Park National Corporation (PRK) Financials
A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 12, 2026; every other figure is from the SEC filings on this page. Not financial advice.
Newest figures come from the 10-Q for Q2 FY2026, filed Aug 7, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the PRK SEC filings page.
Park National Corporation (PRK) reported $738.2M in revenue over the twelve months to Jun 30, 2026, up 11.6% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Park National’s earnings recovery came from better performance on a nearly unchanged asset base, while leverage declined.
Across FY2023-FY2025, net income rose from$126.7M to$180.1M while total assets stayed essentially flat, pointing to improved asset productivity rather than balance-sheet expansion. The same period paired higher return on assets with lower debt-to-equity, so stronger profitability arrived alongside a less leveraged structure.
Cash generation broadly validates reported earnings: FY2025 operating cash flow was
The balance sheet remains highly liability-funded, with reported debt-to-equity at 6.2x in FY2025 versus 8.2x in FY2022 as equity accumulated. Return on equity reached
Financial Health Signals
Scored against banks for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →
Health score ≠ stock price. This rates the quality of Park National Corporation's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.
Park National Corporation earned a return on assets of 1.8% in fiscal year 2025, which is the profit it made on every dollar of assets on its books. This is up from 1.5% the prior year. Earnings ranks banks on that return over three years, and Park National Corporation scores 89/100 among other banks.
Park National Corporation reported revenue of $664.4M in fiscal year 2025, against $645.6M in fiscal year 2024. Growth ranks banks on the three-year path of their net revenue, which is interest income and fee income less the interest they pay out, and Park National Corporation scores 54/100 among other banks.
Park National Corporation funded 13.8% of its assets with shareholders' equity at the end of fiscal year 2025, holding $1.4B of equity against $9.8B of assets. Capital ranks banks on that cushion, and Park National Corporation scores 74/100 among other banks.
Efficiency measures what a bank spends running itself against the revenue that spending brings in, so a lower ratio is the better one. Park National Corporation scores 89/100 on it among other banks.
Credit Quality measures the money a bank set aside for loans it expects to go bad, against the size of the loan book it set that money aside for. Park National Corporation scores 67/100 on it among other banks.
Park National Corporation reported net income of $180.1M in fiscal year 2025, against $151.4M in fiscal year 2024. Stability ranks banks on how steady net income has been across five years, and Park National Corporation scores 85/100 among other banks.
Park National Corporation passes 5 of 6 computable financial strength tests (3 of the nine could not be computed from available data). All 4 profitability signals pass (positive income, cash flow, and earnings quality), no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), both operating efficiency signals pass.
For every $1 of reported earnings, Park National Corporation generates $1.10 in operating cash flow ($198.3M OCF vs $180.1M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.
Key Financial Metrics
Earnings & Revenue
Park National Corporation generated $211.9M in revenue in Q2 2026. This represents an increase of 25.6% from the same quarter a year earlier. Against the prior quarter it is up 12.4%.
Park National Corporation reported $58.8M in net income in Q2 2026. This represents an increase of 22.1% from the same quarter a year earlier. Against the prior quarter it is up 40.9%.
Park National Corporation earned $3.23 per diluted share (EPS) in Q2 2026. This represents an increase of 8.8% from the same quarter a year earlier. Against the prior quarter it is up 35.1%.
Not reported for Q2 2026.
Cash & Balance Sheet
Park National Corporation generated $50.5M in free cash flow in Q2 2026, representing cash available after capex. This represents an increase of 4.8% from the same quarter a year earlier. Against the prior quarter it is up 89.8%.
Park National Corporation held $580.3M in cash as of Q2 2026; long-term debt is not reported for that period.
Park National Corporation paid $1.10 per share in dividends in Q2 2026. This represents an increase of 2.8% from the same quarter a year earlier. It is unchanged from the prior quarter.
Margins & Returns
Park National Corporation's net profit margin was 27.7% in Q2 2026, showing the share of revenue converted to profit. This is down 0.8 percentage points from the same quarter a year earlier. Against the prior quarter it is up 5.6 percentage points.
Park National Corporation's ROE was 3.4% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is down 0.3 percentage points from the same quarter a year earlier. Against the prior quarter it is up 1.0 percentage points.
Not reported for Q2 2026.
Not reported for Q2 2026.
Capital Allocation
Park National Corporation invested $6.7M in capex in Q2 2026, funding long-term assets and infrastructure. This represents an increase of 408.7% from the same quarter a year earlier. Against the prior quarter it is up 56.8%.
Not reported for Q2 2026.
Not reported for Q2 2026.
