Every 8-K that First Cap Inc (FCAP) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow FCAP and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full FCAP filings page.
First Capital, Inc., holding company for First Harrison Bank, reported stronger profitability for the quarter ended June 30, 2026. Net income was $4.8 million, or $1.43 per diluted share, compared with $3.8 million, or $1.13 per diluted share, a year earlier. For the first six months of 2026, net income was $9.1 million, or $2.72 per diluted share, versus $7.0 million, or $2.09 per diluted share, in 2025.
Net interest income after provision for credit losses increased $1.6 million year over year for the quarter, driven by higher yields on interest-earning assets and a lower average cost of interest-bearing liabilities. On a tax-equivalent basis, the net interest margin rose to 3.98% from 3.59%. Noninterest income improved, helped by gains on equity securities, while noninterest expenses rose due to higher compensation, advertising and other operating costs. The provision for credit losses increased to $425,000, and nonperforming assets rose to $4.9 million from $4.4 million. Total assets were $1.29 billion and deposits $1.14 billion at June 30, 2026, and the Bank’s Community Bank Leverage Ratio was 11.34%.
First Capital, Inc. reported results of its Annual Meeting of Shareholders held on May 18, 2026. Shareholders elected five directors to three-year terms. William W. Harrod received 1,370,035 votes for and 245,699 against, with 17,275 abstentions and 853,346 broker non-votes; the other four nominees received similar majority support.
Shareholders also ratified the appointment of Crowe LLP as independent registered public accounting firm for the year ending December 31, 2026, with 2,452,864 votes for, 11,634 against and 21,857 abstentions. In addition, they approved a non-binding advisory vote on executive compensation, which received 1,470,396 votes for, 120,764 against, 41,849 abstentions and 853,346 broker non-votes.
First Capital, Inc. reported stronger quarterly results for the three months ended March 31, 2026. Net income attributable to the company rose to $4.33 million, or $1.30 per diluted share, up from $3.24 million, or $0.97 per diluted share a year earlier.
Net interest income after provision for credit losses increased to $11.07 million, helped by higher interest income and a wider tax-equivalent net interest margin of 3.81% versus 3.34%. The average yield on interest-earning assets improved while the average cost of interest-bearing liabilities declined.
Noninterest income grew to $2.05 million, supported by higher gains on equity securities, ATM and debit card fees, and loan sale gains, partly offset by a $92,000 loss on sale of $18.7 million of available-for-sale securities. Noninterest expenses rose to $7.75 million, driven by higher consulting, compensation, benefits and consumer fraud losses.
Total assets reached $1.28 billion at March 31, 2026, with deposits increasing to $1.14 billion. Nonperforming assets declined to $4.0 million. Return on average assets improved to 1.37% and return on average equity to 12.36%, while the Bank’s Community Bank Leverage Ratio stood at 11.13%.
First Capital, Inc., the holding company for First Harrison Bank, has scheduled its annual meeting of stockholders for Monday, May 18, 2026. The company noted that additional information and financial data are available through the Investor Relations section of First Harrison Bank’s website.
First Capital, Inc. filed a current report to notify investors that it has released an update on its results of operations and financial condition. The company states that on January 23, 2026, it issued a press release, which is attached as Exhibit 99.1 and incorporated by reference. This press release is intended to provide more detailed financial and operating information than what appears in the brief filing itself.
The filing also notes that First Capital’s common stock, with a par value of $0.01 per share, trades on The NASDAQ Stock Market LLC under the symbol FCAP. The report is signed on behalf of the company by Joshua P. Stevens, Executive Vice President and Chief Financial Officer.
First Capital, Inc. filed a Form 8-K to report that on October 24, 2025 it issued a press release regarding its results of operations and financial condition. The press release is furnished as Exhibit 99.1 and incorporated by reference, while the filing also includes the cover page interactive data file as Exhibit 104.
First Capital, Inc. entered into a Joint Rule 10b5-1/Rule 10b-18 Plan Agreement authorizing its broker to repurchase up to 113,236 shares of its common stock. Repurchases may begin on September 4, 2025 and can continue through August 28, 2026, unless the plan ends earlier under its terms. The plan operates under existing board-approved repurchase authorization from August 19, 2008, which permitted the repurchase of up to 240,467 shares. As of August 29, 2025, the company had already repurchased 127,231 shares under that authorization. The timing and amount of buybacks will depend on SEC regulations and price, market volume and timing constraints set in the plan.