Park National Financials
Park National (PRK) reported $664.4M in revenue for fiscal year 2025, up 2.9% from the prior fiscal year. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Park National’s recent improvement comes from earning more on a largely unchanged balance sheet while steadily reducing leverage and funding strain.
With total assets still near$9.8B , net income reached$180.1M , so the earnings gain did not require a bigger balance sheet or major asset growth. At the same time, debt-to-equity fell to 6.2x and interest expense dropped to$107.2M , indicating the rebound came partly from a less burdened funding structure as equity accumulated.
Most recently, operating cash flow of
Over the last two years, net profit margin improved from
Financial Health Signals
Scored against banks for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →
Health score ≠ stock price. This rates the quality of Park National's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.
Park National passes 5 of 5 computable financial strength tests (4 of the nine could not be computed from available data). All 4 profitability signals pass (positive income, cash flow, and earnings quality), both operating efficiency signals pass.
For every $1 of reported earnings, Park National generates $1.10 in operating cash flow ($198.3M OCF vs $180.1M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.
Key Financial Metrics
Earnings & Revenue
Park National generated $664.4M in revenue in fiscal year 2025. This represents an increase of 2.9% from the prior year.
Park National reported $180.1M in net income in fiscal year 2025. This represents an increase of 18.9% from the prior year.
Park National earned $11.11 per diluted share (EPS) in fiscal year 2025. This represents an increase of 19.2% from the prior year.
Not reported for fiscal year 2025.
Cash & Balance Sheet
Park National generated $191.9M in free cash flow in fiscal year 2025, representing cash available after capex. This represents an increase of 13.1% from the prior year.
Park National held $233.5M in cash as of fiscal year 2025; long-term debt is not reported for that period.
Park National paid $5.53 per share in dividends in fiscal year 2025. This represents an increase of 16.7% from the prior year.
Margins & Returns
Park National's net profit margin was 27.1% in fiscal year 2025, showing the share of revenue converted to profit. This is up 3.6 percentage points from the prior year.
Park National's ROE was 13.3% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is up 1.1 percentage points from the prior year.
Not reported for fiscal year 2025.
Not reported for fiscal year 2025.
Capital Allocation
Park National spent $20.1M on share buybacks in fiscal year 2025, returning capital to shareholders by reducing shares outstanding.
Park National invested $6.4M in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents a decrease of 30.6% from the prior year.
Not reported for fiscal year 2025.
PRK Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.
| Metric | TTM | FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 | FY11 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $738.2M | $664.4M+2.9% | $645.6M+14.4% | $564.3M+9.7% | $514.2M+48.7% | $345.9M-3.3% | $357.7M-0.8% | $360.5M+16.0% | $310.8M+8.5% | $286.4M+3.7% | $276.3M+4.2% | $265.1M0.0% | $265.1M+0.8% | $262.9M-8.0% | $285.7M-13.9% | $331.9M |
| SG&A Expenses | $169.6M | $152.7M+3.7% | $147.3M+5.8% | $139.2M+4.5% | $133.3M+6.1% | $125.6M-1.9% | $128.0M+7.1% | $119.5M+15.2% | $103.8M+12.6% | $92.2M+5.9% | $87.0M+1.0% | $86.2M+5.1% | $82.0M+1.2% | $81.0M-15.6% | $96.0M-6.0% | $102.1M |
| Interest Expense | $114.4M | $107.2M-14.2% | $124.9M+26.8% | $98.6M+216.0% | $31.2M+95.4% | $16.0M-47.0% | $30.1M-52.1% | $62.8M+43.0% | $43.9M+2.9% | $42.7M+11.8% | $38.2M+1.9% | $37.4M-6.6% | $40.1M-4.3% | $41.9M-16.9% | $50.4M-14.0% | $58.6M |
| Income Tax | $45.1M | $41.3M+23.9% | $33.3M+23.9% | $26.9M-16.3% | $32.1M-6.4% | $34.3M+28.3% | $26.7M+21.1% | $22.1M+5.5% | $20.9M-38.9% | $34.2M-6.9% | $36.8M+12.9% | $32.6M-10.7% | $36.5M+12.2% | $32.5M+26.5% | $25.7M-25.3% | $34.4M |
| Net Income | $190.2M | $180.1M+18.9% | $151.4M+19.5% | $126.7M-14.6% | $148.4M-3.6% | $153.9M+20.3% | $127.9M+24.6% | $102.7M-7.0% | $110.4M+31.0% | $84.2M-2.2% | $86.1M+6.3% | $81.0M-3.5% | $84.0M+9.2% | $76.9M-2.2% | $78.6M-4.3% | $82.1M |
| EPS (Diluted) | — | $11.11+19.2% | $9.32+19.5% | $7.80-13.9% | $9.06-3.3% | $9.37+20.1% | $7.80+24.0% | $6.29-11.0% | $7.07+29.3% | $5.47-2.1% | $5.59+6.3% | $5.26-3.5% | $5.45+9.2% | $4.99+2.3% | $4.88-1.4% | $4.95 |
Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income.
