FB Bancorp (FBLA) banking chief sells 1,110 shares, keeps 30,746 and 75,000 options

Rhea-AI Filing Summary

FB Bancorp, Inc. Chief Banking Officer Josh C. Folds reported an open‑market sale of 1,110 shares of Common Stock at $14.55 per share. After this transaction, he directly owns 30,746 common shares, including restricted stock that vests 20% per year starting on March 25, 2027.

He also holds 829 common shares indirectly through an employee stock ownership plan and stock options covering 75,000 underlying common shares at a $13.52 exercise price, which vest 20% per year commencing on March 25, 2027 and expire on March 25, 2036.

Insights

Equity compensation and insider trading analyst

Small open‑market sale alongside large, long‑dated option position.

Chief Banking Officer Josh C. Folds sold 1,110 FB Bancorp common shares at $14.55 per share while retaining 30,746 shares directly and additional indirect ESOP holdings. This points to a relatively modest sale versus his remaining equity stake.

He also holds stock options on 75,000 underlying shares at a $13.52 exercise price, expiring on March 25, 2036, and both options and restricted stock vest at 20% per year beginning March 25, 2027. These unexercised, unvested awards indicate substantial ongoing exposure to future share performance.

No Rule 10b5‑1 trading plan or similar pre‑planned arrangement is referenced in the excerpt. Overall, this filing reflects routine insider portfolio management rather than a transformative change in ownership.

Insider Trade Summary

Net Seller: 1,110 shares ($16,151)

Net Sell 3 txns

Insider Folds Josh C

Role Chief Banking Officer

Sold 1,110 shs ($16K)

Type	Security	Shares	Price	Value
Sale	Common Stock	1,110	$14.55	$16K
holding	Stock Options	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 30,746 shares (Direct, null); Stock Options — 75,000 shares (Direct, null); Common Stock — 829 shares (Indirect, By ESOP)

Footnotes (1)

1. Includes shares of restricted stock which vest at a rate of 20% per year commencing on March 25, 2027. Stock options vest at a rate of 20% per year commencing on March 25, 2027.

Key Figures

Shares sold: 1,110 shares Sale price: $14.55 per share Direct shares after transaction: 30,746 shares +5 more

8 metrics

Shares sold 1,110 shares Open-market sale of Common Stock

Sale price $14.55 per share Price for sold Common Stock

Direct shares after transaction 30,746 shares Common Stock directly owned post-sale

Indirect ESOP shares 829 shares Common Stock held indirectly by ESOP

Option underlying shares 75,000 shares Common Stock underlying stock options

Option exercise price $13.52 per share Stock option strike price

Option expiration date March 25, 2036 Stock options expiry

Vesting rate 20% per year Restricted stock and options vesting from March 25, 2027

Key Terms

Employee stock ownership plan, restricted stock, stock options, exercise price, +1 more

5 terms

Employee stock ownership plan financial

"He also holds 829 common shares indirectly through an employee stock ownership plan"

An employee stock ownership plan (ESOP) is a company-run program that gives workers ownership stakes by allocating or letting them buy company shares, often through a retirement-style account. For investors, ESOPs matter because they align employees’ incentives with company performance—like turning staff into shareholders—which can boost productivity and long-term value but may also concentrate employee retirement savings in company stock, affecting financial risk and share demand.

restricted stock financial

"Includes shares of restricted stock which vest at a rate of 20% per year"

Shares granted to an individual that carry limits on transfer or sale until certain conditions are met, such as staying with the company for a set time or hitting performance targets. Think of them as a locked gift that gradually opens; for investors they matter because they affect how many shares may enter the market later, signal management incentives and potential dilution, and reveal confidence in future company performance.

stock options financial

"Stock options vest at a rate of 20% per year commencing on March 25, 2027"

Stock options are agreements that give a person the right to buy or sell a company's stock at a specific price within a certain time frame. They are often used as a reward or incentive, similar to a coupon that can be used later if the stock price rises, allowing the holder to make a profit.

exercise price financial

"stock options covering 75,000 underlying common shares at a $13.52 exercise price"

The exercise price is the fixed amount at which you can buy or sell an asset, like a stock, when using an options contract. It matters because it helps determine whether exercising the option will be profitable or not, depending on the current market price. Think of it as the set price you agree on today to buy or sell later.

open-market sale financial

"reported an open‑market sale of 1,110 shares of Common Stock"

An open-market sale is when a shareholder sells existing shares directly on a public exchange to any willing buyer, rather than through a private deal. Think of it like putting goods on a busy market stall where price is set by supply and demand; for investors it matters because such sales increase available supply, can put short-term downward pressure on the stock price, and signal changes in liquidity or investor confidence.

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Form 4 Insider Transactions: What Each Field Means →

Available on EDGAR 06/25/2026 - 05:05 PM Accepted by SEC EDGAR 06/25/2026 - 05:05 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Folds Josh C

(Last) (First) (Middle)

353 CARONDELET STREET

(Street)

NEW ORLEANS LOUISIANA 70130

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
FB Bancorp, Inc. /MD/ [ FBLA ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Banking Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
06/22/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	06/22/2026		S		1,110	D	$14.55	30,746(1)	D
Common Stock								829	I	By ESOP

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Options	$13.52							03/25/2027	03/25/2036	Common Stock	75,000(2)		75,000(2)	D

Explanation of Responses:

1. Includes shares of restricted stock which vest at a rate of 20% per year commencing on March 25, 2027.

2. Stock options vest at a rate of 20% per year commencing on March 25, 2027.

	/s/ Lisa H. Haley, pursuant to power of attorney	06/25/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did FB Bancorp (FBLA) report for Josh C. Folds?

FB Bancorp reported that Chief Banking Officer Josh C. Folds sold 1,110 shares of Common Stock at $14.55 per share. The Form 4 also updates his remaining direct and indirect share ownership and outstanding equity awards.

How many FB Bancorp (FBLA) shares does Josh C. Folds hold after the sale?

After selling 1,110 shares, Josh C. Folds directly holds 30,746 FB Bancorp common shares. He also indirectly holds 829 additional shares through an employee stock ownership plan, according to the reported ownership details.

What stock options on FB Bancorp (FBLA) does Josh C. Folds retain?

Josh C. Folds retains stock options on 75,000 FB Bancorp common shares at a $13.52 exercise price. These options expire on March 25, 2036 and vest 20% per year beginning March 25, 2027, as disclosed in the filing footnotes.

How do Josh C. Folds’ restricted FB Bancorp (FBLA) shares vest?

His holdings include restricted FB Bancorp stock that vests at a 20% annual rate starting March 25, 2027. This schedule gradually turns restricted shares into fully vested shares over several years, aligning compensation with long‑term company performance.

Is the FB Bancorp (FBLA) Form 4 transaction a buy or a sell?

The Form 4 shows an open‑market sale of 1,110 FB Bancorp common shares by Josh C. Folds. The transaction is coded as “S,” which indicates a sale in the open market or a private transaction under SEC rules.