STOCK TITAN

Tax withholding trims FB Financial (NYSE: FBK) CEO stake, routine move

Filing Impact
(High)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

FB Financial Corp President and CEO Christopher T. Holmes reported a compensation-related stock event. As previously granted restricted stock units vested on April 1, 2026, the issuer withheld 6,518 shares of common stock at $52.63 per share to cover tax obligations.

Following this tax-withholding disposition, Holmes directly holds 141,236 common shares. He also has indirect interests in 33,653 shares held by the Susan P. Holmes Revocable Living Trust and 327,775 shares held by the Susan Panni Holmes 2020 GST-Exempt Family Trust, where he and his spouse serve as beneficiaries and co-trustees.

Positive

  • None.

Negative

  • None.
Insider Holmes Christopher T
Role President and CEO
Type Security Shares Price Value
Tax Withholding Common Stock 6,518 $52.63 $343K
holding Common Stock -- -- --
holding Common Stock -- -- --
Holdings After Transaction: Common Stock — 141,236 shares (Direct); Common Stock — 33,653 shares (Indirect, Held by Susan P. Holmes Revocable Living Trust)
Footnotes (1)
  1. As previously reported, the issuer granted restricted stock units to the reporting person, a portion of which vested on April 1, 2026. The issuer withheld 6,518 shares for tax purposes. These shares are held in a revocable trust for the benefit of the reporting person and his spouse, who are the beneficiaries and co-trustees of the revocable trust. The shares held in a GST-exempt trust for the benefit of the reporting person and his spouse, who are the beneficiaries and co-trustees of the GST-exempt trust.
Tax-withheld shares 6,518 shares Shares withheld for taxes on RSU vesting on April 1, 2026
Withholding price $52.63 per share Value per share for 6,518 shares withheld for taxes
Direct holdings after transaction 141,236 shares CEO direct FB Financial common stock holdings after April 1, 2026
Revocable trust holdings 33,653 shares Shares held by Susan P. Holmes Revocable Living Trust
GST-exempt trust holdings 327,775 shares Shares held by Susan Panni Holmes 2020 GST-Exempt Family Trust
Tax-withholding value indicator $52.63 × 6,518 shares Price per share applied to tax-withheld shares (aggregate not stated)
restricted stock units financial
"the issuer granted restricted stock units to the reporting person, a portion of which vested on April 1, 2026"
Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.
tax-withholding disposition financial
"transaction_action is described as a tax-withholding disposition to satisfy tax liability by delivering securities"
A tax-withholding disposition is an event or transaction—such as selling or transferring securities, exercising options, or receiving compensation—that triggers a requirement to hold back part of the payment and remit it to tax authorities. It matters to investors because it reduces the cash they receive immediately and can change the timing and amount of taxable income, like a cashier taking a portion of your sale proceeds to pay taxes before you get the rest.
revocable trust financial
"These shares are held in a revocable trust for the benefit of the reporting person and his spouse"
A revocable trust is a legal arrangement where the person who creates it keeps control and can change or cancel the trust at any time, while naming who will manage and receive the assets later. Think of it like a flexible folder for your investments and property that can be relabeled or reworked as circumstances change; it matters to investors because it determines how ownership is recorded, how easily assets transfer on incapacity or death, and whether holdings bypass public probate proceedings.
GST-exempt trust financial
"The shares held in a GST-exempt trust for the benefit of the reporting person and his spouse"
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Holmes Christopher T

(Last)(First)(Middle)
1221 BROADWAY, SUITE 1300

(Street)
NASHVILLE TENNESSEE 37203

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
FB Financial Corp [ FBK ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
XOfficer (give title below)Other (specify below)
President and CEO
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
04/01/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock(1)04/01/2026F6,518D$52.63141,236D
Common Stock33,653IHeld by Susan P. Holmes Revocable Living Trust(2)
Common Stock327,775ISusan Panni Holmes 2020 GST-Exempt Family Trust(3)
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
1. As previously reported, the issuer granted restricted stock units to the reporting person, a portion of which vested on April 1, 2026. The issuer withheld 6,518 shares for tax purposes.
2. These shares are held in a revocable trust for the benefit of the reporting person and his spouse, who are the beneficiaries and co-trustees of the revocable trust.
3. The shares held in a GST-exempt trust for the benefit of the reporting person and his spouse, who are the beneficiaries and co-trustees of the GST-exempt trust.
Remarks:
/s/ Beth W. Sims, as Attorney-in-Fact04/03/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What did FBK CEO Christopher T. Holmes report in this Form 4?

Christopher T. Holmes reported a tax-related stock withholding tied to vested restricted stock units. On April 1, 2026, the issuer withheld 6,518 shares of FB Financial common stock at $52.63 per share to satisfy tax obligations on his equity compensation.

Was the FBK CEO’s Form 4 transaction an open-market stock sale?

No, the reported transaction was a tax-withholding disposition, not an open-market sale. The issuer withheld 6,518 shares of common stock to cover taxes when previously granted restricted stock units vested on April 1, 2026 for Christopher T. Holmes.

How many FBK shares does the CEO hold directly after this transaction?

After the tax-withholding disposition, Christopher T. Holmes directly holds 141,236 shares of FB Financial common stock. This figure reflects his direct ownership position reported as of April 1, 2026, following the 6,518 shares withheld for tax purposes on vested restricted stock units.

What indirect FBK holdings are associated with the CEO and his spouse?

Two trusts hold FB Financial shares for the benefit of Christopher T. Holmes and his spouse. A revocable living trust holds 33,653 shares, and a 2020 GST-exempt family trust holds 327,775 shares. They are beneficiaries and co-trustees of both trusts, reflecting indirect ownership.

What does the tax-withholding disposition mean for FBK shareholders?

The tax-withholding disposition reflects routine handling of equity compensation, not a discretionary stock sale. The issuer used 6,518 shares to pay taxes on vested restricted stock units, while the CEO retained substantial direct and indirect holdings in FB Financial common stock after the transaction.