[Form 4] First Capital Inc Insider Trading Activity

Rhea-AI Filing Summary

Kathy Ernstberger, a director of First Capital Inc (FCAP), reported two insider purchases on Form 4. On 03/11/2025 she acquired 75 shares at $37.9, bringing her beneficial ownership to 2,526.79 shares (direct). On 08/29/2025 she acquired 971.93 shares at $41.1, increasing her direct holdings to 3,498.72 shares. The form was filed by one reporting person and signed by an attorney-in-fact on 09/03/2025.

Positive

• Director purchases reported totaling 1,046.93 shares across two transactions
• Clear transaction details provided: dates (03/11/2025, 08/29/2025), prices ($37.9, $41.1), and resulting ownership (3,498.72 shares)
• Form filed by one reporting person and signed by an attorney-in-fact on 09/03/2025

Negative

• None.

Insights

Financial Analyst

TL;DR: Director purchases totaling 1,046.93 shares increase direct ownership modestly.

The transactions show two non-derivative acquisitions by a director at stated prices of $37.9 and $41.1. The combined purchases add 1,046.93 shares to the director's direct holdings, moving reported beneficial ownership from 2,526.79 to 3,498.72. These are routine insider buy disclosures; no derivative activity or dispositions are reported.

Corporate Governance Expert

TL;DR: Routine Form 4 reporting of director purchases, properly executed and signed by attorney-in-fact.

The filing identifies Kathy Ernstberger as a director and indicates Form 4 was filed by one reporting person. Transactions are reported with transaction codes and resulting direct ownership levels. The form includes an attorney-in-fact signature dated 09/03/2025, satisfying signature requirements for submission.

09/03/2025 - 04:45 PM

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

ERNSTBERGER KATHY

(Last) (First) (Middle)

220 FEDERAL DRIVE

(Street)

CORYDON IN 47112

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
FIRST CAPITAL INC [ FCAP ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
03/11/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/11/2025		L		75	A	$37.9	2,526.79	D
Common Stock	08/29/2025		P		971.93	A	$41.1	3,498.72	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	/s/ Joshua P. Stevens, Attorney-in-Fact	09/03/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transactions did FCAP director Kathy Ernstberger report on Form 4?

She reported two non-derivative acquisitions: 75 shares on 03/11/2025 at $37.9 and 971.93 shares on 08/29/2025 at $41.1.

How many shares does Kathy Ernstberger beneficially own after the reported transactions?

The Form 4 shows 3,498.72 shares beneficially owned following the reported transactions.

Was the Form 4 filed jointly or by a single reporting person for FCAP?

The filing indicates the Form was filed by one reporting person.

Who signed the Form 4 for Kathy Ernstberger and when?

The document is signed by Joshua P. Stevens, Attorney-in-Fact with a signature date of 09/03/2025.

Did the Form 4 report any derivative transactions or dispositions for FCAP?

No derivative securities or dispositions are reported in the provided Form 4 content.