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FB Bancorp, Inc. 10-Q Filings

FBLA NASDAQ

Every 10-Q that FB Bancorp, Inc. (FBLA) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.

A 10-Q covers the quarterly report filed between annual reports, so if you follow FBLA and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full FBLA filings page.

Rhea-AI Summary

FB Bancorp, Inc. reported mixed results for the quarter ended June 30, 2026. Total assets were $1.23 billion, down from $1.26 billion at December 31, 2025, while total stockholders’ equity declined to $283.8 million from $314.5 million, reflecting share repurchases and unrealized securities losses.

For the quarter, net interest income was $11.9 million, slightly below $12.1 million a year earlier, with a $475 thousand provision for credit losses. Continuing operations generated net income of $697 thousand, but a $767 thousand net loss from discontinued operations resulted in an overall net loss of $70 thousand and breakeven total earnings per share. For the first six months, net income from continuing operations was $1.19 million, versus $2.40 million in 2025, and total net income was $49 thousand.

The company completed the sale of its loss-making mortgage banking segment, NOLA Lending Group, on March 1, 2026, after a $2.7 million segment loss in 2025 and a workforce reduction of about 108 employees. Discontinued operations produced a $1.14 million net loss year-to-date but significant operating cash inflows of $26.5 million. Common shares outstanding decreased to 16,068,375 at June 30, 2026, driven by repurchases totaling about $27.6 million year-to-date.

Rhea-AI Summary

FB Bancorp, Inc. reported modest profitability for the three months ended March 31, 2026, as it reshaped its business. Net income was $119,000, down from $705,000 a year earlier, with total basic and diluted earnings per share of $0.01 versus $0.04.

From continuing operations, net income was $494,000 compared with $1.37 million, while discontinued operations posted a net loss of $375,000 versus $665,000. Results reflect the March 1, 2026 sale of the loss-making NOLA Lending Group mortgage banking segment, which had generated about $2.7 million of net losses in 2025 and involved a reduction of roughly 108 employees.

Total assets were $1.27 billion, loans held for investment, net, were $753.4 million, and deposits were $852.5 million as of March 31, 2026. The bank remains very strongly capitalized, with a common equity Tier 1 risk-based capital ratio of 28.70% and a Tier 1 leverage ratio of 20.23%, both well above “well capitalized” regulatory thresholds.

Rhea-AI Summary

FB Bancorp (FBLA) reported a return to profitability for the quarter ended September 30, 2025. Net income was $1.1 million (EPS $0.06), compared with a net loss of $0.9 million a year ago. Net interest income rose to $13.6 million as interest expense declined year over year, while noninterest expense moderated.

Total assets reached $1.26 billion, deposits were $839.9 million, and loans held for investment, net, were $753.8 million. Securities available for sale were $298.3 million, with accumulated other comprehensive loss improving to $(7.5) million from $(16.2) million at year-end. Mortgage banking remained a contributor, with $4.0 million in quarterly gains on loan sales.

Credit quality was stable to mixed: the allowance for credit losses stood at $6.2 million, and nonaccrual loans were $14.5 million. Capital remained strong; the Bank was categorized as well capitalized with a CET1 ratio of 28.52% and a Tier 1 leverage ratio of 20.05%. Common shares outstanding were 19,837,500 as of November 11, 2025.