PRK Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Revenue | $211.9M+25.6% | $188.5M+19.3% | $168.3M+2.2% | $169.5M-0.5% | $168.7M+7.0% | $157.9M+3.3% | $164.7M-21.3% | $170.3M+39.6% |
| SG&A Expenses | $46.0M+19.4% | $45.6M+25.8% | $39.3M+5.5% | $38.6M+0.7% | $38.6M+7.2% | $36.2M+1.4% | $37.3M+2.9% | $38.4M+11.1% |
| Interest Expense | $33.5M+21.7% | $29.0M+4.2% | $24.0M-20.6% | $27.9M-14.6% | $27.5M-11.5% | $27.8M-10.3% | $30.2M+0.1% | $32.7M+22.8% |
| Income Tax | $14.1M+25.7% | $10.0M+10.4% | $10.0M+15.3% | $10.9M+29.8% | $11.2M+25.3% | $9.0M+25.4% | $8.7M+66.1% | $8.4M-4.6% |
| Net Income | $58.8M+22.1% | $41.7M-1.1% | $42.6M+10.4% | $47.2M+23.4% | $48.1M+22.2% | $42.2M+19.8% | $38.6M+57.7% | $38.2M+3.5% |
| EPS (Basic) | $3.25+9.1% | $2.40-8.0% | $2.65+10.9% | $2.93+23.6% | $2.98+22.1% | $2.61+19.7% | $2.39+57.2% | $2.37+3.5% |
| EPS (Diluted) | $3.23+8.8% | $2.39-8.1% | $2.63+11.0% | $2.92+24.3% | $2.97+22.7% | $2.60+19.8% | $2.37+57.0% | $2.35+3.1% |
| Diluted Shares (Avg) | 18M+12.1% | 17M+7.5% | N/A | 16M-0.6% | 16M-0.1% | 16M+0.3% | N/A | 16M+0.3% |
Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income, EBITDA.
PRK Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $12.7B+27.4% | $13.0B+31.3% | $9.8B0.0% | $9.9B-0.4% | $9.9B+0.3% | $9.9B+0.1% | $9.8B-0.3% | $9.9B-1.0% |
| Cash & Equivalents | $580.3M+200.5% | $983.1M+313.8% | $233.5M+45.4% | $218.9M+8.5% | $193.1M-26.1% | $237.6M-22.4% | $160.6M-26.4% | $201.7M-9.8% |
| Short-Term Investments | $1.3B+32.2% | $1.2B+32.1% | $688.7M-30.9% | $817.7M-27.6% | $954.5M-18.5% | $938.2M-24.9% | $996.6M-25.2% | $1.1B-29.8% |
| Long-Term Investments | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Goodwill | $263.9M+65.4% | $263.4M+65.1% | $159.6M0.0% | $159.6M0.0% | $159.6M0.0% | $159.6M0.0% | $159.6M0.0% | $159.6M0.0% |
| Total Liabilities | $10.9B+26.5% | $11.3B+31.1% | $8.5B-1.3% | $8.5B-1.5% | $8.7B-0.9% | $8.6B-1.3% | $8.6B-1.5% | $8.7B-2.8% |
| Total Equity | $1.7B+33.4% | $1.7B+32.9% | $1.4B+8.8% | $1.3B+7.5% | $1.3B+9.4% | $1.3B+10.1% | $1.2B+8.6% | $1.2B+14.2% |
| Retained Earnings | $1.1B+9.3% | $1.1B+8.8% | $1.1B+9.2% | $1.1B+10.2% | $1.0B+9.5% | $1.0B+8.8% | $977.6M+8.2% | $964.0M+7.5% |
Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities, Non-Current Liabilities, Long-Term Debt.
PRK Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $57.2M+15.5% | $30.9M-18.1% | $58.2M+18.3% | $52.9M+20.9% | $49.5M-2.7% | $37.7M+7.7% | $49.2M-8.4% | $43.8M+10.2% |
| Depreciation & Amortization | $5.0M+62.1% | $4.1M+29.6% | $1.8M-67.3% | $3.1M-5.8% | $3.1M-7.1% | $3.2M+10723.3% | $5.6M | $3.3M |
| Stock-Based Compensation | $2.3M+31.1% | $2.2M+10.5% | N/A | $1.8M+8.5% | $1.7M+34.8% | $2.0M+2.8% | N/A | $1.6M+25.2% |
| Capital Expenditures | $6.7M+408.7% | $4.3M+296.5% | $2.5M+18.7% | $1.5M-28.1% | $1.3M-29.4% | $1.1M-65.8% | $2.1M+20.8% | $2.1M+15.3% |
| Free Cash Flow | $50.5M+4.8% | $26.6M-27.3% | $55.7M+18.2% | $51.4M+23.4% | $48.2M-1.6% | $36.6M+14.9% | $47.1M-9.4% | $41.7M+10.0% |
| Investing Cash Flow | -$92.2M+13.6% | $286.0M+2461.1% | $76.3M+131.1% | $105.5M+1028.4% | -$106.8M-46.6% | $11.2M-65.2% | $33.0M-82.1% | -$11.4M+90.5% |
| Financing Cash Flow | -$367.8M-2977.2% | $432.7M+1434.8% | -$119.9M+2.8% | -$132.6M-43.8% | $12.8M+156.5% | $28.2M+35.8% | -$123.4M+49.4% | -$92.2M-227.1% |
| Share Buybacks | N/A | N/A | $0 | $0 | N/A | N/A | $0 | $0-100.0% |
Not reported in any period shown, so not listed: Dividends Paid.
