First Bancorp P R SEC Filings

First BanCorp (FBP) reported a Form 4 showing a director’s equity activity on 10/30/2025. The director was granted 2,053 shares of restricted stock at $19.48 under the First BanCorp Omnibus Incentive Plan, which vest solely with time on October 30, 2026. To cover taxes upon vesting of prior awards, 207 shares were withheld at $19.48. Following these transactions, the director beneficially owns 19,060 shares directly.

First BanCorp. announced unaudited results for the quarter ended September 30, 2025 and shared access details for its investor webcast. The company furnished a press release as Exhibit 99.1 and a conference call presentation as Exhibit 99.2.

The webcast is scheduled for 10:00 a.m. Eastern on October 23, 2025 and can be accessed via www.fbpinvestor.com or by dialing 833-470-1428 or 646-844-6383 using participant code 304501. The company noted that Exhibits 99.1 and 99.2 are furnished and not deemed “filed” for purposes of Section 18 of the Exchange Act.

First Bancorp (FBP) Form 144 notice reports a proposed sale of 1,000 common shares with an aggregate market value of $21,970. The securities were acquired on 03/18/2023 as performance awards and the planned sale is through Goldman Sachs & Co. LLC on the NYSE with an approximate sale date of 10/06/2025. The filing also discloses a prior sale by Donald L. Kafka of 40,000 shares on 08/12/2025 for gross proceeds of $838,544. The filer certifies there is no undisclosed material information and signs the statutory attestation required by the form.

John A. Heffern, a director of First BanCorp (FBP), reported insider transactions on 09/30/2025. The filing shows 88 shares were disposed of at $22.05 (reported as code F) because they were withheld to cover taxes on restricted stock that vested that day. Simultaneously, 1,814 shares of restricted stock were issued at $22.05 under the company Omnibus Incentive Plan; those shares vest after one year on 09/30/2026. After these transactions Mr. Heffern beneficially owns 76,296 common shares, held directly.

Daniel Edward Frye, a director of First BanCorp (FBP), reported transactions on 09/30/2025 related to restricted stock awards. The filing shows 49 shares were disposed of at $22.05 per share because they were withheld to cover taxes on restricted stock that vested that day. Concurrently, 1,814 shares of restricted stock were issued at $22.05 under the First BanCorp Omnibus Incentive Plan; these newly issued shares vest based solely on the passage of time on 09/30/2026. After the transactions, Mr. Frye beneficially owned 19,619 shares, held directly. The Form 4 was signed by an attorney-in-fact on 10/02/2025.

Juan Acosta Rebeyras, a director of First BanCorp (FBP), reported insider transactions dated 09/30/2025. He disposed of 189 shares at $22.05 per share through a sale coded F and acquired 1,814 shares at $22.05 under code A. Following the transactions his beneficial ownership rose to 24,515 shares from 22,701. The filing explains 189 shares were withheld to cover taxes on restricted stock that vested on 09/30/2025, and the 1,814 shares are newly issued restricted stock that will vest on 09/30/2026 solely by passage of time under the First BanCorp Omnibus Incentive Plan.

Reporting person Dedrick Tracey A, a director of First BanCorp /PR/ (FBP), reported transactions dated 09/30/2025. The filing shows 1,814 shares of restricted stock were issued under the First BanCorp Omnibus Incentive Plan and will vest on 09/30/2026 based solely on the passage of time. Concurrently, a portion of restricted stock that vested on 09/30/2025 had shares withheld to cover taxes (recorded as a disposition). Following these transactions the report shows beneficial ownership of 33,760.4893 shares. The transactions were effected at a reported price of $22.05 per share and the Form 4 was signed by an attorney-in-fact on 10/02/2025.

Roberto R. Herencia, a director of First BanCorp (FBP), acquired 4,535 shares of First BanCorp common stock on 09/30/2025 at a price of $22.05 per share. After the grant, Mr. Herencia beneficially owns 641,742 shares directly. The shares were issued as restricted stock under the First BanCorp Omnibus Incentive Plan and vest solely by passage of time on 09/30/2026, one year after issuance.

The Form 4 was executed by an attorney-in-fact and filed to report the change in beneficial ownership. The filing discloses the grant terms (time-based vesting) and the exact transaction details but does not include any additional cash compensation, option grants, or derivative transactions.

Donald Kafka, Executive Vice President and director at First BanCorp (FBP), reported three share dispositions on 09/15/2025 related to restricted stock vesting. A total of 5,309 shares were withheld to cover taxes from three separate restricted stock awards granted on 03/16/2023, 03/21/2024 and 03/15/2025; each tranche was withheld at a price of $21.65 per share. Following these transactions Mr. Kafka beneficially owned 58,501, 60,318 and 62,344 shares in the respective security lines shown on the form, reported as direct ownership. The Form 4 was signed by an attorney-in-fact on 09/17/2025.