TTM is the trailing twelve months, Q3 FY2025 through Q2 FY2026, summed from the four most recent quarterly filings. A row marked — cannot be summed at all, because a quarter in the window reports no per-share figure; a row marked N/A could be summed, but a quarter in the window does not report that metric.
PRK Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.
| Metric | FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 | FY11 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | $9.8B0.0% | $9.8B-0.3% | $9.8B-0.2% | $9.9B+3.1% | $9.6B+3.0% | $9.3B+8.4% | $8.6B+9.7% | $7.8B+3.5% | $7.5B+0.9% | $7.5B+2.1% | $7.3B+4.4% | $7.0B+5.5% | $6.6B-0.1% | $6.6B-4.7% | $7.0B |
| Cash & Equivalents | $233.5M+45.4% | $160.6M-26.4% | $218.3M+15.0% | $189.7M-13.4% | $219.2M-40.8% | $370.5M+131.6% | $160.0M-4.3% | $167.2M-1.1% | $169.1M+15.5% | $146.4M-2.0% | $149.5M-37.1% | $237.7M+61.7% | $147.0M-27.0% | $201.3M+27.8% | $157.5M |
| Goodwill | $159.6M0.0% | $159.6M0.0% | $159.6M0.0% | $159.6M0.0% | $159.6M0.0% | $159.6M0.0% | $159.6M+41.6% | $112.7M+55.9% | $72.3M0.0% | $72.3M0.0% | $72.3M0.0% | $72.3M0.0% | $72.3M0.0% | $72.3M0.0% | $72.3M |
| Total Liabilities | $8.5B-1.3% | $8.6B-1.5% | $8.7B-1.1% | $8.8B+4.0% | $8.4B+2.6% | $8.2B+8.6% | $7.6B+8.9% | $7.0B+2.8% | $6.8B+0.8% | $6.7B+1.9% | $6.6B+4.7% | $6.3B+5.3% | $6.0B-0.1% | $6.0B-3.8% | $6.2B |
| Long-Term Debt | N/A | N/A | N/A | N/A | N/A | $32.5M-83.1% | $192.5M-51.9% | $400.0M-20.0% | $500.0M-28.0% | $694.3M-5.9% | $738.1M-6.2% | $786.6M-3.0% | $810.5M+3.7% | $781.7M-5.0% | $823.2M |
| Total Equity | $1.4B+8.8% | $1.2B+8.6% | $1.1B+7.1% | $1.1B-3.7% | $1.1B+6.8% | $1.0B+7.4% | $969.0M+16.4% | $832.5M+10.1% | $756.1M+1.9% | $742.2M+4.0% | $713.4M+2.4% | $696.5M+7.2% | $649.8M-0.1% | $650.4M-12.4% | $742.4M |
| Retained Earnings | $1.1B+9.2% | $977.6M+8.2% | $903.9M+6.7% | $847.2M+9.1% | $776.3M+10.1% | $704.8M+9.0% | $646.8M+5.3% | $614.1M+9.3% | $561.9M+4.9% | $535.6M+5.5% | $507.5M+4.8% | $484.5M+5.2% | $460.6M+4.3% | $441.6M+4.0% | $424.6M |
Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities.
PRK Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.
| Metric | TTM | FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 | FY11 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $199.2M | $198.3M+10.9% | $178.8M+18.3% | $151.1M+10.6% | $136.6M-13.2% | $157.3M+40.9% | $111.6M0.0% | $111.6M-15.4% | $132.0M+52.3% | $86.7M-1.4% | $87.9M-1.5% | $89.2M+24.4% | $71.7M-40.8% | $121.3M-12.6% | $138.8M+12.4% | $123.5M |
| Capital Expenditures | $14.9M | $6.4M-30.6% | $9.2M+21.0% | $7.6M-4.4% | $7.9M-43.7% | $14.1M-50.8% | $28.6M+92.4% | $14.9M+29.1% | $11.5M+64.3% | $7.0M-6.0% | $7.5M-34.3% | $11.4M+52.6% | $7.4M-15.8% | $8.8M+27.0% | $7.0M+5.2% | $6.6M |
| Free Cash Flow | $184.2M | $191.9M+13.1% | $169.7M+18.2% | $143.5M+11.5% | $128.7M-10.1% | $143.2M+72.5% | $83.0M-14.2% | $96.7M-19.7% | $120.5M+51.2% | $79.7M-0.9% | $80.4M+3.3% | $77.9M+21.1% | $64.3M-42.8% | $112.4M-14.7% | $131.8M+12.8% | $116.9M |
| Investing Cash Flow | $375.6M | $86.2M+550.0% | -$19.1M-130.1% | $63.5M+115.7% | -$405.5M+1.6% | -$412.1M+9.6% | -$455.9M-858.8% | $60.1M+32.2% | $45.4M+174.9% | -$60.7M+60.2% | -$152.6M+61.4% | -$395.5M-72.3% | -$229.6M-103.8% | -$112.6M+50.7% | -$228.3M-183.2% | $274.4M |
| Financing Cash Flow | -$187.6M | -$211.5M+2.7% | -$217.4M-16.8% | -$186.1M-177.8% | $239.4M+131.2% | $103.5M-81.3% | $554.8M+410.0% | -$179.0M+0.2% | -$179.3M-5247.0% | -$3.4M-105.4% | $61.7M-71.7% | $218.0M-12.3% | $248.5M+494.9% | -$62.9M-147.2% | $133.4M+135.6% | -$374.2M |
| Share Buybacks | N/A | $20.1M | $0-100.0% | $23.0M | $0-100.0% | $16.0M+113.8% | $7.5M-81.5% | $40.5M+600.8% | $5.8M-21.6% | $7.4M | N/A | N/A | N/A | N/A | N/A | N/A |
Not reported in any period shown, so not listed: Dividends Paid.
