57.1%-13.2pp	-44.0%

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-K	Q3'2510-K	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-K
Net Margin	24.8%-0.3pp	22.6%-0.3pp	24.0%-2.2pp	26.1%+2.1pp	25.1%+3.6pp	22.9%+3.0pp	26.2%+17.3pp	23.9%+4.5pp
Return on Equity	2.4%0.0pp	2.1%0.0pp	2.3%-0.2pp	2.4%+0.2pp	2.3%+0.3pp	2.0%+0.2pp	2.5%+1.7pp	2.2%+0.3pp
Return on Assets	0.2%0.0pp	0.2%0.0pp	0.2%0.0pp	0.2%0.0pp	0.2%0.0pp	0.2%0.0pp	0.2%+0.1pp	0.2%0.0pp
Debt-to-Equity	0.11-0.1x	0.11-0.1x	0.10-0.1x	0.11-0.1x	0.240.0x	0.240.0x	0.250.0x	0.250.0x
Liabilities-to-Equity	10.61-0.4x	10.73-0.3x	10.47-1.0x	10.57-1.2x	11.01-1.1x	11.02-1.3x	11.52-1.3x	11.74-1.3x
Asset Turnover	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio, FCF Margin.

Similar Companies

Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.

Company	Fiscal year	Revenue	Net income	Net margin	Market cap	Health score
Bankunited, Inc. BKU	FY2025	$1.1B	$268.4M	24.6%	$3.0B	39/100
Park National Corporation PRK	FY2025	$664.4M	$180.1M	27.1%	$3.2B	76/100
First Interstate BancSystem, Inc. FIBK	FY2025	$1.1B	$302.1M	28.5%	$3.5B	55/100
Community Financial System, Inc. CBU	FY2025	$823.0M	$210.5M	25.6%	$3.3B	58/100

Where Bankunited, Inc. Ranks

Frequently Asked Questions

What is Bankunited, Inc.'s annual revenue?

Bankunited, Inc. (BKU) reported $1.1B in total revenue for fiscal year 2025. This represents a 7.9% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Bankunited, Inc.'s revenue growing?

Bankunited, Inc. (BKU) revenue grew by 7.9% year-over-year, from $1.0B to $1.1B in fiscal year 2025.

Is Bankunited, Inc. profitable?

Yes, Bankunited, Inc. (BKU) reported a net income of $273.6M over the trailing 12 months to June 30, 2026. In fiscal year 2025 it reported a net income of $268.4M, with a net profit margin of 24.6%.

How much debt does Bankunited, Inc. have?

As of fiscal year 2025, Bankunited, Inc. (BKU) had $217.8M in cash and equivalents against $319.7M in long-term debt.

What is Bankunited, Inc.'s net profit margin?

Bankunited, Inc. (BKU) had a net profit margin of 24.6% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does Bankunited, Inc. pay dividends?

Yes, Bankunited, Inc. (BKU) paid $1.24 per share in dividends during fiscal year 2025.

What is Bankunited, Inc.'s return on equity (ROE)?

Bankunited, Inc. (BKU) has a return on equity of 8.8% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Bankunited, Inc.'s operating cash flow?

Bankunited, Inc. (BKU) generated $358.6M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Bankunited, Inc.'s total assets?

Bankunited, Inc. (BKU) had $35.0B in total assets as of fiscal year 2025, including both current and long-term assets.

Does Bankunited, Inc. buy back shares?

Yes, Bankunited, Inc. (BKU) spent $44.8M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does Bankunited, Inc. have outstanding?

Bankunited, Inc. (BKU) had 74M shares outstanding as of fiscal year 2025.

What is Bankunited, Inc.'s debt-to-equity ratio?

Bankunited, Inc. (BKU) had a debt-to-equity ratio of 0.10 as of fiscal year 2025. We compute it as long-term debt divided by total shareholder equity, where long-term debt is the noncurrent part of the company's borrowings, so debt due within the next twelve months is not counted.

What is Bankunited, Inc.'s liabilities-to-equity ratio?

Bankunited, Inc. (BKU) had a liabilities-to-equity ratio of 10.47 as of fiscal year 2025, which is total liabilities divided by total shareholder equity. Total liabilities counts every obligation on the balance sheet (payables, deposits, insurance reserves and deferred taxes as well as borrowings), so this ratio usually runs well above debt-to-equity.

What is Bankunited, Inc.'s return on assets (ROA)?

Bankunited, Inc. (BKU) had a return on assets of 0.8% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Bankunited, Inc.'s P/E ratio?

Bankunited, Inc. (BKU) trades at 11.1x earnings, its market capitalization divided by $273.6M net income, trailing 12 months to June 30, 2026. The market capitalization is $3.0B as of Oct 28, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is Bankunited, Inc.'s price-to-sales ratio?

Bankunited, Inc. (BKU) trades at 2.7x sales, its market capitalization divided by $1.1B revenue, trailing 12 months to June 30, 2026. The market capitalization is $3.0B as of Oct 28, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is Bankunited, Inc.'s Piotroski F-Score?

Bankunited, Inc. (BKU) has a Piotroski F-Score of 7 out of 7 computable signals; 2 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

How financially healthy is Bankunited, Inc.?

Bankunited, Inc. (BKU) scores 39 out of 100 on our Financial Health Score, indicating weak standing within its banks peer group. The score is the average of six dimensions (Earnings, Growth, Capital, Efficiency, Credit Quality, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. For Bankunited, Inc. it averages the 5 of 6 dimensions that can be computed; the others are left out rather than counted as zero. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.