[Form 4] First Capital Inc Insider Trading Activity

Rhea-AI Filing Summary

Michael C. Frederick, Director and Chief Executive Officer of First Capital Inc (FCAP), purchased shares on 08/15/2025. The Form 4 reports an acquisition of 200 shares of common stock at a price of $38.25 per share. The filing lists beneficial ownership following the reported transactions as: 1,200 shares direct (noted as joint ownership with spouse), 3,225 shares direct, 1,442 shares indirect (by IRA), and 3,670 shares indirect (by ESOP). The form is signed by Michael C. Frederick on 08/18/2025. The document is a standard Section 16 Form 4 disclosing an insider purchase; no derivative transactions or other changes are reported.

Positive

• Insider purchase disclosed: CEO/Director acquired 200 shares, signaling personal investment in FCAP
• Clear ownership breakdown: Form specifies direct and indirect holdings including IRA and ESOP interests

Negative

• None.

Insights

Financial Analyst

TL;DR: Insider purchase of 200 shares at $38.25; ownership stakes are disclosed but the transaction size is small relative to company equity.

The filing shows the CEO and director acquired 200 common shares on 08/15/2025 at $38.25 each. Post-transaction beneficial ownership figures are disclosed across direct and indirect holdings, including shares held by an IRA and an ESOP. This is a routine Section 16 disclosure of insider activity rather than a corporate event; the purchase amount reported is modest and the filing contains no new operational or financial metrics.

Corporate Governance Expert

TL;DR: Disclosure is complete and timely for a Section 16 insider purchase; joint ownership with spouse is explicitly noted.

The Form 4 identifies Michael C. Frederick as both a director and the CEO and reports the acquisition with a manual signature dated 08/18/2025. The statement includes the required breakdown of direct and indirect holdings and an explanatory note that some shares are owned jointly with a spouse. No amendments, derivative transactions, or plan-based (Rule 10b5-1) notations appear on the form.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

FREDERICK CHRIS

(Last) (First) (Middle)

220 FEDERAL DRIVE

(Street)

CORYDON IN 47112

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
FIRST CAPITAL INC [ FCAP ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	CHIEF EXECUTIVE OFFICER

3. Date of Earliest Transaction (Month/Day/Year)
08/15/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	08/15/2025		A		200	A	$38.25	1,200	D(1)
Common Stock								3,225	D
Common Stock								1,442	I	By IRA
Common Stock								3,670	I	By ESOP

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Owned jointly with spouse.

	/s/ Michael C. Frederick	08/18/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did FCAP insider Michael C. Frederick report on Form 4?

The Form 4 reports an acquisition of 200 common shares on 08/15/2025 at $38.25 per share.

What positions does the reporting person hold at FCAP?

The reporting person is listed as a Director and Chief Executive Officer of First Capital Inc (FCAP).

What are the beneficial ownership amounts reported after the transaction?

The filing lists beneficial ownership as 1,200 shares (direct), 3,225 shares (direct), 1,442 shares (indirect by IRA), and 3,670 shares (indirect by ESOP) following the reported transactions.

Was the Form 4 signed and dated?

Yes. The form is signed by /s/ Michael C. Frederick and dated 08/18/2025.

Did the Form 4 disclose any derivative transactions or 10b5-1 plan activity?

No. The filing contains no derivative securities entries and no indication the transaction was pursuant to a 10b5-1 plan.