TTM is the trailing twelve months, Q3 FY2025 through Q2 FY2026, summed from the four most recent quarterly filings. A row marked — cannot be summed at all, because a quarter in the window reports no per-share figure; a row marked N/A could be summed, but a quarter in the window does not report that metric.
PRK Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples.
| Metric | FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 | FY11 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 27.1%+3.6pp | 23.5%+1.0pp | 22.5%-6.4pp | 28.8%-15.7pp | 44.5%+8.8pp | 35.8%+7.3pp | 28.5%-7.0pp | 35.5%+6.1pp | 29.4%-1.8pp | 31.2%+0.6pp | 30.6%-1.1pp | 31.7%+2.4pp | 29.2%+1.7pp | 27.5%+2.8pp | 24.8% |
| Return on Equity | 13.3%+1.1pp | 12.2%+1.1pp | 11.1%-2.8pp | 13.9%0.0pp | 13.9%+1.6pp | 12.3%+1.7pp | 10.6%-2.7pp | 13.3%+2.1pp | 11.1%-0.5pp | 11.6%+0.2pp | 11.4%-0.7pp | 12.0%+0.2pp | 11.8%-0.3pp | 12.1%+1.0pp | 11.1% |
| Return on Assets | 1.8%+0.3pp | 1.5%+0.3pp | 1.3%-0.2pp | 1.5%-0.1pp | 1.6%+0.2pp | 1.4%+0.2pp | 1.2%-0.2pp | 1.4%+0.3pp | 1.1%0.0pp | 1.1%0.0pp | 1.1%-0.1pp | 1.2%0.0pp | 1.2%0.0pp | 1.2%0.0pp | 1.2% |
| Debt-to-Equity | 6.25-0.6x | 6.88-0.7x | 7.59-0.6x | 8.22+0.6x | 7.61+7.6x | 0.03-0.2x | 0.20-0.3x | 0.48-0.2x | 0.66-0.3x | 0.94-0.1x | 1.03-0.1x | 1.13-0.1x | 1.250.0x | 1.20+0.1x | 1.11 |
| FCF Margin | 28.9%+2.6pp | 26.3%+0.8pp | 25.4%+0.4pp | 25.0%-16.4pp | 41.4%+18.2pp | 23.2%-3.6pp | 26.8%-11.9pp | 38.8%+10.9pp | 27.8%-1.3pp | 29.1%-0.3pp | 29.4%+5.1pp | 24.3%-18.5pp | 42.8%-3.4pp | 46.1%+10.9pp | 35.2% |
Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.
Similar Companies
Where Park National Ranks
Frequently Asked Questions
What is Park National's annual revenue?
Park National (PRK) reported $664.4M in total revenue for fiscal year 2025. This represents a 2.9% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Park National's revenue growing?
Park National (PRK) revenue grew by 2.9% year-over-year, from $645.6M to $664.4M in fiscal year 2025.
Is Park National profitable?
Yes, Park National (PRK) reported a net income of $180.1M in fiscal year 2025, with a net profit margin of 27.1%.
What is Park National's net profit margin?
Park National (PRK) had a net profit margin of 27.1% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
Does Park National pay dividends?
Yes, Park National (PRK) paid $5.53 per share in dividends during fiscal year 2025.
What is Park National's return on equity (ROE)?
Park National (PRK) has a return on equity of 13.3% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is Park National's free cash flow?
Park National (PRK) generated $191.9M in free cash flow during fiscal year 2025. This represents a 13.1% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is Park National's operating cash flow?
Park National (PRK) generated $198.3M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are Park National's total assets?
Park National (PRK) had $9.8B in total assets as of fiscal year 2025, including both current and long-term assets.
What are Park National's capital expenditures?
Park National (PRK) invested $6.4M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
What is Park National's debt-to-equity ratio?
Park National (PRK) had a debt-to-equity ratio of 6.25 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Park National's return on assets (ROA)?
Park National (PRK) had a return on assets of 1.8% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is Park National's Piotroski F-Score?
Park National (PRK) has a Piotroski F-Score of 5 out of 5 computable signals; 4 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Park National's earnings high quality?
Park National (PRK) has an earnings quality ratio of 1.10x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
How financially healthy is Park National?
Park National (PRK) scores 73 out of 100 on our Financial Health Score, indicating strong standing within its banks peer group. The score is a 0-100 composite of six dimensions (Earnings, Growth, Capital, Efficiency, Credit Quality, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.