PRK Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Net Margin | 27.7%-0.8pp | 22.1%-4.6pp | 25.3%+1.9pp | 27.8%+5.4pp | 28.5%+3.6pp | 26.7%+3.7pp | 23.5%+11.8pp | 22.4%-7.8pp |
| Return on Equity | 3.4%-0.3pp | 2.5%-0.9pp | 3.1%0.0pp | 3.5%+0.5pp | 3.7%+0.4pp | 3.3%+0.3pp | 3.1%+1.0pp | 3.1%-0.3pp |
| Return on Assets | 0.5%0.0pp | 0.3%-0.1pp | 0.4%0.0pp | 0.5%+0.1pp | 0.5%+0.1pp | 0.4%+0.1pp | 0.4%+0.1pp | 0.4%0.0pp |
| Debt-to-Equity | 6.34-0.3x | 6.64-0.1x | 6.25-0.6x | 6.41-0.6x | 6.69-0.7x | 6.73-0.8x | 6.88-0.7x | 6.99-1.2x |
| Asset Turnover | 0.020.0x | 0.010.0x | 0.020.0x | 0.020.0x | 0.020.0x | 0.020.0x | 0.020.0x | 0.020.0x |
| FCF Margin | 23.8%-4.7pp | 14.1%-9.1pp | 33.1%+4.5pp | 30.3%+5.9pp | 28.6%-2.5pp | 23.2%+2.3pp | 28.6%+3.7pp | 24.5%-6.6pp |
Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.
Similar Companies
Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.
| Company | Fiscal year | Revenue | Net income | Net margin | Market cap | Health score |
|---|---|---|---|---|---|---|
| Park National Corporation PRK | FY2025 | $664.4M | $180.1M | 27.1% | $3.2B | 76/100 |
| Bankunited, Inc. BKU | FY2025 | $1.1B | $268.4M | 24.6% | $3.0B | 33/100 |
| Bank of Hawaii Corp. BOH | FY2025 | $716.6M | $205.9M | 28.7% | $2.6B | 44/100 |
| Provident Financial Services, Inc. PFS | FY2025 | $870.4M | $291.0M | 33.4% | $2.9B | 51/100 |
| First Hawaiian, Inc. FHB | FY2025 | $880.8M | $276.3M | 31.4% | $3.0B | 51/100 |
Where Park National Corporation Ranks
Frequently Asked Questions
What is Park National Corporation's annual revenue?
Park National Corporation (PRK) reported $664.4M in total revenue for fiscal year 2025. This represents a 2.9% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Park National Corporation's revenue growing?
Park National Corporation (PRK) revenue grew by 2.9% year-over-year, from $645.6M to $664.4M in fiscal year 2025.
Is Park National Corporation profitable?
Yes, Park National Corporation (PRK) reported a net income of $180.1M in fiscal year 2025, with a net profit margin of 27.1%.
What is Park National Corporation's net profit margin?
Park National Corporation (PRK) had a net profit margin of 27.1% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
Does Park National Corporation pay dividends?
Yes, Park National Corporation (PRK) paid $5.53 per share in dividends during fiscal year 2025.
What is Park National Corporation's return on equity (ROE)?
Park National Corporation (PRK) has a return on equity of 13.3% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is Park National Corporation's free cash flow?
Park National Corporation (PRK) generated $191.9M in free cash flow during fiscal year 2025. This represents a 13.1% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is Park National Corporation's operating cash flow?
Park National Corporation (PRK) generated $198.3M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are Park National Corporation's total assets?
Park National Corporation (PRK) had $9.8B in total assets as of fiscal year 2025, including both current and long-term assets.
What are Park National Corporation's capital expenditures?
Park National Corporation (PRK) invested $6.4M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
What is Park National Corporation's debt-to-equity ratio?
Park National Corporation (PRK) had a debt-to-equity ratio of 6.25 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Park National Corporation's return on assets (ROA)?
Park National Corporation (PRK) had a return on assets of 1.8% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is Park National Corporation's P/E ratio?
Park National Corporation (PRK) trades at 16.8x earnings, its market capitalization divided by net income of $190.2M net income, trailing 12 months to June 30, 2026. The market capitalization is $3.2B as of Oct 12, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
What is Park National Corporation's price-to-sales ratio?
Park National Corporation (PRK) trades at 4.3x sales, its market capitalization divided by revenue of $738.2M revenue, trailing 12 months to June 30, 2026. The market capitalization is $3.2B as of Oct 12, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
What is Park National Corporation's Piotroski F-Score?
Park National Corporation (PRK) has a Piotroski F-Score of 5 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Park National Corporation's earnings high quality?
Park National Corporation (PRK) has an earnings quality ratio of 1.10x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
How financially healthy is Park National Corporation?
Park National Corporation (PRK) scores 76 out of 100 on our Financial Health Score, indicating strong standing within its banks peer group. The score is a 0-100 composite of six dimensions (Earnings, Growth, Capital, Efficiency, Credit Quality, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.