First Capital (FCAP) Stock Price, News & Analysis
What Changed
Price Move History
- Daily moves over 5%
- 22 252 sessions, October 22, 2025 to October 22, 2026
- Largest daily move
- +10.3% close of January 30, 2026
- 1-year change
- +51.8% closing prices, October 22, 2025 to October 22, 2026
- 1-month change
- +1.4% closing prices, September 22, 2026 to October 22, 2026
Company Description
First Capital, Inc. (NASDAQ: FCAP) is the financial holding company for First Harrison Bank, a federally chartered savings institution. According to company disclosures, First Harrison Bank provides banking services to individual and business customers and offers a range of loan products, positioning First Capital, Inc. within the savings institutions segment of the finance and insurance sector.
The company’s banking subsidiary operates in the United States as a federally chartered savings bank. As described in available information, the bank’s lending activities include residential loans, construction loans, commercial real estate loans, and commercial business loans. First Harrison Bank also offers consumer lending products such as home equity and second mortgage loans, and automobile and truck loans. These loan categories illustrate the bank’s focus on traditional community banking services and credit products.
First Capital, Inc. states that it serves both individuals and business customers through its subsidiary. The bank’s footprint includes offices in Indiana and Kentucky communities, with locations listed in company press releases in places such as Corydon, Edwardsville, Greenville, Floyds Knobs, Palmyra, New Albany, New Salisbury, Jeffersonville, Salem, Lanesville and Charlestown in Indiana, and Shepherdsville, Mt. Washington and Lebanon Junction in Kentucky. These offices support the delivery of deposit and lending services in its regional markets.
Company communications also note that customers have access to First Harrison Bank accounts through online banking and electronic bill payment services. This indicates that, in addition to its physical branch network, the bank provides digital access channels for account management and payments.
First Capital, Inc. files reports with the U.S. Securities and Exchange Commission as a public company. Recent filings include current reports on Form 8-K related to results of operations and financial condition, as well as information about a stock repurchase plan established under Rule 10b5-1 and Rule 10b-18. These filings provide additional detail on the company’s financial performance, capital management, and regulatory disclosures.
Through its combination of residential, commercial, and consumer lending, along with branch-based and online access to accounts, First Capital, Inc., via First Harrison Bank, participates in the traditional savings institution and community banking space within the broader finance and insurance sector.
Stock Performance
First Capital (FCAP) closed at $63.94 on October 22, 2026. Over the past 12 months, the price has gained 51.8%.
FCAP Metrics & Rankings
Price returns through October 22, 2026. Month-to-date and YTD include the first trading day. Ranking links may use different dates.
Latest News
First Capital has 10 recent news articles. Of the recent coverage, 6 articles coincided with positive price movement and 4 with negative movement. Key topics include dividends, buybacks. View all FCAP news →
SEC Filings
First Capital has filed 10 recent SEC filings, including 3 Form 8-K, 2 Form 10-Q, 1 Form SCHEDULE 13G/A, 1 Form SCHEDULE 13G. The most recent filing was submitted on August 12, 2026. SEC filings provide transparency into a company's financial condition, material events, and regulatory compliance. View all FCAP SEC filings →
Financial Highlights
First Capital generated $50.6M in revenue in FY2025, and net income was $16.4M, reflecting a 32.3% net profit margin. Diluted earnings per share stood at $4.89. The company generated $21.3M in operating cash flow.
Upcoming Events
Short Interest History
Short interest in First Capital (FCAP) currently stands at 154.6 thousand shares, up 7.7% from the previous reporting period, representing 4.8% of the float. Since October 2025, short interest has increased by 254.4%.
Days to Cover History
Days to cover for First Capital (FCAP) currently stands at 5.6 days, down 43.9% from the previous period. The ratio is the reported short interest divided by the average daily trading volume. Since October 2025, the figure has decreased by 50.4%. Across the settlements charted above, it has ranged from 2.7 to 20.5 days.
FCAP Company Profile & Sector Positioning
First Capital (FCAP) operates in the Banks - Regional industry within the broader Financial Services sector and is listed on the NASDAQ. Among dividend-paying stocks, FCAP ranks #1,329 by dividend yield.
Investors comparing FCAP often look at related companies in the same sector, including BCB Bancorp Inc (NJ) (BCBP), Richmond Mutual Bancorporation, Inc. (RMBI), Rhinebeck Bancorp, Inc. (RBKB), BV Financial, Inc. (BVFL), and Hanover Bancorp, Inc. (HNVR). Comparing financial metrics, valuation ratios, and stock performance across these peers can help investors evaluate FCAP's relative position within its industry.