FB Financial Corp counsel Beth W. Sims gifts 500 shares

Transferring the 22,506 shares to the revocable trust changed only the form of beneficial ownership and did not change Sims's pecuniary interest.

Available on EDGAR 11/06/2026 - 12:15 PM EST Accepted by SEC EDGAR 11/06/2026 - 12:15 PM EST Learn about SEC filing dates

Rhea-AI Filing Summary

FB Financial Corp (FBK) General Counsel and Corporate Secretary Beth W. Sims gifted 500 directly held common shares to a donor-advised fund on November 4, 2026; no Rule 10b5-1 plan is reported. She also transferred 22,506 shares to a revocable trust for no consideration; after the transactions, reported holdings were 4,163 shares directly and 22,506 shares in the trust.

Insider Trade Summary

500 shares gifted

Gift 1 txn

Insider SIMS BETH W

Role General Counsel and Corp. Sec.

Type	Security	Shares	Price	Value
Gift	Common Stock F1, F2	500	$0.00	$0.00
Holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 4,163 shares (Direct); Common Stock — 22,506 shares (Indirect, Held by Gerald W & Elizabeth W Sims Revocable Trust)

Footnotes (2)

1. F1. Represents a bona fide gift of 500 shares directly held by the reporting person to a donor-advised fund at the Community Foundation of Middle Tennessee.
2. F2. On November 4, 2026, the reporting person also transferred 22,506 shares of common stock previously held directly to the Gerald W & Elizabeth W Sims Revocable Trust, a revocable trust of which the reporting person and her spouse are the trustees and the lifetime beneficiaries. The transfer was made for no consideration and effected only a change in the form of beneficial ownership without changing the reporting person's pecuniary interest in the shares, and accordingly is exempt from Section 16 of the Securities Exchange Act of 1934, as amended, pursuant to Rule 16a-13 thereunder.

Key Figures

Common shares gifted: 500 shares Direct common shares following transaction: 4,163 shares Common shares held by revocable trust: 22,506 shares

3 metrics

Common shares gifted 500 shares Gift to a donor-advised fund on November 4, 2026

Direct common shares following transaction 4,163 shares Reported after the November 4, 2026 transaction

Common shares held by revocable trust 22,506 shares Transferred to the trust on November 4, 2026

Key Terms

donor-advised fund, revocable trust, pecuniary interest, Rule 16a-13

4 terms

donor-advised fund financial

"to a donor-advised fund at the Community Foundation of Middle Tennessee"

A donor-advised fund is a charitable giving account that lets an individual or family deposit cash, stock, or other assets now, get an immediate tax benefit, and then recommend grants to charities over time. Think of it like a private charitable bucket you control without running a charity yourself; investors care because it’s a tax-efficient way to give appreciated securities, can change when and how donated shares enter the market, and affects personal and corporate tax planning.

revocable trust financial

"the Gerald W & Elizabeth W Sims Revocable Trust"

A revocable trust is a legal arrangement where the person who creates it keeps control and can change or cancel the trust at any time, while naming who will manage and receive the assets later. Think of it like a flexible folder for your investments and property that can be relabeled or reworked as circumstances change; it matters to investors because it determines how ownership is recorded, how easily assets transfer on incapacity or death, and whether holdings bypass public probate proceedings.

pecuniary interest financial

"without changing the reporting person's pecuniary interest in the shares"

Rule 16a-13 regulatory

"pursuant to Rule 16a-13 thereunder"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

How many FBK shares did Beth W. Sims give away?

Beth W. Sims gifted 500 shares of FB Financial Corp common stock on November 4, 2026, to a donor-advised fund at the Community Foundation of Middle Tennessee. The shares were directly held by Sims.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

SIMS BETH W

(Last) (First) (Middle)

1221 BROADWAY, SUITE 1300

(Street)

NASHVILLE TENNESSEE 37203

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
FB Financial Corp [ FBK ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	General Counsel and Corp. Sec.

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
11/04/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	11/04/2026		G		500(1)	D	$0	4,163(2)	D
Common Stock								22,506	I	Held by Gerald W & Elizabeth W Sims Revocable Trust

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents a bona fide gift of 500 shares directly held by the reporting person to a donor-advised fund at the Community Foundation of Middle Tennessee.

2. On November 4, 2026, the reporting person also transferred 22,506 shares of common stock previously held directly to the Gerald W & Elizabeth W Sims Revocable Trust, a revocable trust of which the reporting person and her spouse are the trustees and the lifetime beneficiaries. The transfer was made for no consideration and effected only a change in the form of beneficial ownership without changing the reporting person's pecuniary interest in the shares, and accordingly is exempt from Section 16 of the Securities Exchange Act of 1934, as amended, pursuant to Rule 16a-13 thereunder.

Remarks:

	/s/ Beth W. Sims	11/06/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)