Welcome to our dedicated page for FB Bancorp SEC filings (Ticker: FBLA), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
FB Bancorp, Inc. (FBLA) files a range of documents with the U.S. Securities and Exchange Commission that describe its activities as the holding company for Fidelity Bank. These SEC filings include its Annual Report on Form 10-K, proxy statements on Schedule 14A and current reports on Form 8-K, each providing different perspectives on the company’s banking operations, governance and capital decisions.
Annual and quarterly reports such as the Form 10-K, referenced in the company’s proxy materials, contain audited consolidated financial statements for FB Bancorp, Inc. and Fidelity Bank. These reports explain how the company takes deposits from the general public and invests those funds in one- to four-family residential mortgage loans, residential construction loans, commercial real estate loans, commercial loans, home equity products and consumer loans.
Proxy statements (DEF 14A) outline the company’s governance framework, including the election of directors, approval of the FB Bancorp, Inc. Equity Incentive Plan and ratification of the independent registered public accounting firm. They also describe how shares are held—directly, in street name or through employee benefit plans such as the Fidelity Bank Employee Stock Ownership Plan and the Fidelity Bank 401(k) Plan—and how voting is conducted.
Current reports on Form 8-K highlight specific material events. For FB Bancorp, Inc., these have included the authorization of a share repurchase program for a defined number of common shares and the reporting of final voting results from the annual meeting of stockholders. Such filings give timely detail on capital management and stockholder decisions.
On this page, users can access FB Bancorp, Inc.’s SEC filings as they are made available from EDGAR. AI-powered summaries can help explain the structure and implications of lengthy documents, making it easier to understand items such as equity incentive plans, auditor ratifications, share repurchase authorizations and voting procedures without reading every page of the underlying filing.
FB Bancorp, Inc. (FBLA) Chief Financial Officer share purchase disclosed. The CFO reported buying 66 shares of FB Bancorp common stock on 11/17/2025 at a price of $12.14 per share. After this transaction, the officer directly owns 8,236 shares. In addition, there are indirect holdings of 8,441 shares through a 401(k) plan and 802 shares through an ESOP, as noted in the filing. A footnote explains that certain transactions reflected in these balances were not required to be reported under Section 16 of the Securities Exchange Act of 1934.
FB Bancorp, Inc. authorized a share repurchase program to buy back up to 1,983,750 shares of its common stock. The company notes this equals approximately 10% of shares currently outstanding.
The authorization outlines a maximum amount the company may repurchase; execution details are referenced in a press release dated November 13, 2025.
FB Bancorp (FBLA) reported a return to profitability for the quarter ended September 30, 2025. Net income was $1.1 million (EPS $0.06), compared with a net loss of $0.9 million a year ago. Net interest income rose to $13.6 million as interest expense declined year over year, while noninterest expense moderated.
Total assets reached $1.26 billion, deposits were $839.9 million, and loans held for investment, net, were $753.8 million. Securities available for sale were $298.3 million, with accumulated other comprehensive loss improving to $(7.5) million from $(16.2) million at year-end. Mortgage banking remained a contributor, with $4.0 million in quarterly gains on loan sales.
Credit quality was stable to mixed: the allowance for credit losses stood at $6.2 million, and nonaccrual loans were $14.5 million. Capital remained strong; the Bank was categorized as well capitalized with a CET1 ratio of 28.52% and a Tier 1 leverage ratio of 20.05%. Common shares outstanding were 19,837,500 as of November 11, 2025.
FB Bancorp, Inc. (FBLA) calls its 2025 annual meeting for December 9, 2025 at 2:00 p.m. local time at Fidelity Bank’s main office in New Orleans. This is the first annual meeting since the company’s initial public offering in October 2024. Stockholders of record at the close of business on October 6, 2025 may vote; 19,837,500 shares of common stock were outstanding as of that date, with one vote per share and a 10% voting cap under the Articles for holders exceeding that level.
Three proposals are up for vote: (1) elect three directors (plurality standard); (2) approve the FB Bancorp, Inc. 2025 Equity Incentive Plan (majority of votes cast); and (3) ratify EisnerAmper LLP as independent registered public accounting firm (majority of votes cast). Brokers lack discretion on Items 1 and 2 but may vote uninstructed shares on Item 3.
Key Plan details: the proposed 2025 Equity Incentive Plan has a share reserve of 2,777,250 shares, comprised of 793,500 for restricted stock/RSUs (4% limit) and 1,983,750 for stock options (10% limit). If approved, initial awards to each non‑employee director will self‑execute: 29,756 restricted shares (valued at $357,370 as disclosed) and 74,390 stock options per director, vesting over five years. The Plan becomes effective December 9, 2025 and no awards may be granted after December 8, 2035.