STOCK TITAN

First Carolina (NASDAQ: FCBM) director Lucas details direct and indirect share holdings

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
3

Rhea-AI Filing Summary

First Carolina Financial Services director James A. Lucas Jr. filed an initial ownership report showing his holdings of the company’s common stock. He reports 423,884 shares held directly, plus additional indirect holdings through The Brother's Fund, LLC, Springfield Development Corp, several James A. Lucas Sr Testamentary Trusts, and by his spouse.

The direct holdings figure includes multiple restricted stock awards that vest over time, reflecting a mix of long-term equity incentives granted between 2019 and 2026. This filing does not report any new purchases or sales, only Lucas’s beneficial ownership position as of the reporting date.

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Insider LUCAS JAMES A JR
Role null
Type Security Shares Price Value
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
Holdings After Transaction: Common Stock — 423,884 shares (Direct, null); Common Stock — 9,300 shares (Indirect, By spouse)
Footnotes (1)
  1. [object Object]
Direct common stock holdings 423,884 shares Common Stock held directly following reporting date
Indirect via The Brother's Fund, LLC 19,650 shares Common Stock held indirectly by The Brother's Fund, LLC
Indirect via Springfield Development Corp 138,906 shares Common Stock held indirectly by Springfield Development Corp
Indirect via Trust C-2 51,600 shares Common Stock held by James A. Lucas Sr Testamentary Trust C-2
Spouse-held shares 9,300 shares Common Stock held indirectly by spouse
2019 restricted stock award 10,000 RSAs Granted January 1, 2019, vesting over ten annual installments
2024 restricted stock award 5,984 RSAs Granted January 1, 2024, vesting over five annual installments
2026 single-year RSA grant 5,028 RSAs Granted January 1, 2026, vesting on first anniversary
restricted stock awards financial
"Includes (i) 10,000 restricted stock awards ("RSAs") granted on January 1, 2019 that vest..."
Restricted stock awards are company shares given to employees or executives that cannot be sold or transferred until certain conditions — like staying with the company for a set time or meeting performance targets — are met, like a gift that is locked in a safe until rules are satisfied. Investors care because these awards tie management’s pay to company performance, can increase the number of shares outstanding when they become tradable (dilution), and may signal expected future selling pressure or commitment to long-term growth.
RSAs financial
"10,000 restricted stock awards ("RSAs") granted on January 1, 2019 that vest..."
Testamentary Trust financial
"By James A. Lucas Sr Testamentary Trust C-1"
indirect ownership financial
"ownership_type": "indirect""
beneficial ownership financial
"This filing does not report any new purchases or sales, only Lucas’s beneficial ownership position..."
Beneficial ownership means the person or entity that actually enjoys the benefits of owning shares or other assets — such as receiving dividends, voting rights, or price gains — even if the legal title is held in another name. For investors it matters because knowing who truly controls and profits from a company reveals who can influence decisions, exposes potential conflicts of interest or hidden concentration of power, and affects transparency and risk in the stock.
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FAQ

What does James A. Lucas Jr report owning in First Carolina Financial Services (FCBM)?

He reports owning common stock of First Carolina Financial Services, including 423,884 shares held directly plus additional shares held indirectly through LLCs, family testamentary trusts, and by his spouse, reflecting his overall beneficial ownership position in the company.

Is the Form 3 for FCBM a buy or sell transaction by James A. Lucas Jr?

This Form 3 does not report any buy or sell transactions. It is an initial ownership filing that simply lists the number of First Carolina Financial Services shares he beneficially owns directly and indirectly as of the reporting date.

How many First Carolina Financial Services (FCBM) shares does Lucas hold directly versus indirectly?

He holds 423,884 shares directly. Indirect holdings are reported separately through The Brother's Fund, LLC, Springfield Development Corp, several James A. Lucas Sr Testamentary Trusts, and by his spouse, each with its own share count and ownership description.

What restricted stock awards are included in James A. Lucas Jr’s FCBM holdings?

His holdings include 10,000 RSAs granted in 2019, plus additional RSAs of 5,984 (2024), 6,700 (2025), and two 2026 RSA grants of 5,028 and 4,972, all vesting in specified annual or single installments.

Why are some of Lucas’s FCBM shares listed as indirect ownership?

Shares are listed as indirect when held through entities or related parties, such as The Brother's Fund, LLC, Springfield Development Corp, several James A. Lucas Sr Testamentary Trusts, or by his spouse, rather than registered solely in his own name.
SEC Form 3
FORM 3UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0104
Estimated average burden
hours per response:0.5
1. Name and Address of Reporting Person*
LUCAS JAMES A JR

(Last)(First)(Middle)
C/O FIRST CAROLINA FINANCIAL SERVICES
2626 GLENWOOD AVENUE SUITE 200

(Street)
RALEIGH NORTH CAROLINA 27608

(City)(State)(Zip)

UNITED STATES

(Country)
2. Date of Event Requiring Statement (Month/Day/Year)
06/17/2026
3. Issuer Name and Ticker or Trading Symbol
First Carolina Financial Services, Inc. [ FCBM ]
3a. Foreign Trading Symbol
5. If Amendment, Date of Original Filed (Month/Day/Year)
4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4) 2. Amount of Securities Beneficially Owned (Instr. 4) 3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5) 4. Nature of Indirect Beneficial Ownership (Instr. 5)
Common Stock423,884(1)D
Common Stock9,300IBy spouse
Common Stock16,830IBy James A. Lucas Sr Testamentary Trust C-3
Common Stock51,600IBy James A. Lucas Sr Testamentary Trust C-2
Common Stock4,830IBy James A. Lucas Sr Testamentary Trust C-1
Common Stock138,906IBy Springfield Development Corp
Common Stock19,650IBy The Brother's Fund, LLC
Table II - Derivative Securities Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4) 2. Date Exercisable and Expiration Date (Month/Day/Year)3. Title and Amount of Securities Underlying Derivative Security (Instr. 4) 4. Conversion or Exercise Price of Derivative Security 5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5) 6. Nature of Indirect Beneficial Ownership (Instr. 5)
Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
1. Includes (i) 10,000 restricted stock awards ("RSAs") granted on January 1, 2019 that vest in ten substantially equal annual installments on the first ten anniversaries of the grant date; (ii) 5,984 RSAs granted on January 1, 2024 that vest in five substantially equal annual installments on the first five anniversaries of the grant date; (iii) 6,700 RSAs granted on January 1, 2025 that vest in five substantially equal annual installments on the first five anniversaries of the grant date; (iv) 5,028 RSAs granted on January 1, 2026 that vest on the first anniversary of the grant date; and (v) 4,972 RSAs granted on January 1, 2026 that vest in five substantially equal annual installments on the first five anniversaries of the grant date.
Remarks:
Exhibit 24.1 - Power of Attorney
/s/ Kristen Brabble, as attorney-in-fact06/17/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 3: SEC 1473 (03-26)