FB Bancorp (FBLA) chief banking officer granted 75k options and 30k restricted shares

Rhea-AI Filing Summary

FB Bancorp (FBLA) Chief Banking Officer Josh C. Folds received new equity awards. On March 25, 2026, he was granted stock options for 75,000 shares of Common Stock at an exercise price of $13.52 per share, vesting 20% per year starting March 25, 2027. He also received 30,000 shares of restricted Common Stock, which vest 20% per year from the same date. After these awards, he directly holds 31,846 Common shares and indirectly holds 829 Common shares through an ESOP, providing both immediate stock ownership and longer-term incentive exposure.

Insider Trade Summary

3 transactions reported

Mixed 3 txns

Insider Folds Josh C

Role Chief Banking Officer

Type	Security	Shares	Price	Value
Grant/Award	Stock Options	75,000	$0.00	--
Grant/Award	Common Stock	30,000	$0.00	--
holding	Common Stock	--	--	--

Holdings After Transaction: Stock Options — 75,000 shares (Direct); Common Stock — 31,846 shares (Direct); Common Stock — 829 shares (Indirect, By ESOP)

Footnotes (1)

1. Shares of restricted stock vest at a rate of 20% per year commencing on March 25, 2027. Reflect transactions not required to be reported pursuant to Section 16 of the Securities Act of 1934, as amended. Stock options vest at a rate of 20% per year commencing on March 25, 2027.

Key Figures

Stock options granted: 75,000 options Option exercise price: $13.52 per share Option expiration: March 25, 2036 +5 more

8 metrics

Stock options granted 75,000 options Granted March 25, 2026 to Chief Banking Officer

Option exercise price $13.52 per share Exercise price for 75,000 stock options

Option expiration March 25, 2036 Expiration date of 75,000 stock options

Restricted shares granted 30,000 shares Common Stock grant on March 25, 2026

Direct common shares after grant 31,846 shares Direct ownership following transactions

Indirect ESOP shares after grant 829 shares Indirect ownership via ESOP holding entry

Vesting rate options 20% per year Stock options vesting from March 25, 2027

Vesting rate restricted stock 20% per year Restricted shares vesting from March 25, 2027

Key Terms

restricted stock, stock options, exercise price, ESOP, +1 more

5 terms

restricted stock financial

"Shares of restricted stock vest at a rate of 20% per year"

Shares granted to an individual that carry limits on transfer or sale until certain conditions are met, such as staying with the company for a set time or hitting performance targets. Think of them as a locked gift that gradually opens; for investors they matter because they affect how many shares may enter the market later, signal management incentives and potential dilution, and reveal confidence in future company performance.

stock options financial

"Stock options vest at a rate of 20% per year"

Stock options are agreements that give a person the right to buy or sell a company's stock at a specific price within a certain time frame. They are often used as a reward or incentive, similar to a coupon that can be used later if the stock price rises, allowing the holder to make a profit.

exercise price financial

"conversion_or_exercise_price": "13.5200""

The exercise price is the fixed amount at which you can buy or sell an asset, like a stock, when using an options contract. It matters because it helps determine whether exercising the option will be profitable or not, depending on the current market price. Think of it as the set price you agree on today to buy or sell later.

ESOP financial

"nature_of_ownership": "By ESOP""

An Employee Stock Ownership Plan (ESOP) is a program that gives employees ownership shares in their company, often as part of their benefits package. It acts like a company-sponsored savings plan, allowing workers to have a stake in the company's success, which can boost motivation and loyalty. For investors, ESOPs can influence company decisions and stock value, making them an important aspect of corporate ownership and governance.

Section 16 regulatory

"Reflect transactions not required to be reported pursuant to Section 16"

Section 16 is a U.S. securities law rule that governs the trading and disclosure obligations of company insiders — typically officers, directors and large shareholders — to promote transparency and deter unfair profit-taking. It requires insiders to publicly report their stock trades and allows companies or the issuer to reclaim quick, short-term profits from certain insider trades, like a scoreboard and a refund policy that help investors see and limit possible insider advantage.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Folds Josh C

(Last) (First) (Middle)

353 CARONDELET STREET

(Street)

NEW ORLEANS LOUISIANA 70130

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
FB Bancorp, Inc. /MD/ [ FBLA ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Banking Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
03/25/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)
03/27/2026

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/25/2026		A		30,000(1)	A	$0	31,846	D
Common Stock								829(2)	I	By ESOP

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Options	$13.52	03/25/2026		A		75,000(3)		03/25/2027	03/25/2036	Common Stock	75,000(3)	$0	75,000(3)	D

Explanation of Responses:

1. Shares of restricted stock vest at a rate of 20% per year commencing on March 25, 2027.

2. Reflect transactions not required to be reported pursuant to Section 16 of the Securities Act of 1934, as amended.

3. Stock options vest at a rate of 20% per year commencing on March 25, 2027.

	/s/ Marc Levy, pursuant to power of attorney	03/30/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What did FBLA executive Josh C. Folds receive in this Form 4/A filing?

Josh C. Folds received equity awards consisting of 75,000 stock options and 30,000 restricted shares of FB Bancorp Common Stock. These awards provide both future upside through options and immediate ownership via restricted stock that vests over time as continued service is provided.

What are the key terms of Josh C. Folds’ 75,000 FBLA stock options?

The 75,000 stock options have an exercise price of $13.52 per share and expire on March 25, 2036. They vest at 20% per year beginning March 25, 2027, aligning long-term incentives with FB Bancorp’s future performance and Folds’ ongoing employment.

How do the 30,000 restricted FBLA shares granted to Josh C. Folds vest?

The 30,000 restricted shares of FB Bancorp Common Stock vest in equal 20% installments each year, starting March 25, 2027. This schedule means full vesting over five years, encouraging retention and aligning compensation with the company’s long-term results and shareholder interests.

How many FBLA shares does Josh C. Folds hold after these transactions?

After these awards, Josh C. Folds directly holds 31,846 shares of FB Bancorp Common Stock and indirectly holds 829 shares through an ESOP. This reflects his updated ownership position, combining personal holdings with shares beneficially owned via the employee stock ownership plan.

Are these FBLA Form 4/A transactions open-market purchases or compensation grants?

These transactions are compensation-related grants, not open-market purchases or sales. The Form 4/A classifies them under code A as grants or awards, with a transaction price of $0.00 per share, indicating they were issued as part of an equity incentive arrangement rather than bought in the market.

When do Josh C. Folds’ newly granted FBLA stock options expire?

The newly granted 75,000 stock options for FB Bancorp Common Stock expire on March 25, 2036. This long-dated expiration gives Folds a substantial window to exercise the options after vesting, linking his potential gains to the company’s share price over the coming years.