Every 10-Q that First Cap Inc (FCAP) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow FCAP and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full FCAP filings page.
First Capital, Inc. reported solid mid‑year performance for the six months ended June 30, 2026. Total assets were $1.29 billion, up from $1.27 billion at December 31, 2025, driven mainly by loan growth and a larger securities portfolio. Net loans increased to $677.8 million in principal balance, while total deposits rose to $1.14 billion.
For the six-month period, net interest income was $23.5 million versus $20.0 million in 2025, and net income attributable to First Capital, Inc. was $9.1 million compared with $7.0 million, with diluted EPS of $2.72. The allowance for credit losses on loans increased to $10.7 million, and nonperforming loans were $4.9 million. Cash and cash equivalents ended at $149.8 million after positive operating and financing cash flows.
First Capital, Inc. reported solid growth for the quarter ended March 31, 2026. Net income attributable to the company rose to $4.33 million from $3.24 million a year earlier, and basic and diluted earnings per share increased to $1.30 from $0.97. Total assets reached $1.28 billion, with loans, net of the allowance for credit losses, at $664.4 million and deposits at $1.14 billion. Net interest income improved to $11.42 million, while the provision for credit losses was $350,000. Credit quality remained controlled, with nonperforming loans at $4.03 million and an allowance for credit losses on loans of $10.35 million. However, higher unrealized losses on the securities portfolio drove an other comprehensive loss of $3.07 million, reducing comprehensive income to $1.26 million. The company had no outstanding borrowings and maintained access to Federal Home Loan Bank and Federal Reserve funding facilities.
First Capital, Inc. reported stronger Q3 results. Net income attributable to the company was $4,478 thousand with EPS $1.34, up from $0.87 a year ago. Net interest income rose to $10,956 thousand as interest income reached $14,658 thousand while interest expense was $3,702 thousand. Provision for credit losses was $150 thousand. Noninterest income was $2,306 thousand and noninterest expense totaled $7,564 thousand. Dividends per share were $0.31.
For the nine months, net income attributable to the company was $11,488 thousand (EPS $3.43). At September 30, 2025, total assets were $1,235,477 thousand, deposits were $1,094,733 thousand, and loans, net, were $642,332 thousand. Securities available for sale had a fair value of $421,627 thousand, and accumulated other comprehensive loss improved to $(13,669) thousand. Shares outstanding were 3,347,627 as of October 31, 2025.
First Capital Inc. (FCAP) reported interim disclosures covering the six months ended June 30, 2025. The company adopted new Income Taxes disclosure requirements but said the ASU is not expected to have a material impact. Shares outstanding were 3,355,118 as of July 20, 2025. Management identified unrealized losses in debt securities driven by interest-rate movements; certain corporate notes classified as held-to-maturity had depreciated approximately 25.1% from amortized cost. The company stated no credit loss provision was required for the period and no borrower modifications were made in 2025. An equity investment of 90,000 shares (≈5% ownership) cost $1.9 million and had a fair value of $864,000 at June 30, 2025. Unfunded commitments include limited partnership, qualified affordable housing, and solar energy tax credit investments, with expected capital calls through 2026–2029. The company had no outstanding borrowings at period end, noted prior BTFP borrowings were repaid, and had a $28.1 million FHLB borrowing capacity based on pledged collateral.