First Bancorp P R SEC Filings

John A. Heffern, a director of First BanCorp (FBP), reported insider transactions on 09/30/2025. The filing shows 88 shares were disposed of at $22.05 (reported as code F) because they were withheld to cover taxes on restricted stock that vested that day. Simultaneously, 1,814 shares of restricted stock were issued at $22.05 under the company Omnibus Incentive Plan; those shares vest after one year on 09/30/2026. After these transactions Mr. Heffern beneficially owns 76,296 common shares, held directly.

Daniel Edward Frye, a director of First BanCorp (FBP), reported transactions on 09/30/2025 related to restricted stock awards. The filing shows 49 shares were disposed of at $22.05 per share because they were withheld to cover taxes on restricted stock that vested that day. Concurrently, 1,814 shares of restricted stock were issued at $22.05 under the First BanCorp Omnibus Incentive Plan; these newly issued shares vest based solely on the passage of time on 09/30/2026. After the transactions, Mr. Frye beneficially owned 19,619 shares, held directly. The Form 4 was signed by an attorney-in-fact on 10/02/2025.

Juan Acosta Rebeyras, a director of First BanCorp (FBP), reported insider transactions dated 09/30/2025. He disposed of 189 shares at $22.05 per share through a sale coded F and acquired 1,814 shares at $22.05 under code A. Following the transactions his beneficial ownership rose to 24,515 shares from 22,701. The filing explains 189 shares were withheld to cover taxes on restricted stock that vested on 09/30/2025, and the 1,814 shares are newly issued restricted stock that will vest on 09/30/2026 solely by passage of time under the First BanCorp Omnibus Incentive Plan.

Reporting person Dedrick Tracey A, a director of First BanCorp /PR/ (FBP), reported transactions dated 09/30/2025. The filing shows 1,814 shares of restricted stock were issued under the First BanCorp Omnibus Incentive Plan and will vest on 09/30/2026 based solely on the passage of time. Concurrently, a portion of restricted stock that vested on 09/30/2025 had shares withheld to cover taxes (recorded as a disposition). Following these transactions the report shows beneficial ownership of 33,760.4893 shares. The transactions were effected at a reported price of $22.05 per share and the Form 4 was signed by an attorney-in-fact on 10/02/2025.

Roberto R. Herencia, a director of First BanCorp (FBP), acquired 4,535 shares of First BanCorp common stock on 09/30/2025 at a price of $22.05 per share. After the grant, Mr. Herencia beneficially owns 641,742 shares directly. The shares were issued as restricted stock under the First BanCorp Omnibus Incentive Plan and vest solely by passage of time on 09/30/2026, one year after issuance.

The Form 4 was executed by an attorney-in-fact and filed to report the change in beneficial ownership. The filing discloses the grant terms (time-based vesting) and the exact transaction details but does not include any additional cash compensation, option grants, or derivative transactions.

Donald Kafka, Executive Vice President and director at First BanCorp (FBP), reported three share dispositions on 09/15/2025 related to restricted stock vesting. A total of 5,309 shares were withheld to cover taxes from three separate restricted stock awards granted on 03/16/2023, 03/21/2024 and 03/15/2025; each tranche was withheld at a price of $21.65 per share. Following these transactions Mr. Kafka beneficially owned 58,501, 60,318 and 62,344 shares in the respective security lines shown on the form, reported as direct ownership. The Form 4 was signed by an attorney-in-fact on 09/17/2025.

Reporting person: Dedrick Tracey A, identified as a Director of First BanCorp (FBP). The Form 4 shows three non-derivative acquisitions of First BanCorp common stock executed through the reporting person's personal Dividend Reinvestment Plan.

Transactions: on 03/07/2025 acquired 250.89 shares at $18.5092 (holding 31,544.1093 shares after); on 06/13/2025 acquired 233.176 shares at $20.1627 (holding 31,777.2853); on 09/12/2025 acquired 216.204 shares at $21.91 (holding 31,993.4893). The filer explains these were acquired through a personal DRIP not linked to First BanCorp. The form was filed individually and signed by an attorney-in-fact on 09/16/2025.

First BanCorp (FBP) insider transaction: Director and President & CEO Aurelio Aleman reported selling 50,000 shares of First BanCorp common stock on 08/22/2025 at a weighted average price of $22.2985 per share. After the sale, the reporting person beneficially owned 1,059,547 shares, reported as direct ownership. The Form 4 was signed by an attorney-in-fact on behalf of the reporting person.

The filing states the shares were sold in multiple transactions at prices ranging from $22.27 to $22.33 and offers to provide a breakdown of the amounts sold at each price upon request.

First BanCorp (FBP) filing a Form 144 notifies a proposed sale of 50,000 shares of First BanCorp common stock through Merrill Lynch on or about 08/22/2025, with an aggregate market value of $1,100,000.00. The filing records that these shares were originally acquired as restricted stock granted as compensation: 40,240 shares on 03/31/2024 and 9,760 shares on 03/18/2022. The filer also reported a prior sale on 06/11/2025 of 22,871 shares for gross proceeds of $467,672.40. The notice includes the required representation that the seller is not aware of undisclosed material adverse information about the issuer.